Update shared on 25 Nov 2025
Fair value Decreased 0.24%Kinsale Capital Group's analyst price target decreased slightly by approximately $1 to about $470.89. Analysts cite slowing growth expectations and recent valuation pressures following quarterly updates in the property and casualty insurance sector.
Analyst Commentary
Recent analyst commentary on Kinsale Capital Group highlights a mix of optimism and caution following the company's quarterly updates and sector-wide valuation trends. Below, we summarize the key perspectives shaping the current view of the stock.
Bullish Takeaways- Bullish analysts note that Kinsale Capital continues to exhibit industry-leading underwriting margins, which sets it apart from competitors.
- Increases to earnings estimates for the next two years are attributed to higher assumed net investment income and faster-than-expected growth in gross written premiums.
- The absence of significant adverse events during recent quarters has helped support stable earnings, and this stability supports a positive outlook on operational execution.
- Despite sector-wide valuation pressures, several analysts have maintained Buy or Overweight ratings. This signals belief in the company’s long-term growth potential.
- Bearish analysts express concern that Kinsale Capital’s premium valuation is challenging to justify in light of a deceleration in growth expectations.
- Price targets have generally trended downward as models reflect slower industry growth and ongoing headwinds in commercial property pricing.
- Some analysts maintain Hold or Neutral ratings, citing sector-wide pressures and a softening cycle anticipated for property and casualty through 2026.
- Recent reductions to price targets suggest caution regarding the sustainability of current valuation multiples as the cycle matures.
What's in the News
- Kinsale Capital Group announced a new project in Virginia, highlighting the state's competitive business environment and effective public-private partnerships. The investment demonstrates strong collaboration between Kinsale, the Henrico team, and development partners (Key Developments).
- Between July and September 2025, the company repurchased 45,627 shares for $20 million. This contributed to the completion of 114,910 shares repurchased for a total of $50 million under its buyback program announced in October 2024 (Key Developments).
Valuation Changes
- Fair Value Estimate has decreased marginally from $472 to approximately $470.89.
- Discount Rate edged down slightly, moving from 6.96% to 6.96%.
- Revenue Growth Projection has fallen from 9.05% to 8.86%.
- Net Profit Margin has decreased modestly from 22.23% to 21.72%.
- Future P/E Ratio has increased from 25.55x to 26.23x.
Disclaimer
AnalystConsensusTarget is a tool utilizing a Large Language Model (LLM) that ingests data on consensus price targets, forecasted revenue and earnings figures, as well as the transcripts of earnings calls to produce qualitative analysis. The narratives produced by AnalystConsensusTarget are general in nature and are based solely on analyst data and publicly-available material published by the respective companies. These scenarios are not indicative of the company's future performance and are exploratory in nature. Simply Wall St has no position in the company(s) mentioned. Simply Wall St may provide the securities issuer or related entities with website advertising services for a fee, on an arm's length basis. These relationships have no impact on the way we conduct our business, the content we host, or how our content is served to users. The price targets and estimates used are consensus data, and do not constitute a recommendation to buy or sell any stock, and they do not take account of your objectives, or your financial situation. Note that AnalystConsensusTarget's analysis may not factor in the latest price-sensitive company announcements or qualitative material.