Update shared on 25 Nov 2025
Fair value Increased 0.39%Analysts have modestly increased their price target for Hartford Insurance Group from $141.50 to $142.06. This reflects consistent performance and stable sector fundamentals.
Analyst Commentary
Recent research updates reveal a mix of optimism and caution from the analyst community regarding Hartford Insurance Group's outlook and valuation. While several firms have raised price targets and acknowledged Hartford's consistent execution, there are also reservations about certain industry trends and the company's current stock multiple. Below are the main takeaways from the latest analyst notes:
Bullish Takeaways- Bullish analysts have increased their price targets, pointing to a strong track record and a well-rounded business profile.
- Consistent performance and resilient sector fundamentals are supporting arguments for Hartford shares trading in line with peers.
- Some believe recent quarterly periods were solid, with the company demonstrating stability despite sector headwinds and a lack of major adverse events materially impacting earnings.
- Upward adjustments to valuation are reinforced by positive peer comparisons and higher multiples across the property and casualty insurance space.
- Bearish analysts have expressed concern that Hartford's stock multiple appears stretched at current levels, which may limit near-term upside.
- There is industry caution related to softening cycles in property and casualty lines, with growth headwinds expected as market conditions evolve heading into 2026.
- Some highlight that fundamentals across the sector remain challenged, with particular attention on commercial property pricing slowdowns and a lighter mix of renewals possibly impacting margins.
- General market sentiment reflects unease that profitability improvements may take time, particularly amid broader insurance sector underperformance versus the S&P.
What's in the News
- Increased its quarterly common dividend per share by 15% to $0.60. The dividend is payable on January 5, 2026, to shareholders of record as of December 1, 2025 (Key Developments).
- Completed the repurchase of 12,479,085 shares, representing 4.37% of shares outstanding, for $1.53 billion under a buyback announced July 25, 2024 (Key Developments).
- Expanded its CyberChoice First Response cyber insurance product for small businesses nationwide, excluding Alaska, Louisiana, and Vermont, through its ICON platform. This expansion allows faster and more comprehensive coverage options for brokers and agents (Key Developments).
Valuation Changes
- Consensus Analyst Price Target has risen slightly from $141.50 to $142.06, indicating a modest upward adjustment in fair value assessment.
- Discount Rate has increased from 6.78% to 6.96%, reflecting a small upward shift in investor return expectations.
- Revenue Growth projections remain essentially unchanged at approximately 5.24% year-over-year.
- Net Profit Margin is steady at roughly 11.60%, showing no notable change in expected profitability.
- Future P/E Ratio has risen from 11.28x to 11.93x, suggesting a slightly higher valuation relative to projected earnings.
Disclaimer
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