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CNO: Earnings Guidance And Ongoing Buybacks Will Shape 2025 Performance

Aging US Population And Digital Channels Will Expand Markets

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CNO
AnalystConsensusTarget
Not Invested
Published 03 Sep 2024

Update shared on 14 Dec 2025

Fair value Decreased 1.46%
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7.3%

Analysts have slightly lowered their price target on CNO Financial Group to approximately 43.75 dollars from about 44.40 dollars. This reflects modestly higher discount rate assumptions, slightly softer long term growth expectations, and a marginally reduced future earnings multiple that still supports a solid profitability outlook.

What's in the News

  • CNO Financial Group updated its fiscal 2025 guidance, narrowing its operating earnings per share range to $3.75 to $3.85 while keeping the midpoint unchanged. This signals confidence in its earnings trajectory despite a tighter band (Key Developments).
  • Between July 1, 2025 and September 30, 2025, the company repurchased 1,569,959 shares, or about 1.61% of shares outstanding, for $59.99 million, underscoring ongoing capital return to shareholders (Key Developments).
  • The latest repurchase activity completes a long running buyback program launched in May 2011, under which CNO has cumulatively repurchased 178,743,503 shares for approximately $3.28 billion, materially shrinking its share count over time (Key Developments).

Valuation Changes

  • Fair Value Estimate was reduced slightly to approximately $43.75 from about $44.40, reflecting a modestly lower intrinsic value assessment per share.
  • Discount Rate decreased marginally to about 7.88 percent from roughly 7.88 percent, signaling an almost negligible change in the risk and return assumptions applied to future cash flows.
  • Revenue Growth remains essentially unchanged at around negative 0.62 percent, indicating no meaningful shift in long term top line expectations.
  • Net Profit Margin is virtually flat at roughly 10.28 percent, suggesting stable long term profitability assumptions.
  • Future P/E edged down slightly to approximately 9.80 times from about 9.95 times, implying a modestly lower valuation multiple on projected earnings.

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Disclaimer

AnalystConsensusTarget is a tool utilizing a Large Language Model (LLM) that ingests data on consensus price targets, forecasted revenue and earnings figures, as well as the transcripts of earnings calls to produce qualitative analysis. The narratives produced by AnalystConsensusTarget are general in nature and are based solely on analyst data and publicly-available material published by the respective companies. These scenarios are not indicative of the company's future performance and are exploratory in nature. Simply Wall St has no position in the company(s) mentioned. Simply Wall St may provide the securities issuer or related entities with website advertising services for a fee, on an arm's length basis. These relationships have no impact on the way we conduct our business, the content we host, or how our content is served to users. The price targets and estimates used are consensus data, and do not constitute a recommendation to buy or sell any stock, and they do not take account of your objectives, or your financial situation. Note that AnalystConsensusTarget's analysis may not factor in the latest price-sensitive company announcements or qualitative material.