Update shared on 02 Dec 2025
Fair value Increased 2.50%Nu Holdings saw its average analyst price target rise slightly from $17.98 to $18.43 per share, as analysts cited ongoing growth expectations despite some moderation in profit margin forecasts.
What's in the News
- Nubank has applied for a national bank charter with the Office of the Comptroller of the Currency (OCC) in the United States. This move is intended to support the company's global expansion plans. (Key Developments)
- The U.S. national bank charter would enable Nubank to offer services such as deposit accounts, credit cards, lending, and digital asset custody in the American market. (Key Developments)
- Nu Mexico, a subsidiary of Nubank, received authorization to become a bank from the Comisión Nacional Bancaria y de Valores (CNBV) in April 2025 and is awaiting final operational approval. (Key Developments)
- The company's compliance-focused approach in Brazil, Mexico, and Colombia is being extended to its operations and regulatory engagements in new international markets. (Key Developments)
Valuation Changes
- Consensus Analyst Price Target has risen slightly, increasing from $17.98 to $18.43 per share.
- Discount Rate decreased modestly from 11.73% to 11.72%.
- Revenue Growth projection remains unchanged at approximately 78.29%.
- Net Profit Margin has fallen from 18.42% to 17.14%.
- Future P/E ratio has increased from 18.61x to 20.50x.
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