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Update shared on22 Aug 2025

Fair value Increased 17%
AnalystConsensusTarget's Fair Value
US$35.00
12.1% undervalued intrinsic discount
22 Aug
US$30.77
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1Y
11.4%
7D
9.7%

Despite a marked slowdown in forecast revenue growth, Central Pacific Financial’s consensus future P/E has risen substantially, indicating a multiple expansion which underpins the significant increase in the analyst price target to $35.00.


What's in the News


  • Amended and restated bylaws adopted, enhancing procedural mechanics and disclosure for shareholder nominations and proposals, detailing powers for regulating meetings, clarifying voting standards, and requiring director candidates to be available for board interviews.
  • Net charge-offs for Q2 2025 increased to $4.7 million from $3.8 million the previous year, mainly due to a $2.0 million full charge-off of a commercial and industrial loan.
  • Completed repurchase of 180,393 shares (0.67%) for $4.74 million under the January 2025 buyback program, including 103,077 shares (0.38%) for $2.6 million in Q2 2025.

Valuation Changes


Summary of Valuation Changes for Central Pacific Financial

  • The Consensus Analyst Price Target has significantly risen from $29.96 to $35.00.
  • The Consensus Revenue Growth forecasts for Central Pacific Financial has significantly fallen from 14.1% per annum to 10.1% per annum.
  • The Future P/E for Central Pacific Financial has significantly risen from 8.65x to 11.05x.

Disclaimer

AnalystConsensusTarget is a tool utilizing a Large Language Model (LLM) that ingests data on consensus price targets, forecasted revenue and earnings figures, as well as the transcripts of earnings calls to produce qualitative analysis. The narratives produced by AnalystConsensusTarget are general in nature and are based solely on analyst data and publicly-available material published by the respective companies. These scenarios are not indicative of the company's future performance and are exploratory in nature. Simply Wall St has no position in the company(s) mentioned. Simply Wall St may provide the securities issuer or related entities with website advertising services for a fee, on an arm's length basis. These relationships have no impact on the way we conduct our business, the content we host, or how our content is served to users. The price targets and estimates used are consensus data, and do not constitute a recommendation to buy or sell any stock, and they do not take account of your objectives, or your financial situation. Note that AnalystConsensusTarget's analysis may not factor in the latest price-sensitive company announcements or qualitative material.