Update shared on 15 Nov 2025
Fair value Increased 0.097%Analysts have modestly raised their price target for Cullen/Frost Bankers from $137.47 to $137.60, citing slight improvements in projected revenue growth even as they note a marginal decrease in expected profit margins.
What's in the News
- Cullen/Frost Bankers has raised its earnings guidance for 2025, expecting net interest income growth for the full year to be between 7% and 8%, up from prior guidance of 6% to 7% (Corporate Guidance).
- For the third quarter ended September 30, 2025, unaudited consolidated net charge-offs were reported at $6,589,000, a decrease from $9,640,000 a year ago (Impairments/Write Offs).
- Between July 1 and September 30, 2025, the company completed the repurchase of 549,228 shares, representing 0.85% of outstanding shares. The repurchase totaled $69.26 million under a buyback program announced earlier in the year (Buyback Tranche Update).
Valuation Changes
- Fair Value: The estimated fair value increased modestly from $137.47 to $137.60.
- Discount Rate: The discount rate rose from 7.16% to 7.25%.
- Revenue Growth: Projected revenue growth improved from 3.60% to 3.97%.
- Net Profit Margin: Expected net profit margin fell slightly, moving from 25.34% to 24.71%.
- Future P/E: The forward price-to-earnings ratio edged higher, rising from 17.67x to 17.98x.
Disclaimer
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