Loading...
Back to narrative

BY: Future Share Repurchases And Margin Gains Will Support Balanced Return Outlook

Digital Banking Upgrades And First Security Integration Will Drive Efficiency

BY logo
BY
AnalystConsensusTarget
Not Invested
Published 24 Sep 2024

Update shared on 17 Dec 2025

Fair value Increased 5.59%
Previous
n/a
n/a
AnalystConsensusTarget's Fair Value
n/a
Loading
1Y
5.7%
7D
1.9%

Analysts have modestly raised their price target on Byline Bancorp, increasing fair value from 32.20 dollars to 34.00 dollars. They cite expectations for stronger profit margins and a slightly higher future earnings multiple, despite slower projected revenue growth and a marginally higher discount rate.

What's in the News

  • Board of Directors authorizes a new share repurchase plan on December 11, 2025, signaling continued focus on shareholder returns (Key Developments)
  • Company launches a buyback program for up to 2,250,000 shares, or 4.9% of outstanding stock, with flexibility to use repurchased shares for equity incentives and other corporate purposes through December 31, 2026 (Key Developments)
  • Byline reports that from July 1 to September 30, 2025 it repurchased 7,424 shares for 0.19 million dollars, bringing total buybacks under the December 5, 2024 authorization to 577,023 shares for 13.98 million dollars (Key Developments)
  • Piper Sandler & Co. is named lead underwriter for Byline Bancorp's fixed income exchange offer, which may help broaden the company's investor base (Key Developments)
  • Management reiterates that Byline is actively seeking disciplined M&A opportunities and is prioritizing capital to support organic growth and opportunistic transactions that create shareholder value (Key Developments)

Valuation Changes

  • The fair value estimate has risen slightly from $32.20 to $34.00 per share, reflecting modestly higher expected returns.
  • The discount rate has increased marginally from 6.89 percent to 7.00 percent, implying a slightly higher required rate of return.
  • Revenue growth has been revised down significantly from 11.44 percent to 7.66 percent, indicating more conservative top line expectations.
  • Net profit margin is expected to improve from 26.67 percent to 28.86 percent, signaling stronger anticipated profitability.
  • The future P/E multiple has risen slightly from 13.85x to 14.14x, suggesting a modestly higher valuation on forward earnings.

Have other thoughts on Byline Bancorp?

Create your own narrative on this stock, and estimate its Fair Value using our Valuator tool.

Create Narrative

Disclaimer

AnalystConsensusTarget is a tool utilizing a Large Language Model (LLM) that ingests data on consensus price targets, forecasted revenue and earnings figures, as well as the transcripts of earnings calls to produce qualitative analysis. The narratives produced by AnalystConsensusTarget are general in nature and are based solely on analyst data and publicly-available material published by the respective companies. These scenarios are not indicative of the company's future performance and are exploratory in nature. Simply Wall St has no position in the company(s) mentioned. Simply Wall St may provide the securities issuer or related entities with website advertising services for a fee, on an arm's length basis. These relationships have no impact on the way we conduct our business, the content we host, or how our content is served to users. The price targets and estimates used are consensus data, and do not constitute a recommendation to buy or sell any stock, and they do not take account of your objectives, or your financial situation. Note that AnalystConsensusTarget's analysis may not factor in the latest price-sensitive company announcements or qualitative material.