Update shared on05 Sep 2025
Fair value Increased 0.31%The consensus price target for First Citizens BancShares was modestly revised upward to $2,311, with bullish analysts citing strong capital deployment capacity and expectations of a favorable interest rate and lending environment as key drivers.
Analyst Commentary
- Bullish analysts cited excess capital deployment capacity as a key driver for upward price target revisions.
- Expectations of a favorable interest rate environment contributed to increased optimism about earnings potential.
- Some bullish analysts believe capital-rich banks like First Citizens are well-positioned to benefit from a potential rebound in commercial lending in the latter half of the year.
- Market expectations for stronger loan growth in the back half of the year influenced target adjustments.
- More cautious outlooks reflected concerns about near-term growth visibility, leading to rating downgrades or neutral stances despite unchanged or moderately increased price targets.
What's in the News
- Completed repurchase of 1,603,648 shares (11.52%) for $3,192.12 million under the existing buyback program.
- Repurchased 486,324 shares (3.63%) for $916.12 million from April 1, 2025 to July 31, 2025.
- Announced a new share repurchase program authorizing up to $4,000 million of Class A Common Stock, expiring in 2026.
- Board of Directors authorized the new buyback plan.
Valuation Changes
Summary of Valuation Changes for First Citizens BancShares
- The Consensus Analyst Price Target remained effectively unchanged, moving only marginally from $2304 to $2311.
- The Net Profit Margin for First Citizens BancShares remained effectively unchanged, moving only marginally from 22.58% to 22.63%.
- The Discount Rate for First Citizens BancShares remained effectively unchanged, moving only marginally from 8.33% to 8.34%.
Disclaimer
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