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7181: Share Buyback And Dividend Increase Will Shape Balanced Future Outlook

7181: Future Earnings And Reinsurance Initiative Will Support Measured Upside Potential

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7181
AnalystConsensusTarget
Not Invested
Published 20 Jul 2025

Update shared on 19 Nov 2025

Fair value Increased 1.66%
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48.3%
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0.9%

Narrative Update on Japan Post Insurance: Analyst Price Target Change

Analysts have raised their fair value estimate for Japan Post Insurance by approximately ¥70 to ¥4,282. They cite an improved revenue growth outlook, even though there is a slightly higher discount rate and modest changes to profit margin and future price-to-earnings expectations.

What's in the News

  • The Board of Directors has authorized a buyback plan on November 14, 2025 (Key Developments).
  • Announcement of a share repurchase program, targeting up to 20,000,000 shares or 5.38 percent of issued share capital, for ¥4,000 million. The program is set to expire on March 31, 2026 (Key Developments).
  • Dividend for the second quarter ended September 30, 2025, increased to JPY 62.00 per share, up from JPY 52.00 the previous year. Payment is scheduled for December 5, 2025 (Key Developments).
  • Revised earnings guidance for the year ending March 31, 2026: expected net income raised to JPY 159,000 million, net income per share to JPY 427.95. The revision reflects higher investment and lower operating expenses (Key Developments).
  • Board meeting on November 14, 2025, to consider the acquisition of treasury stock and related transactions (Key Developments).

Valuation Changes

  • Consensus Analyst Price Target: Increased modestly from ¥4,212 to ¥4,282
  • Discount Rate: Rose slightly from 4.72% to 4.8%
  • Revenue Growth: Improved significantly, rising from 23.86% to 32.14%
  • Net Profit Margin: Fell marginally from 2.38% to 2.30%
  • Future P/E: Increased slightly from 10.77x to 10.94x

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Disclaimer

AnalystConsensusTarget is a tool utilizing a Large Language Model (LLM) that ingests data on consensus price targets, forecasted revenue and earnings figures, as well as the transcripts of earnings calls to produce qualitative analysis. The narratives produced by AnalystConsensusTarget are general in nature and are based solely on analyst data and publicly-available material published by the respective companies. These scenarios are not indicative of the company's future performance and are exploratory in nature. Simply Wall St has no position in the company(s) mentioned. Simply Wall St may provide the securities issuer or related entities with website advertising services for a fee, on an arm's length basis. These relationships have no impact on the way we conduct our business, the content we host, or how our content is served to users. The price targets and estimates used are consensus data, and do not constitute a recommendation to buy or sell any stock, and they do not take account of your objectives, or your financial situation. Note that AnalystConsensusTarget's analysis may not factor in the latest price-sensitive company announcements or qualitative material.