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HOMEFIRST: Stable Margins And Modest Risk Profile Will Support Future Upside

India's Urbanization And Digital Shift Will Unlock Lasting Potential

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HOMEFIRST
AnalystConsensusTarget
Not Invested
Published 17 Feb 2025

Update shared on 08 Dec 2025

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AnalystConsensusTarget's Fair Value
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1Y
15.0%
7D
-2.1%

Analysts have modestly raised their price target on Home First Finance Company India to ₹1,375.47, citing largely unchanged growth, profitability, and valuation assumptions that continue to support a stable long term outlook.

What's in the News

  • Board meeting scheduled for November 4, 2025, at 14:00 IST to review and approve the financial results for the quarter and half year ended September 30, 2025 (company filing)
  • Board to consider assigning additional responsibility of heading the Legal function to Mr. Shreyans Bachhawat, in addition to his role as Company Secretary and Compliance Officer, with a revised designation as Company Secretary, Compliance Officer and Head, Legal (company filing)
  • Board to consider the resignation of Ms. Vilasini Subramaniam as Head, Strategic Alliances and Senior Management Personnel, effective November 14, 2025, due to personal reasons (company filing)

Valuation Changes

  • The fair value estimate is maintained at approximately ₹1,375.47 per share, indicating no change in the intrinsic value outlook.
  • The discount rate has risen slightly from about 13.65 percent to 13.67 percent, reflecting a marginally higher required return.
  • The revenue growth assumption is effectively unchanged at around 29.36 percent, suggesting a stable outlook for top line expansion.
  • The net profit margin is effectively unchanged at about 48.18 percent, indicating no material revision to long term profitability expectations.
  • The future P/E multiple has been nudged up slightly from roughly 26.62x to 26.63x, implying a marginally higher valuation multiple applied to forward earnings.

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Disclaimer

AnalystConsensusTarget is a tool utilizing a Large Language Model (LLM) that ingests data on consensus price targets, forecasted revenue and earnings figures, as well as the transcripts of earnings calls to produce qualitative analysis. The narratives produced by AnalystConsensusTarget are general in nature and are based solely on analyst data and publicly-available material published by the respective companies. These scenarios are not indicative of the company's future performance and are exploratory in nature. Simply Wall St has no position in the company(s) mentioned. Simply Wall St may provide the securities issuer or related entities with website advertising services for a fee, on an arm's length basis. These relationships have no impact on the way we conduct our business, the content we host, or how our content is served to users. The price targets and estimates used are consensus data, and do not constitute a recommendation to buy or sell any stock, and they do not take account of your objectives, or your financial situation. Note that AnalystConsensusTarget's analysis may not factor in the latest price-sensitive company announcements or qualitative material.