Analysts have revised their fair value estimate for Jammu and Kashmir Bank, decreasing the price target from ₹153 to ₹131. The update cites moderated revenue growth expectations and a slightly higher discount rate as key factors.
What's in the News
- A board meeting is scheduled for October 18, 2025 to consider and approve the unaudited financial results for the quarter and half year ended September 30, 2025 (Board Meeting).
- The Comptroller and Auditor General of India has appointed M/s Gupta Sharma & Associates as Statutory Central Auditors of the bank for the fiscal year 2025-26, in accordance with SEBI regulations (Auditor Changes).
Valuation Changes
- Consensus Analyst Price Target has decreased from ₹153 to ₹131, reflecting a downward revision in fair value.
- Discount Rate has risen slightly from 14.88% to 15.05%. This indicates a marginal increase in the level of risk applied to future cash flows.
- Revenue Growth expectations have fallen significantly and have been revised from 10.86% to 8.13%.
- Net Profit Margin is projected to improve, increasing from 19.90% to 20.84%.
- Future P/E Ratio estimate has decreased from 13.31x to 12.00x, pointing to lower anticipated earnings multiples.
Have other thoughts on Jammu and Kashmir Bank?
Create your own narrative on this stock, and estimate its Fair Value using our Valuator tool.
Create NarrativeDisclaimer
AnalystConsensusTarget is a tool utilizing a Large Language Model (LLM) that ingests data on consensus price targets, forecasted revenue and earnings figures, as well as the transcripts of earnings calls to produce qualitative analysis. The narratives produced by AnalystConsensusTarget are general in nature and are based solely on analyst data and publicly-available material published by the respective companies. These scenarios are not indicative of the company's future performance and are exploratory in nature. Simply Wall St has no position in the company(s) mentioned. Simply Wall St may provide the securities issuer or related entities with website advertising services for a fee, on an arm's length basis. These relationships have no impact on the way we conduct our business, the content we host, or how our content is served to users. The price targets and estimates used are consensus data, and do not constitute a recommendation to buy or sell any stock, and they do not take account of your objectives, or your financial situation. Note that AnalystConsensusTarget's analysis may not factor in the latest price-sensitive company announcements or qualitative material.