Loading...
Back to narrative

BIRG: Improving Investor Sentiment Will Likely Support Fair Value Amid Earnings Optimism

Update shared on 19 Nov 2025

Fair value Increased 2.65%
n/a
n/a
AnalystConsensusTarget's Fair Value
n/a
Loading
1Y
86.3%
7D
-0.6%

The analyst price target for Bank of Ireland Group has increased from €15.40 to €15.81, with analysts citing improving investor sentiment and expectations of above-sector-average earnings growth as key drivers for the upward revision.

Analyst Commentary

Recent research notes on Bank of Ireland Group highlight both optimism regarding the company’s earnings trajectory and some continued caution from parts of the analyst community.

Bullish Takeaways
  • Bullish analysts are raising price targets, citing an outlook for above-sector-average earnings growth and continued improvement in investor sentiment.
  • Upgrades to a "Buy" stance reflect broader confidence in Bank of Ireland’s ability to deliver strong financial results relative to peers.
  • Several firms anticipate sustained momentum in profitability, leading to higher valuations.
  • Upward revisions in price targets, in some cases by significant margins, indicate market optimism on execution and capitalizing on growth opportunities.
Bearish Takeaways
  • Despite higher price targets, a few bearish analysts maintain cautious ratings, suggesting some concerns around valuation running ahead of fundamentals.
  • There remains an undercurrent of caution about the sustainability of recent performance and whether earnings growth can consistently outpace sector averages.
  • Continued "Underweight" or "Neutral" ratings imply skepticism about risk-adjusted returns even as consensus targets trend upward.

Valuation Changes

  • Consensus Analyst Price Target has risen slightly from €15.40 to €15.81, reflecting updated market expectations.
  • Discount Rate increased modestly from 7.28% to 7.43%, suggesting a minor reassessment of risk or return assumptions.
  • Revenue Growth forecast edged up from 3.93% to 4.00%, indicating a slightly more optimistic outlook for future expansion.
  • Net Profit Margin improved from 35.82% to 36.21%, pointing to expectations of stronger profitability.
  • Future P/E ratio moved up marginally from 10.07x to 10.25x, signaling minor adjustments in valuation multiples.

Have other thoughts on Bank of Ireland Group?

Create your own narrative on this stock, and estimate its Fair Value using our Valuator tool.

Create Narrative

Disclaimer

AnalystConsensusTarget is a tool utilizing a Large Language Model (LLM) that ingests data on consensus price targets, forecasted revenue and earnings figures, as well as the transcripts of earnings calls to produce qualitative analysis. The narratives produced by AnalystConsensusTarget are general in nature and are based solely on analyst data and publicly-available material published by the respective companies. These scenarios are not indicative of the company's future performance and are exploratory in nature. Simply Wall St has no position in the company(s) mentioned. Simply Wall St may provide the securities issuer or related entities with website advertising services for a fee, on an arm's length basis. These relationships have no impact on the way we conduct our business, the content we host, or how our content is served to users. The price targets and estimates used are consensus data, and do not constitute a recommendation to buy or sell any stock, and they do not take account of your objectives, or your financial situation. Note that AnalystConsensusTarget's analysis may not factor in the latest price-sensitive company announcements or qualitative material.