Update shared on 05 Nov 2025
Fair value Increased 7.82%The analyst fair value estimate for Bank of Ireland Group has risen to €15.40 from €14.29, reflecting analysts' optimism about improved earnings prospects and positive sector sentiment.
Analyst Commentary
Recent analyst updates signal a constructive outlook on Bank of Ireland Group, with multiple research firms raising their price targets and, in one instance, issuing a rating upgrade. The narrative from the Street suggests broader recognition of the company's improving financial metrics and sector positioning.
Bullish Takeaways- Bullish analysts are raising their price targets, citing greater confidence in Bank of Ireland's ability to generate above-sector-average earnings growth.
- Improving investor sentiment across the sector is expected to support sustained valuation uplifts for the bank.
- Recent upgrades and positive outlooks reflect expectations of continued operational execution and strong underlying performance.
- Upward price target adjustments, some into the mid-teens euro range, indicate that analysts see potential for further share price appreciation, aligned with fundamentals.
- Despite the price target increases, some analysts maintain a neutral or equal weight stance, suggesting ongoing caution around potential macroeconomic headwinds.
- Concerns remain that valuation gains could be tempered if sector earnings growth slows or if the bank faces execution challenges.
- A few cautious analysts highlight the possibility that competitive pressures or regulatory changes could impact profitability outlooks.
Valuation Changes
- Fair Value: Increased from €14.29 to €15.40, reflecting a notable uplift in analysts' assessments.
- Discount Rate: Decreased slightly from 7.48% to 7.28%. This indicates marginally lower perceived risk or cost of capital.
- Revenue Growth: Risen from 3.21% to 3.93%. This suggests higher expected future growth.
- Net Profit Margin: Improved from 35.06% to 35.82%. This points to expectations for enhanced profitability.
- Future P/E: Edged up from 9.80x to 10.07x. This shows a modest increase in valuation multiples projected for the company.
Disclaimer
AnalystConsensusTarget is a tool utilizing a Large Language Model (LLM) that ingests data on consensus price targets, forecasted revenue and earnings figures, as well as the transcripts of earnings calls to produce qualitative analysis. The narratives produced by AnalystConsensusTarget are general in nature and are based solely on analyst data and publicly-available material published by the respective companies. These scenarios are not indicative of the company's future performance and are exploratory in nature. Simply Wall St has no position in the company(s) mentioned. Simply Wall St may provide the securities issuer or related entities with website advertising services for a fee, on an arm's length basis. These relationships have no impact on the way we conduct our business, the content we host, or how our content is served to users. The price targets and estimates used are consensus data, and do not constitute a recommendation to buy or sell any stock, and they do not take account of your objectives, or your financial situation. Note that AnalystConsensusTarget's analysis may not factor in the latest price-sensitive company announcements or qualitative material.