Update shared on 10 Nov 2025
Fair value Increased 1.87%Narrative Update on Raiffeisen Bank International
Analysts have raised the fair value price target for Raiffeisen Bank International from €30.12 to €30.68. This modest increase is supported by stable profit margins and slight improvements in revenue growth, despite a higher discount rate and a cautious outlook on share upside.
Analyst Commentary
Recent market assessments have brought a balanced perspective to Raiffeisen Bank International’s valuation and future prospects. Analysts have weighed both supportive and cautionary factors in their outlook.
Bullish Takeaways
- Bullish analysts highlight the stability of profit margins, which underpin overall earnings reliability.
- Incremental growth in revenues suggests resilience in the bank’s core operations despite challenging environments.
- Valuation remains within a range considered appropriate given current market risks. This limits downside exposure.
Bearish Takeaways
- Bearish analysts emphasize the limited upside for the share price based on its current levels and revised targets.
- The unchanged price target reflects subdued expectations for significant near-term growth.
- Macroeconomic headwinds and a higher discount rate continue to temper optimism around future expansion and execution.
What's in the News
- Raiffeisen Bank International has been engaged by CanCambria Energy Corp. as its strategic advisor to assist in securing a partner for the Kiskunhalas tight-gas project in Hungary. The transaction could involve a farm-out, financial investment, or sale of part of the project. The process may take several months to complete, with no guarantee of closure. (Key Developments)
- The Supervisory Board of Raiffeisen Bank International AG has appointed Kamila Makhmudova as CFO, effective 1 January 2026, pending supervisory authority approval. The CFO role will return as a dedicated board function. Makhmudova brings over 20 years of banking experience, including leadership roles in corporate development and strategic steering. (Key Developments)
Valuation Changes
- Consensus Analyst Price Target has risen slightly from €30.12 to €30.68, reflecting a modest positive adjustment in fair value.
- Discount Rate increased notably from 6.96% to 8.75%. This indicates analysts are now applying a higher risk premium to future cash flows.
- Revenue Growth showed a minor improvement, with the projected decline softening from -4.22% to -4.08%.
- Net Profit Margin held steady, ticking up fractionally from 22.15% to 22.22%.
- Future P/E ratio climbed from 7.07x to 7.42x. This is a slight increase denoting a marginally higher price placed on projected earnings.
Disclaimer
AnalystConsensusTarget is a tool utilizing a Large Language Model (LLM) that ingests data on consensus price targets, forecasted revenue and earnings figures, as well as the transcripts of earnings calls to produce qualitative analysis. The narratives produced by AnalystConsensusTarget are general in nature and are based solely on analyst data and publicly-available material published by the respective companies. These scenarios are not indicative of the company's future performance and are exploratory in nature. Simply Wall St has no position in the company(s) mentioned. Simply Wall St may provide the securities issuer or related entities with website advertising services for a fee, on an arm's length basis. These relationships have no impact on the way we conduct our business, the content we host, or how our content is served to users. The price targets and estimates used are consensus data, and do not constitute a recommendation to buy or sell any stock, and they do not take account of your objectives, or your financial situation. Note that AnalystConsensusTarget's analysis may not factor in the latest price-sensitive company announcements or qualitative material.