Ingenico Group - GCS, together with its subsidiaries, provides payment solutions through in-store, mobile, and online channels worldwide.
Adequate balance sheet with limited growth.
Share Price & News
How has Ingenico Group - GCS's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: INGI.F's share price has been volatile over the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: INGI.F exceeded the US Electronic industry which returned -4.4% over the past year.
Return vs Market: INGI.F exceeded the US Market which returned 5.2% over the past year.
Price Volatility Vs. Market
How volatile is Ingenico Group - GCS's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Is Ingenico Group - GCS undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: INGI.F ($148.25) is trading above our estimate of fair value ($104.23)
Significantly Below Fair Value: INGI.F is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: INGI.F is poor value based on its PE Ratio (39.6x) compared to the Electronic industry average (17.3x).
PE vs Market: INGI.F is poor value based on its PE Ratio (39.6x) compared to the US market (16.9x).
Price to Earnings Growth Ratio
PEG Ratio: INGI.F is poor value based on its PEG Ratio (2.2x)
Price to Book Ratio
PB vs Industry: INGI.F is overvalued based on its PB Ratio (3.7x) compared to the US Electronic industry average (1.8x).
How is Ingenico Group - GCS forecast to perform in the next 1 to 3 years based on estimates from 16 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: INGI.F's forecast earnings growth (17.7% per year) is above the savings rate (1.7%).
Earnings vs Market: INGI.F's earnings (17.7% per year) are forecast to grow faster than the US market (13% per year).
High Growth Earnings: INGI.F's earnings are forecast to grow, but not significantly.
Revenue vs Market: INGI.F's revenue (5.6% per year) is forecast to grow slower than the US market (7.6% per year).
High Growth Revenue: INGI.F's revenue (5.6% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: INGI.F's Return on Equity is forecast to be low in 3 years time (14.6%).
How has Ingenico Group - GCS performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: INGI.F has high quality earnings.
Growing Profit Margin: INGI.F's current net profit margins (6.2%) are lower than last year (7.1%).
Past Earnings Growth Analysis
Earnings Trend: INGI.F's earnings have declined by -1.1% per year over the past 5 years.
Accelerating Growth: INGI.F's earnings growth over the past year (10.5%) exceeds its 5-year average (-1.1% per year).
Earnings vs Industry: INGI.F earnings growth over the past year (10.5%) underperformed the Electronic industry 13.1%.
Return on Equity
High ROE: INGI.F's Return on Equity (8.6%) is considered low.
Return on Assets
Return on Capital Employed
How is Ingenico Group - GCS's financial position?
Financial Position Analysis
Short Term Liabilities: INGI.F's short term assets (€3.3B) exceed its short term liabilities (€3.0B).
Long Term Liabilities: INGI.F's short term assets (€3.3B) exceed its long term liabilities (€2.0B).
Debt to Equity History and Analysis
Debt Level: INGI.F's debt to equity ratio (86.7%) is considered high.
Reducing Debt: INGI.F's debt to equity ratio has reduced from 110.3% to 86.7% over the past 5 years.
Debt Coverage: INGI.F's debt is not well covered by operating cash flow (19.9%).
Interest Coverage: INGI.F's interest payments on its debt are well covered by EBIT (7.8x coverage).
Inventory Level: INGI.F has a low level of unsold assets or inventory.
Debt Coverage by Assets: INGI.F's debt is covered by short term assets (assets are 1.5x debt).
What is Ingenico Group - GCS's current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Current dividend yield vs market & industry
Notable Dividend: INGI.F's dividend (0.83%) isn’t notable compared to the bottom 25% of dividend payers in the US market (1.59%).
High Dividend: INGI.F's dividend (0.83%) is low compared to the top 25% of dividend payers in the US market (4.09%).
Stability and Growth of Payments
Stable Dividend: INGI.F is not paying a notable dividend for the US market, therefore no need to check if payments are stable.
Growing Dividend: INGI.F is not paying a notable dividend for the US market, therefore no need to check if payments are increasing.
Current Payout to Shareholders
Dividend Coverage: INGI.F is not paying a notable dividend for the US market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of INGI.F's dividend in 3 years as they are not forecast to pay a notable one for the US market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Nicolas Huss (55yo)
Mr. Nicolas Huss has been Independent Director at Amadeus IT Group, S.A. since June 15, 2017. Mr. Huss has been the Chief Executive Officer and Director of Ingenico Group S.A since November 5, 2018 and pre ...
CEO Compensation Analysis
Compensation vs Market: Nicolas's total compensation ($USD731.60K) is below average for companies of similar size in the US market ($USD6.47M).
Compensation vs Earnings: Insufficient data to compare Nicolas's compensation with company performance.
|CEO & Director||1.3yrs||€666.57k||0.0019% €171.4k|
|Chief Financial Officer||1yrs||no data||no data|
|Chief Technology Officer||2.1yrs||no data||no data|
|Vice President of Investor Relations & Financial Communication||2.8yrs||no data||no data|
|Executive Vice President of Audit||0.7yrs||no data||no data|
|Group General Counsel||0.4yrs||no data||no data|
|Executive Vice President of Human Resources & Communications||1.6yrs||no data||no data|
|Executive Vice President of Enterprise - Retail Business Unit||2.1yrs||no data||no data|
|Executive Vice President of Strategy & Transformation||7.3yrs||no data||0.00097% €88.0k|
|Chief Revenue Officer of Ingenico epayments Division||0yrs||no data||no data|
Experienced Management: INGI.F's management team is not considered experienced ( 1.6 years average tenure), which suggests a new team.
|CEO & Director||1.3yrs||€666.57k||0.0019% €171.4k|
|Independent Director||11.9yrs||€86.28k||0.018% €1.7m|
|Independent Chairman of the Board||1.3yrs||€66.67k||0.028% €2.5m|
|Independent Director||11.9yrs||€82.36k||0.0039% €349.1k|
|Independent Director||8.8yrs||€64.05k||0.0034% €311.9k|
|Independent Advisor||13.9yrs||€18.30k||no data|
|Independent Director||1.8yrs||€39.87k||0.000020% €1.8k|
|Independent Director||2.9yrs||€92.81k||0.0016% €146.9k|
|Independent Director||1.9yrs||€49.67k||0.000020% €1.8k|
|Employee Representative Director||1.4yrs||€12.09k||no data|
Experienced Board: INGI.F's board of directors are not considered experienced ( 2.4 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: INGI.F insiders have sold more shares than they have bought in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Ingenico Group - GCS's company bio, employee growth, exchange listings and data sources
- Name: Ingenico Group - GCS
- Ticker: INGI.F
- Exchange: OTCPK
- Founded: 1980
- Industry: Electronic Equipment and Instruments
- Sector: Tech
- Market Cap: €8.262b
- Listing Market Cap: €9.068b
- Shares outstanding: 62.35m
- Website: https://www.ingenico.com
Number of Employees
- Ingenico Group - GCS
- 28–32 boulevard de Grenelle
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|ING||ENXTPA (Euronext Paris)||Yes||Ordinary Shares||FR||EUR||Jan 1992|
|INGI.F||OTCPK (Pink Sheets LLC)||Yes||Ordinary Shares||US||USD||Jan 1992|
|0KA0||LSE (London Stock Exchange)||Yes||Ordinary Shares||GB||EUR||Jan 1992|
|IIE||DB (Deutsche Boerse AG)||Yes||Ordinary Shares||DE||EUR||Jan 1992|
|INGP||BATS-CHIXE (BATS 'Chi-X Europe')||Yes||Ordinary Shares||GB||EUR||Jan 1992|
|ING||SWX (SIX Swiss Exchange)||Yes||Ordinary Shares||CH||CHF||Jan 1992|
|INGC N||BMV (Bolsa Mexicana de Valores)||Yes||Ordinary Shares||MX||MXN||Jan 1992|
|INGI.Y||OTCPK (Pink Sheets LLC)||UNSPONSORD ADR||US||USD||Oct 2008|
Ingenico Group - GCS, together with its subsidiaries, provides payment solutions through in-store, mobile, and online channels worldwide. It offers in-store solutions, such as payment terminals and applications; management of installed terminals, including security application updates; connectivity; after-sales services; centralization of transactions; end-to-end security from terminal to bank or processor; value-added services; and customer loyalty solutions, including loyalty card, loyalty program management, prepaid card, gift card management, customer data analysis, and marketing campaign management. The company also provides online payment services for small and medium sized merchants comprising transaction capture; complex transaction management; and acquiring transactions, as well as payment services for large multinational companies with approximately 150 local and international payment methods to allow merchants to manage and secure their online payment processes and digital transactions. In addition, it offers white-label mobile platform that enables customers to offer secure m-POS solutions; mobile payment terminal services for chip and pin, swipe and sign, etc. markets; mobile applications for merchants; security management; third platform interfaces; mobile payment gateways; fleet management; and loyalty programs. The company markets its products and solutions under the Ingenico Smart Terminals, Ingenico Payment Services, and Ingenico ePayments brands. It serves banking, retail, transportation, petrol, digital, vending, hospitality, financial inclusion, healthcare, and e-government industries. The company has approximately 32 million terminals; serves a network of approximately 1,000 banks and acquirers; and offers a portfolio of 2,500 applications and accepts approximately 300 payment methods. Ingenico Group - GCS was founded in 1980 and is headquartered in Paris, France.
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/02/28 01:00|
|End of Day Share Price||2020/02/14 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.