Loading...

Ingenico Group - GCS

OTCPK:INGI.F
Snowflake Description

Established dividend payer with moderate growth potential.

The Snowflake is generated from 30 checks in 5 different areas, read more below.
INGI.F
OTCPK
€4B
Market Cap
  1. Home
  2. US
  3. Tech
Company description

Ingenico Group - GCS, together with its subsidiaries, provides payment solutions through in-store, mobile, and online channels worldwide. The last earnings update was 34 days ago. More info.


Add to Portfolio Compare Print
INGI.F Share Price and Events
7 Day Returns
0%
OTCPK:INGI.F
3%
US Electronic
2.9%
US Market
1 Year Returns
-23.2%
OTCPK:INGI.F
-1%
US Electronic
1.4%
US Market
INGI.F Shareholder Return
  7 Day 30 Day 90 Day 1 Year 3 Year 5 Year
Ingenico Group - GCS (INGI.F) 0% 19% 4.7% -23.2% -37.7% -32.5%
US Electronic 3% 2.3% 17.7% -1% 59.1% 59.1%
US Market 2.9% 2.5% 10% 1.4% 38.3% 42%
1 Year Return vs Industry and Market
  • INGI.F underperformed the Electronic industry which returned -1% over the past year.
  • INGI.F underperformed the Market in United States of America which returned 1.4% over the past year.
Price Volatility
INGI.F
Industry
5yr Volatility vs Market

INGI.F Value

 Is Ingenico Group - GCS undervalued based on future cash flows and its price relative to the stock market?

Value is all about what a company is worth versus what price it is available for. If you went into a grocery store and all the bananas were on sale at half price, they could be considered undervalued.
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
Here we compare the current share price of Ingenico Group - GCS to its discounted cash flow analysis.value.

The discounted cash flow value is simply looking at what the company is worth today, based on estimates of how much money it is expected to make in the future.
Raw Data    Our intrinsic value calculation method has changed recently, learn more here.

Below are the data sources, inputs and calculation used to determine the intrinsic value for Ingenico Group - GCS.

OTCPK:INGI.F Discounted Cash Flow Data Sources
Data Point Source Value
Valuation Model 2 Stage Free Cash Flow to Equity
Levered Free Cash Flow Average of 18 Analyst Estimates (S&P Global) See below
Discount Rate (Cost of Equity) See below 11.6%
Perpetual Growth Rate 10-Year US Government Bond Rate 2.7%

An important part of a discounted cash flow is the discount rate, below we explain how it has been calculated.

Calculation of Discount Rate/ Cost of Equity for OTCPK:INGI.F
Data Point Calculation/ Source Result
Risk-Free Rate 10-Year US Govt Bond Rate 2.7%
Equity Risk Premium S&P Global 6.7%
Electronic Unlevered Beta Simply Wall St/ S&P Global 1.07
Re-levered Beta = Unlevered beta (1 + (1- tax rate) (Debt/Equity))
= 1.071 (1 + (1- 33%) (60.37%))
1.338
Levered Beta Levered Beta limited to 0.8 to 2.0
(practical range for a stable firm)
1.34
Discount Rate/ Cost of Equity = Cost of Equity = Risk Free Rate + (Levered Beta * Equity Risk Premium)
= 2.73% + (1.338 * 6.65%)
11.63%

Discounted Cash Flow Calculation for OTCPK:INGI.F using 2 Stage Free Cash Flow to Equity Model

The calculations below outline how an intrinsic value for Ingenico Group - GCS is arrived at by discounting future cash flows to their present value using the 2 stage method. We try to start with analysts estimates of free cash flow, however if these are not available we use the most recent financial results. In the 1st stage we continue to grow the free cash flow over a 10 year period, with the growth rate trending towards the perpetual growth rate used in the 2nd stage. The 2nd stage assumes the company grows at a stable rate into perpetuity.

OTCPK:INGI.F DCF 1st Stage: Next 10 year cash flow forecast
Levered FCF (EUR, Millions) Source Present Value
Discounted (@ 11.63%)
2019 254.42 Analyst x6 227.91
2020 324.80 Analyst x9 260.66
2021 346.34 Analyst x5 248.99
2022 364.75 Est @ 5.32% 234.91
2023 381.31 Est @ 4.54% 219.99
2024 396.55 Est @ 4% 204.95
2025 410.89 Est @ 3.62% 190.24
2026 424.66 Est @ 3.35% 176.14
2027 438.10 Est @ 3.16% 162.78
2028 451.39 Est @ 3.03% 150.25
Present value of next 10 years cash flows €2,076.82
OTCPK:INGI.F DCF 2nd Stage: Terminal Value
Calculation Result
Terminal Value = FCF2028 × (1 + g) ÷ (Discount Rate – g)
= €451.39 × (1 + 2.73%) ÷ (11.63% – 2.73%)
€5,211.31
Present Value of Terminal Value = Terminal Value ÷ (1 + r)10
= €5,211.31 ÷ (1 + 11.63%)10
€1,734.64
OTCPK:INGI.F Total Equity Value
Calculation Result
Total Equity Value = Present value of next 10 years cash flows + Terminal Value
= €2,076.82 + €1,734.64
€3,811.46
Equity Value per Share
(EUR)
= Total value / Shares Outstanding
= €3,811.46 / 61.75
€61.95
OTCPK:INGI.F Discount to Share Price
Calculation Result
Non-primary Listing Adjustment Factor 1 share in OTCPK:INGI.F represents 1.00368x of ENXTPA:ING
(This could be a different class, a depositary receipt, a different currency, or all of these things.)
1.00368x
Value per Share
(Listing Adjusted, USD)
= Value per Share (EUR) x Listing Adjustment Factor
= € 61.72 x 1.00368
$61.95
Value per share (USD) From above. $61.95
Current discount Discount to share price of $62.75
= -1 x ($62.75 - $61.95) / $61.95
-1.3%

Learn more about our DCF calculations in Simply Wall St’s analysis model .

  • The current share price of Ingenico Group - GCS is above its future cash flow value.
Often investors are willing to pay a premium for a company that has a high dividend or the potential for future growth.
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing when they are out of season, or how much your home is worth.

The amount the stock market is willing to pay for Ingenico Group - GCS's earnings, growth and assets is considered below, and whether this is a fair price.
Price based on past earnings
Are Ingenico Group - GCS's earnings available for a low price, and how does this compare to other companies in the same industry?
Raw Data
OTCPK:INGI.F PE (Price to Earnings) Ratio Data Sources
Data Point Source Value
Earnings Per Share * Company Filings (2018-12-31) in EUR €3.05
ENXTPA:ING Share Price ** ENXTPA (2019-02-19) in EUR €62.52
United States of America Electronic Industry PE Ratio Median Figure of 92 Publicly-Listed Electronic Companies 19.59x
United States of America Market PE Ratio Median Figure of 3,054 Publicly-Listed Companies 17.61x

* Trailing twelve months (TTM) annual GAAP earnings per share excluding extraordinary items.

** Primary Listing of Ingenico Group - GCS.

OTCPK:INGI.F PE (Price to Earnings) Ratio Calculation
Calculation Outcome
PE Ratio

= ENXTPA:ING Share Price ÷ EPS (both in EUR)

= 62.52 ÷ 3.05

20.5x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Ingenico Group - GCS is overvalued based on earnings compared to the US Electronic industry average.
  • Ingenico Group - GCS is overvalued based on earnings compared to the United States of America market.
Price based on expected Growth
Does Ingenico Group - GCS's expected growth come at a high price?
Raw Data
OTCPK:INGI.F PEG (Price to Earnings to Growth) Ratio Data Sources
Data Point Source Value
PE Ratio See PE Ratio Section 20.5x
Net Income Annual Growth Rate See Future Growth Section.
Line of Best Fit* through Consensus Estimate Earnings of 18 Analysts
18.7%per year
United States of America Electronic Industry PEG Ratio Median Figure of 60 Publicly-Listed Electronic Companies 1.38x
United States of America Market PEG Ratio Median Figure of 2,109 Publicly-Listed Companies 1.47x

*Line of best fit is calculated by linear regression .

OTCPK:INGI.F PEG (Price to Earnings to Growth) Ratio Calculation
Calculation Outcome
PEG Ratio

= PE Ratio ÷ Net Income Annual Growth Rate

= 20.5x ÷ 18.7%

1.1x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Ingenico Group - GCS is poor value based on expected growth next year.
Price based on value of assets
What value do investors place on Ingenico Group - GCS's assets?
Raw Data
OTCPK:INGI.F PB (Price to Book) Ratio Data Sources
Data Point Source Value
Book Value per Share Company Filings (2018-12-31) in EUR €30.01
ENXTPA:ING Share Price * ENXTPA (2019-02-19) in EUR €62.52
United States of America Electronic Industry PB Ratio Median Figure of 151 Publicly-Listed Electronic Companies 2.11x
United States of America Market PB Ratio Median Figure of 5,152 Publicly-Listed Companies 1.87x
OTCPK:INGI.F PB (Price to Book) Ratio Calculation
Calculation Outcome
PB Ratio

= ENXTPA:ING Share Price ÷ Book Value per Share (both in EUR)

= 62.52 ÷ 30.01

2.08x

* Primary Listing of Ingenico Group - GCS.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Ingenico Group - GCS is good value based on assets compared to the US Electronic industry average.
X
Value checks
We assess Ingenico Group - GCS's value by looking at:
  1. Is the discounted cash flow value less than 20%, or 40% of the share price? (2 checks) ( Click here or on bar chart for details of DCF calculation. )
  2. Is the PE ratio less than the market average, and/ or less than the Electronic industry average (and greater than 0)? (2 checks)
  3. Is the PEG ratio within a reasonable range (0 to 1)? (1 check)
  4. Is the PB ratio less than the Electronic industry average (and greater than 0)? (1 check)
  5. Ingenico Group - GCS has a total score of 1/6, see the detailed checks below.

    Note: We use GAAP Earnings per Share in all our calculations including PE and PEG Ratio.

    Full details on the Value part of the Simply Wall St company analysis model.

INGI.F Future Performance

 How is Ingenico Group - GCS expected to perform in the next 1 to 3 years based on estimates from 18 analysts?

The future performance of a company is measured in the same way as past performance, by looking at estimated growth and how much profit it is expected to make.

Future estimates come from professional analysts. Just like forecasting the weather, they don’t always get it right!
Annual Growth Rate
18.7%
Expected annual growth in earnings.
Earnings growth vs Low Risk Savings
Is Ingenico Group - GCS expected to grow at an attractive rate?
  • Ingenico Group - GCS's earnings growth is expected to exceed the low risk savings rate of 2.7%.
Growth vs Market Checks
  • Ingenico Group - GCS's earnings growth is expected to exceed the United States of America market average.
  • Ingenico Group - GCS's revenue growth is expected to exceed the United States of America market average.
Annual Growth Rates Comparison
Raw Data
OTCPK:INGI.F Future Growth Rates Data Sources
Data Point Source Value (per year)
OTCPK:INGI.F Future Earnings Growth Rate Line of Best Fit* through Consensus Estimate Earnings of 18 Analysts 18.7%
OTCPK:INGI.F Future Revenue Growth Rate Line of Best Fit* through Consensus Estimate Revenue of 18 Analysts 8%
United States of America Electronic Industry Earnings Growth Rate Market Cap Weighted Average 17%
United States of America Electronic Industry Revenue Growth Rate Market Cap Weighted Average 5.6%
United States of America Market Earnings Growth Rate Market Cap Weighted Average 14.3%
United States of America Market Revenue Growth Rate Market Cap Weighted Average 7.1%

*Line of best fit is calculated by linear regression .

Industry and Market average data is calculated daily.

Learn more about our growth rate calculations in Simply Wall St’s analysis model.

Analysts growth expectations
Raw Data
OTCPK:INGI.F Analysts Growth Expectations Data Sources
Data Point Source Value
Past Financials Company Filings (2 months ago) See Below
Future Estimates Average of up to 18 Analyst Estimates (S&P Global) See Below
All numbers in EUR Millions and using Trailing twelve months (TTM) annual period rather than quarterly.
OTCPK:INGI.F Future Estimates Data
Date (Data in EUR Millions) Revenue Cash Flow Net Income * Avg. No. Analysts
2023-12-31 3,766 1
2022-12-31 3,647 1
2021-12-31 3,554 485 324 9
2020-12-31 3,254 460 291 17
2019-12-31 3,057 386 225 18
OTCPK:INGI.F Past Financials Data
Date (Data in EUR Millions) Revenue Cash Flow Net Income *
2018-12-31 2,643 339 188
2018-09-30 2,580 315 184
2018-06-30 2,518 290 180
2018-03-31 2,514 315 218
2017-12-31 2,510 340 256
2017-09-30 2,456 332 254
2017-06-30 2,401 324 253
2017-03-31 2,356 317 248
2016-12-31 2,312 310 244
2016-09-30 2,292 324 237
2016-06-30 2,273 338 230
2016-03-31 2,235 337 230

*GAAP earnings excluding extraordinary items.

Super high growth metrics
High Growth Checks
  • Ingenico Group - GCS's earnings are expected to grow by 18.7% yearly, however this is not considered high growth (20% yearly).
  • Ingenico Group - GCS's revenue is expected to grow by 8% yearly, however this is not considered high growth (20% yearly).
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can be gauged below. We look back 3 years and see if they were any good at predicting what actually occurred. We also show the highest and lowest estimates looking forward to see if there is a wide range.
Raw Data
OTCPK:INGI.F Past and Future Earnings per Share
Data Point Source Value
Past Financials Company Filings (2 months ago) See Below
Future Estimates Average of up to 18 Analyst Estimates (S&P Global) See Below

All data from Ingenico Group - GCS Company Filings, last reported 2 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

OTCPK:INGI.F Future Estimates Data
Date (Data in EUR Millions) EPS * EPS High Estimate EPS Low Estimate Avg. No. Analysts
2023-12-31
2022-12-31
2021-12-31 4.89 5.73 4.05 6.00
2020-12-31 4.40 5.39 3.72 12.00
2019-12-31 3.47 3.77 3.13 9.00
OTCPK:INGI.F Past Financials Data
Date (Data in EUR Millions) EPS *
2018-12-31 3.05
2018-09-30 2.98
2018-06-30 2.91
2018-03-31 3.53
2017-12-31 4.14
2017-09-30 4.13
2017-06-30 4.11
2017-03-31 4.06
2016-12-31 4.00
2016-09-30 3.90
2016-06-30 3.79
2016-03-31 3.80

*GAAP earnings excluding extraordinary items.

Performance in 3 years
In the same way as past performance we look at the future estimated return (profit) compared to the available funds. We do this looking forward 3 years.
  • Ingenico Group - GCS is not expected to efficiently use shareholders’ funds in the future (Return on Equity less than 20%).
X
Future performance checks
We assess Ingenico Group - GCS's future performance by looking at:
  1. Is the annual earnings growth rate expected to beat the low risk savings rate, plus a premium to keep pace with inflation?
  2. Is the annual earnings growth rate expected to beat the average growth rate in earnings of the United States of America market? (1 check)
  3. Is the annual revenue growth rate expected to beat the average growth rate in revenue of the United States of America market? (1 check)
  4. Is the annual earnings growth rate expected to be above 20%? (1 check)
  5. Is the annual revenue growth rate expected to be above 20%? (1 check)
  6. Is the Return on Equity in 3 years expected to be over 20%? (1 check)
Some of the above checks will fail if the company is expected to be loss making in the relevant year.
Ingenico Group - GCS has a total score of 3/6, see the detailed checks below.

Note 1: We use GAAP Net Income Excluding Exceptional Items for our Earnings in all our calculations.

Full details on the Future part of the Simply Wall St company analysis model.

INGI.F Past Performance

  How has Ingenico Group - GCS performed over the past 5 years?

The past performance of a company can be measured by how much growth it has experienced and how much profit it makes relative to the funds and assets it has available.
Past earnings growth
Below we compare Ingenico Group - GCS's growth in the last year to its industry (Electronic).
Past Earnings growth analysis
We also check if the company has grown in the past 5 years, and whether it has maintained that growth in the year.
  • Ingenico Group - GCS's year on year earnings growth rate has been positive over the past 5 years.
  • Ingenico Group - GCS's 1-year earnings growth is negative, it can't be compared to the 5-year average.
  • Ingenico Group - GCS's 1-year earnings growth is negative, it can't be compared to the US Electronic industry average.
Earnings and Revenue History
Ingenico Group - GCS's revenue and profit over the past 5 years is shown below, any years where they have experienced a loss will show up in red.
Raw Data

All data from Ingenico Group - GCS Company Filings, last reported 2 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

OTCPK:INGI.F Past Revenue, Cash Flow and Net Income Data
Date (Data in EUR Millions) Revenue Net Income * G+A Expenses R&D Expenses
2018-12-31 2,643.00 188.00 497.00 171.00
2018-09-30 2,580.17 184.13 495.55 176.74
2018-06-30 2,517.69 180.18 494.10 182.14
2018-03-31 2,514.06 218.17 471.02 184.26
2017-12-31 2,510.44 256.17 447.94 186.39
2017-09-30 2,455.72 254.33 444.52 183.91
2017-06-30 2,400.65 252.58 441.11 181.77
2017-03-31 2,356.30 248.43 438.78 180.02
2016-12-31 2,311.94 244.28 436.44 178.27
2016-09-30 2,292.31 237.16 431.44 176.08
2016-06-30 2,272.68 230.04 426.44 173.89
2016-03-31 2,234.98 230.18 420.88 165.30
2015-12-31 2,197.28 230.32 415.33 156.70
2015-09-30 2,079.82 224.65 393.62 145.62
2015-06-30 1,962.35 218.98 371.91 134.54
2015-03-31 1,784.84 195.32 348.03 124.59
2014-12-31 1,607.34 171.65 324.15 114.64
2014-09-30 1,512.69 158.02 313.59 108.73
2014-06-30 1,418.04 144.39 303.04 102.81
2014-03-31 1,394.49 129.23 296.20 102.58
2013-12-31 1,370.93 114.07 289.36 102.34
2013-09-30 1,345.50 112.08 279.10 99.84
2013-06-30 1,320.07 110.09 268.84 97.33
2013-03-31 1,263.25 103.47 262.63 95.36
2012-12-31 1,206.43 96.85 256.42 93.39
2012-09-30 1,154.77 86.92 249.66 88.29
2012-06-30 1,103.11 76.98 242.91 83.19
2012-03-31 1,052.11 66.74 227.31 79.89

*GAAP earnings excluding extraordinary items.

Performance last year
We want to ensure a company is making the most of what it has available. This is done by comparing the return (profit) to a company's available funds, assets and capital.
  • Ingenico Group - GCS has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
  • Ingenico Group - GCS used its assets less efficiently than the US Electronic industry average last year based on Return on Assets.
  • Ingenico Group - GCS's use of capital deteriorated last year versus 3 years ago (Return on Capital Employed).
X
Past performance checks
We assess Ingenico Group - GCS's performance over the past 5 years by checking for:
  1. Has earnings increased in past 5 years? (1 check)
  2. Has the earnings growth in the last year exceeded that of the Electronic industry? (1 check)
  3. Is the recent earnings growth over the last year higher than the average annual growth over the past 5 years? (1 check)
  4. Is the Return on Equity (ROE) higher than 20%? (1 check)
  5. Is the Return on Assets (ROA) above industry average? (1 check)
  6. Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent earnings report. Some checks require at least 3 or 5 years worth of data.
Ingenico Group - GCS has a total score of 1/6, see the detailed checks below.

Note: We use GAAP Net Income excluding extraordinary items in all our calculations.

Full details on the Past part of the Simply Wall St company analysis model.

INGI.F Health

 How is Ingenico Group - GCS's financial health and their level of debt?

A company's financial position is much like your own financial position, it includes everything you own (assets) and owe (liabilities).

The boxes below represent the relative size of what makes up Ingenico Group - GCS's finances.

The net worth of a company is the difference between its assets and liabilities.
Net Worth
  • Ingenico Group - GCS is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
  • Ingenico Group - GCS's cash and other short term assets cover its long term commitments.
Balance sheet
This treemap shows a more detailed breakdown of Ingenico Group - GCS's finances. If any of them are yellow this indicates they may be out of proportion and red means they relate to one of the checks below.
Assets
Liabilities and shares
The 'shares' portion represents any funds contributed by the owners (shareholders) and any profits.
  • Low level of unsold assets.
  • Debt is covered by short term assets, assets are 1x debt.
Historical Debt
Nearly all companies have debt. Debt in itself isn’t bad, however if the debt is too high, or the company can’t afford to pay the interest on its debts this may have impacts in the future.

The graphic below shows equity (available funds) and debt, we ideally want to see the red area (debt) decreasing.

If there is any debt we look at the companies capability to repay it, and whether the level has increased over the past 5 years.
Raw Data

All data from Ingenico Group - GCS Company Filings, last reported 2 months ago.

OTCPK:INGI.F Past Debt and Equity Data
Date (Data in EUR Millions) Total Equity Total Debt Cash & Short Term Investments
2018-12-31 1,851.00 2,330.00 775.00
2018-09-30 1,851.00 2,330.00 775.00
2018-06-30 1,691.00 2,364.09 613.56
2018-03-31 1,691.00 2,364.09 613.56
2017-12-31 1,850.92 2,101.73 603.80
2017-09-30 1,850.92 2,101.73 603.80
2017-06-30 1,779.88 1,351.01 1,182.01
2017-03-31 1,779.88 1,351.01 1,182.01
2016-12-31 1,706.90 1,140.18 1,025.23
2016-09-30 1,706.90 1,140.18 1,025.23
2016-06-30 1,593.89 1,084.58 867.47
2016-03-31 1,593.89 1,084.58 867.47
2015-12-31 1,510.85 1,172.43 937.09
2015-09-30 1,510.85 1,172.43 937.09
2015-06-30 1,397.23 1,252.05 816.54
2015-03-31 1,397.23 1,252.05 816.54
2014-12-31 1,075.94 1,192.56 436.19
2014-09-30 1,075.94 1,192.56 436.19
2014-06-30 839.73 915.52 661.42
2014-03-31 839.73 915.52 661.42
2013-12-31 766.69 651.90 352.11
2013-09-30 766.69 651.90 352.11
2013-06-30 713.69 723.61 305.49
2013-03-31 713.69 723.61 305.49
2012-12-31 688.65 465.35 384.15
2012-09-30 688.65 465.35 384.15
2012-06-30 650.87 473.06 313.44
2012-03-31 650.87 473.06 313.44
  • Ingenico Group - GCS's level of debt (125.9%) compared to net worth is high (greater than 40%).
  • The level of debt compared to net worth has increased over the past 5 years (85.3% vs 125.9% today).
  • Debt is not well covered by operating cash flow (14.5%, less than 20% of total debt).
  • Interest payments on debt are well covered by earnings (EBIT is 7.3x coverage).
X
Financial health checks
We assess Ingenico Group - GCS's financial health by checking for:
  1. Are short term assets greater than short term liabilities? (1 check)
  2. Are short term assets greater than long term liabilities? (1 check)
  3. Has the debt to equity ratio increased in the past 5 years? (1 check)
  4. Is the debt to equity ratio over 40%? (1 check)
  5. Is the debt covered by operating cash flow? (1 check)
  6. Are earnings greater than 5x the interest on debt (if company pays interest at all)? (1 check)
  7. Ingenico Group - GCS has a total score of 3/6, see the detailed checks below.
For companies that are loss making and have been so on average in the past we replace the last 2 checks with:
  1. Does cash and short term investments cover stable operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
  2. Does cash and short term investments cover growing operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)


Full details on the Health part of the Simply Wall St company analysis model.

INGI.F Dividends

 What is Ingenico Group - GCS's current dividend yield, its reliability and sustainability?

Dividends are regular cash payments to you from the company, similar to a bank paying you interest on a savings account.
Annual Dividend Income
Dividend payments
2.56%
Current annual income from Ingenico Group - GCS dividends. Estimated to be 2.62% next year.
If you bought $2,000 of Ingenico Group - GCS shares you are expected to receive $51 in your first year as a dividend.
Dividend Amount
Here we look how much dividend is being paid, if any. Is it above what you can get in a savings account? It is up there with the best dividend paying companies?
  • Ingenico Group - GCS's pays a higher dividend yield than the bottom 25% of dividend payers in United States of America (1.45%).
  • Ingenico Group - GCS's dividend is below the markets top 25% of dividend payers in United States of America (3.64%).
Annualized Historical and Future Dividends
It is important to see if the dividend for a company is stable, and not wildly increasing/decreasing each year. This graph shows you the historical rate to count toward your assessment of the stock.

We also check to see if the dividend has increased in the past 10 years.
Raw Data
OTCPK:INGI.F Annualized Past and Future Dividends
Data Point Source Value
Past Annualized Dividend Yield S&P Global Market Data See Below
Past Dividends per Share Company Filings/ Annualized Dividend Payments See Below
Future Dividends per Share Estimates Average of up to 18 Analyst Estimates (S&P Global) See Below
United States of America Electronic Industry Average Dividend Yield Market Cap Weighted Average of 38 Stocks 1.5%
United States of America Market Average Dividend Yield Market Cap Weighted Average of 2005 Stocks 2.5%
United States of America Minimum Threshold Dividend Yield 10th Percentile 0.8%
United States of America Bottom 25% Dividend Yield 25th Percentile 1.4%
United States of America Top 25% Dividend Yield 75th Percentile 3.6%

Industry and Market average data is calculated daily.

Note all dividend per share amounts are annualized and not quarterly or other period.

OTCPK:INGI.F Future Dividends Estimate Data
Date (Data in €) Dividend per Share (annual) Avg. No. Analysts
2023-12-31
2022-12-31
2021-12-31 1.77 8.00
2020-12-31 1.71 15.00
2019-12-31 1.50 16.00
OTCPK:INGI.F Past Annualized Dividends Data
Date (Data in €) Dividend per share (annual) Avg. Yield (%)
2018-05-16 1.600 2.584
2017-05-10 1.500 1.853
2016-03-24 1.300 1.507
2015-05-06 1.000 0.926
2014-02-21 0.800 1.026
2014-02-19 0.800 1.217
2013-04-29 0.700 1.259
2012-07-30 0.500 1.167
2012-07-26 0.500 1.201
2012-05-03 0.500 1.353
2011-02-28 0.350 1.152
2010-03-17 0.286 1.400
2009-04-22 0.238 1.570
2009-03-19 0.238 1.889

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Dividends per share have been stable in the past 10 years.
  • Dividends per share have increased over the past 10 years.
Current Payout to shareholders
What portion of Ingenico Group - GCS's earnings are paid to the shareholders as a dividend.
  • Dividends paid are well covered by earnings (2.8x coverage).
Future Payout to shareholders
  • Dividends after 3 years are expected to be well covered by earnings (3.2x coverage).
X
Income/ dividend checks
We assess Ingenico Group - GCS's dividend by checking for:
  1. Firstly is the company paying a notable dividend (greater than 0.8%) - if not then the rest of the checks are ignored.
  2. Is current dividend yield above the bottom 25% of dividend payers? (1 check)
  3. Is current dividend yield above the top 25% of dividend payers? (1 check)
  4. Have they paid a dividend for 10 years, and during this period has the dividend been volatile (drop of more than 25%)? (1 check)
  5. If they have paid a dividend for 10 years has it increased in this time? (1 check)
  6. How sustainable is the dividend, can Ingenico Group - GCS afford to pay it from its earnings today and in 3 years (Payout ratio less than 90%)? (2 checks)
  7. Ingenico Group - GCS has a total score of 5/6, see the detailed checks below.


Full details on the Dividends part of the Simply Wall St company analysis model.

INGI.F Management

 What is the CEO of Ingenico Group - GCS's salary, the management and board of directors tenure and is there insider trading?

Management is one of the most important areas of a company. We look at unreasonable CEO compensation, how long the team and board of directors have been around for and insider trading.
CEO
Nicolas Huss
AGE 54
TENURE AS CEO 0.3 years
CEO Bio

Mr. Nicolas Huss has been Independent Director at Amadeus IT Group, S.A. since June 15, 2017. Mr. Huss has been the Chief Executive Officer and Director of Ingenico Group S.A since November 5, 2018 and previously served as its Chief Operating Officer from July 2018 to November 5, 2018. Mr. Huss was an Executive Vice President of Retail Business Unit at Ingenico Group S.A since September 11, 2017 until July, 2018. Mr. Huss served as Executive Vice President of Strategy & Performance at Ingenico Group S.A since July 3, 2017 until September 11, 2017. He served as the Chief Executive Officer of VISA Europe Services Inc. since September 30, 2013. Mr. Huss served as the Chief Executive Officer and President at Visa Europe Limited since August 2013 until April 17, 2017. He joined Visa Europe from investment management firm Apollo Group, where he served as chief executive for credit card and customer servicing business, Avant Spain and Ireland. Prior to joining Apollo, Mr. Huss worked for Bank of America as the MBNA European Collections & Portfolio Optimization Executive for the card business. He has over 28 years’ experience in the financial services industry. He served as Chief Executive Officer of Spain for GE Money and held several roles in different parts of Europe and Latin America for GE Capital. He serves as a Director of Visa Europe Limited. He was also a member of the board for a number of joint-ventures with Spanish banks and a member of the board of GEC SAS (GE France FinancialEntities Holding). Mr. Huss holds a degree in Law and MA in Political Science and Government.

CEO Compensation
  • Insufficient data for Nicolas to compare compensation growth.
  • Insufficient data for Nicolas to establish whether their remuneration is reasonable compared to companies of similar size in United States of America.
Management Team Tenure

Average tenure and age of the Ingenico Group - GCS management team in years:

1.2
Average Tenure
54
Average Age
  • The average tenure for the Ingenico Group - GCS management team is less than 2 years, this suggests a new team.
Management Team

William Nahum

TITLE
Independent Advisor
COMPENSATION
€24K
AGE
72
TENURE
13 yrs

Nicolas Huss

TITLE
CEO & Director
AGE
54
TENURE
0.3 yrs

Michel-Alain Proch

TITLE
Chief Financial Officer
AGE
48
TENURE
0.1 yrs

Paula Felstead

TITLE
Chief Technology Officer
TENURE
1.2 yrs

Laurent Marie

TITLE
Vice President of Investor Relations & Financial Communication
AGE
42
TENURE
1.9 yrs

Agnès Bensoussan

TITLE
Executive Vice President of Human Resources & Communication
TENURE
0.7 yrs

Jacques Behr

TITLE
Executive Vice President of Enterprise - Retail Business Unit
AGE
55
TENURE
1.2 yrs

Jacques Guérin

TITLE
Executive Vice President of Strategy & Transformation
AGE
58
TENURE
6.3 yrs

Chloé Mayenobe

TITLE
Senior Vice President of In-Store EMEA - Retail Business Unit
AGE
42
TENURE
6.3 yrs

David Jimenez

TITLE
Chief Revenue Officer of Ingenico epayments Division
Board of Directors Tenure

Average tenure and age of the Ingenico Group - GCS board of directors in years:

1
Average Tenure
51.5
Average Age
  • The average tenure for the Ingenico Group - GCS board of directors is less than 3 years, this suggests a new board.
Board of Directors

Bernard André Bourigeaud

TITLE
Chairman of the Board
COMPENSATION
€59K
AGE
74
TENURE
0.3 yrs

Nicolas Huss

TITLE
CEO & Director
AGE
54
TENURE
0.3 yrs

Xavier Moreno

TITLE
Independent Director
COMPENSATION
€86K
AGE
70
TENURE
11 yrs

Caroline Parot

TITLE
Independent Director
COMPENSATION
€58K
AGE
46
TENURE
2 yrs

Élie Vannier

TITLE
Independent Director
COMPENSATION
€91K
AGE
69
TENURE
11 yrs

Diaa Elyaacoubi

TITLE
Independent Director
COMPENSATION
€66K
AGE
48
TENURE
7.9 yrs

Sophie Stabile

TITLE
Independent Director
AGE
48
TENURE
1 yrs

Thierry Sommelet

TITLE
Independent Director
AGE
49
TENURE
0.8 yrs

Arnaud Lucien

TITLE
Director
TENURE
0.5 yrs
Who owns this company?
Recent Insider Trading
  • No 3 month insider trading information.
Recent Insider Transactions
Announced Type Name Entity Role Start End Shares Max Price ($) Value ($)
X
Management checks
We assess Ingenico Group - GCS's management by checking for:
  1. Is the CEO's compensation unreasonable compared to market cap? (1 check)
  2. Has the CEO's compensation increased more than 20% whilst the EPS is down more then 20%? (1 check)
  3. Is the average tenure of the management team less than 2 years? (1 check)
  4. Is the average tenure of the board of directors team less than 3 years? (1 check)
  5. Ingenico Group - GCS has a total score of 0/6, this is not included on the snowflake, see the detailed checks below.


Note: We use the top 6 management executives and board members in our calculations.

Note 2: Insider trading include any internal stakeholders and these transactions .

Full details on the Management part of the Simply Wall St company analysis model.

INGI.F News

Simply Wall St News

INGI.F Company Info

Description

Ingenico Group - GCS, together with its subsidiaries, provides payment solutions through in-store, mobile, and online channels worldwide. It offers in-store solutions, such as payment terminals and applications; management of installed terminals, including security application updates; connectivity; after-sales services; centralization of transactions; end-to-end security from terminal to bank or processor; value-added services; and customer loyalty solutions, including loyalty card, loyalty program management, prepaid card, gift card management, customer data analysis, and marketing campaign management. The company also provides online payment services for small and medium sized merchants comprising transaction capture; complex transaction management; and acquiring transactions, as well as payment services for large multinational companies with approximately 150 local and international payment methods to allow merchants to manage and secure their online payment processes and digital transactions. In addition, it offers white-label mobile platform that enables customers to offer secure m-POS solutions; mobile payment terminal services for chip and pin, swipe and sign, etc. markets; mobile applications for merchants; security management; third platform interfaces; mobile payment gateways; fleet management; and loyalty programs. The company markets its products and solutions under the Ingenico Smart Terminals, Ingenico Payment Services, and Ingenico ePayments brands. It serves banking, retail, transportation, petrol, digital, vending, hospitality, financial inclusion, healthcare, and e-government industries. The company has approximately 30 million terminals; serves a network of approximately 1,000 banks and acquirers; and offers a portfolio of 2,500 applications and accepts approximately 300 payment methods. Ingenico Group - GCS was founded in 1980 and is headquartered in Paris, France.

Details
Name: Ingenico Group - GCS
INGI.F
Exchange: OTCPK
Founded: 1980
€4,369,961,008
61,752,793
Website: http://www.ingenico.com
Address: Ingenico Group - GCS
28–32 boulevard de Grenelle,
Paris,
Ile-de-France, 75015,
France
Listings
Exchange Symbol Ticker Symbol Security Exchange Country Currency Listed on
ENXTPA ING Ordinary Shares Euronext Paris FR EUR 02. Jan 1992
OTCPK INGI.F Ordinary Shares Pink Sheets LLC US USD 02. Jan 1992
DB IIE Ordinary Shares Deutsche Boerse AG DE EUR 02. Jan 1992
LSE 0KA0 Ordinary Shares London Stock Exchange GB EUR 02. Jan 1992
SWX ING Ordinary Shares SIX Swiss Exchange CH CHF 02. Jan 1992
BMV INGC N Ordinary Shares Bolsa Mexicana de Valores MX MXN 02. Jan 1992
BATS-CHIXE INGP Ordinary Shares BATS 'Chi-X Europe' GB EUR 02. Jan 1992
OTCPK INGI.Y UNSPONSORD ADR Pink Sheets LLC US USD 13. Oct 2008
Number of employees
Current staff
Staff numbers
7,874
Ingenico Group - GCS employees.
Industry
Electronic Equipment and Instruments
Tech
Company Analysis and Financial Data Status
Area Date (UTC time)
Company Analysis updated: 2019/03/18 00:04
End of day share price update: 2019/02/19 00:00
Last estimates confirmation: 2019/03/15
Last earnings filing: 2019/02/12
Last earnings reported: 2018/12/31
Last annual earnings reported: 2018/12/31


All dates and times in UTC. All financial data provided by Standard & Poor’s Capital IQ.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.