OTCPK:GPSI

Stock Analysis Report

General Payment Systems

Executive Summary

General Payment Systems, Inc., doing business as EZ Card and Kiosk, a technology company, provides hardware and cloud-based software systems that automate the process of collecting payments from the general public to the jail industry.

Risk Analysis

Shares are highly illiquid

Latest financial reports are more than a year old

Does not have a meaningful market cap ($190K)



Snowflake Analysis

Mediocre balance sheet with weak fundamentals.

Share Price & News

How has General Payment Systems's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: GPSI's share price has been volatile over the past 3 months.


Market Performance


7 Day Return

0%

GPSI

0.8%

US Electronic

0.7%

US Market


1 Year Return

375.5%

GPSI

22.9%

US Electronic

18.2%

US Market

Return vs Industry: GPSI exceeded the US Electronic industry which returned 22.9% over the past year.

Return vs Market: GPSI exceeded the US Market which returned 18.2% over the past year.


Shareholder returns

GPSIIndustryMarket
7 Day0%0.8%0.7%
30 Day7.4%-0.5%1.5%
90 Day-5.4%7.5%5.0%
1 Year375.5%375.5%24.2%22.9%20.8%18.2%
3 Year33.8%33.8%45.0%41.0%45.2%35.8%
5 Year-90.3%-90.3%84.9%75.9%71.6%52.7%

Price Volatility Vs. Market

How volatile is General Payment Systems's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is General Payment Systems undervalued compared to its fair value and its price relative to the market?


In this section, we usually try to help investors determine whether General Payment Systems is trading at an attractive price based on the cash flow it is expected to produce in the future. But as General Payment Systems has not provided consistent financial data, and the stock also has no analyst forecast or coverage, its intrinsic value cannot be reliably calculated by extrapolating past data or using analyst consensus cash flow predictions.

This is quite a rare situation as 89% of companies covered by Simply Wall St do have a valuation analysis.


Next Steps

  • Take a look at our analysis of GPSI’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • When valuing a company like this, investors focus more on how they perceive the size of the opportunity, the company's ability to deliver and scale, and the strength of the team. While we are not analysing this type of data at the moment, if you don’t know where to start, we recommend reading through General Payment Systems regulatory filings here.
  • Explore potentially undervalued companies in the Tech industry.

Future Growth

How is General Payment Systems forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

22.0%

Forecasted Tech industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as General Payment Systems has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

  • Take a look at our analysis of GPSI’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website. If you are looking for more of a qualitative research into the company, you can access General Payment Systems's filings and announcements here.
  • Explore growth companies in the Tech industry.

Past Performance

How has General Payment Systems performed over the past 5 years?

12.0%

Historical Tech annual earnings growth


In this section we usually display a company’s past earnings and revenues to help investors visualise the trend through time. We also gauge the company’s performance by benchmarking its returns and growth to its industry peers and the wider market. However, General Payment Systems has not provided sufficient past data to assess its track record.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have historical data.


Next Steps

Financial Health

How is General Payment Systems's financial position?


In this section we usually analyse General Payment Systems's finance health to determine how well-positioned it is against times of financial distress, in particular, its ability to manage its cash and debt levels. General Payment Systems has not provided adequate balance sheet data, its financial health cannot be properly assessed as it.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have financial information.


Next Steps

  • Take a look at our analysis of GPSI’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • Investors tend to look at the financial health of a company this size in order to assess the sustainability of its current operations. While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website.
  • Financial health is measured at one point in time, so the latest financial report is the best representation of the company’s current financial status. Check when General Payment Systems's financial data was last updated here.
  • Explore more healthy companies in the Tech industry.

Dividend

What is General Payment Systems's current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

companyn/amarketbottom25%1.4%markettop25%3.7%industryaverage1.5%forecastin3Yearsn/a

Current dividend yield vs market & industry

Notable Dividend: Unable to evaluate GPSI's dividend yield against the bottom 25% of dividend payers, as the company has not reported any payouts.

High Dividend: Unable to evaluate GPSI's dividend yield against the top 25% of dividend payers, as the company has not reported any payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if GPSI's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if GPSI's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of GPSI's dividend in 3 years as they are not forecast to pay a notable one for the US market.


Next Steps

Management

What is the CEO of General Payment Systems's salary, the management and board of directors tenure and is there insider trading?


CEO

Ron Hodge 0

0yrs

Tenure

0

Mr. Ronald K. Hodge, Ron serves as the Chairman, Chief Executive Officer and President of Continental Prison Systems, Inc. Mr. Hodge previously employed at Mrg Communications, Inc. from 1997 to December 20 ...


Insider Trading

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Management Team

  • James Sylvester

    Chief Financial Officer

    • Tenure: 0yrs
  • Ron Hodge

    Chairman

    • Tenure: 0yrs
  • Kirk Shoop

    Vice President of Business Development

    • Tenure: 10.5yrs
  • Gregg Hodge

    Vice President of Marketing & Sales

    • Tenure: 0yrs

Board Members

  • James Sylvester

    Chief Financial Officer

    • Tenure: 0yrs
  • Ron Hodge

    Chairman

    • Tenure: 0yrs

Company Information

General Payment Systems, Inc.'s company bio, employee growth, exchange listings and data sources


Key Information

  • Name: General Payment Systems, Inc.
  • Ticker: GPSI
  • Exchange: OTCPK
  • Founded: 1999
  • Industry: Electronic Equipment and Instruments
  • Sector: Tech
  • Market Cap: US$189.730k
  • Shares outstanding: 10.84m
  • Website: https://www.ezcardandkiosk.com

Location

  • General Payment Systems, Inc.
  • 22600-A Lambert Street
  • Suite 707
  • Lake Forest
  • California
  • 92630
  • United States

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
GPSIOTCPK (Pink Sheets LLC)YesCommon SharesUSUSDOct 2004

Biography

General Payment Systems, Inc., doing business as EZ Card and Kiosk, a technology company, provides hardware and cloud-based software systems that automate the process of collecting payments from the genera ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/12/10 00:02
End of Day Share Price2019/11/27 00:00
Earnings2010/12/31
Annual Earnings2010/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.