OTCPK:CCUR

Stock Analysis Report

Executive Summary

CCUR Holdings, Inc., through its subsidiaries, engages in the merchant cash advance (MCA) and real estate businesses.

Snowflake

Fundamentals

Adequate balance sheet and fair value.


Similar Companies

Share Price & News

How has CCUR Holdings's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

-1.4%

CCUR

2.3%

US Tech

1.8%

US Market


1 Year Return

-19.4%

CCUR

8.1%

US Tech

7.3%

US Market

Return vs Industry: CCUR underperformed the US Tech industry which returned 8.1% over the past year.

Return vs Market: CCUR underperformed the US Market which returned 7.3% over the past year.


Shareholder returns

CCURIndustryMarket
7 Day-1.4%2.3%1.8%
30 Day-7.6%5.7%-0.7%
90 Day-9.3%14.8%0.06%
1 Year-19.4%-19.4%9.9%8.1%9.7%7.3%
3 Year-34.3%-40.9%100.6%85.1%46.3%36.9%
5 Year-41.3%-55.0%121.4%99.0%64.5%46.5%

Price Volatility Vs. Market

How volatile is CCUR Holdings's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is CCUR Holdings undervalued compared to its fair value and its price relative to the market?

>50%

Undervalued compared to fair value


Share Price vs. Fair Value

Undervalued: CCUR ($3.4) is trading below our estimate of fair value ($12.75)

Significantly Undervalued: CCUR is trading below fair value by more than 20%.


Price To Earnings Ratio

PE vs Industry: CCUR is poor value based on its PE Ratio (44.6x) compared to the Tech industry average (20.1x).

PE vs Market: CCUR is poor value based on its PE Ratio (44.6x) compared to the US market (17.7x).


Price to Earnings Growth Ratio

Low PEG Ratio: Insufficient data to calculate CCUR's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: CCUR is good value based on its PB Ratio (0.6x) compared to the US Tech industry average (1.7x).


Next Steps

Future Growth

How is CCUR Holdings forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

4.7%

Forecasted Tech industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as CCUR Holdings has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

  • Examine whether CCUR Holdings is trading at an attractive price based on how much it is expected to earn in the future, and relative to its industry peers and the wider market.
  • While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website. If you are looking for more of a qualitative research into the company, you can access CCUR Holdings's filings and announcements here.
  • Explore growth companies in the Tech industry.

Past Performance

How has CCUR Holdings performed over the past 5 years?

-46.2%

Historical annual earnings growth


Earnings and Revenue History


Past Earnings Growth Analysis

Earnings Trend: CCUR's earnings have declined by -46.2% per year over the past 5 years.

Accelerating Growth: CCUR has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.

Earnings vs Industry: CCUR has become profitable in the last year, making it difficult to compare its past year earnings growth to the Tech industry (64%).


Return on Equity

High ROE: CCUR's Return on Equity (1.1%) is considered low.


Return on Assets

ROA vs Industry: CCUR's Return on Assets is below or equal to the Tech industry average last year.


Return on Capital Employed

ROCE Improving: CCUR is currently unprofitable, so its Return on Capital Employed is negative.


Next Steps

Financial Health

How is CCUR Holdings's financial position?


Financial Position Analysis

Short Term Liabilities: CCUR's short term assets ($50.2M) exceeds its short term liabilities ($1.4M)

Long Term Liabilities: CCUR's short term assets (50.2M) exceeds its long term liabilities (8.7M)


Debt to Equity History and Analysis

Debt Level: CCUR's debt to equity ratio (3.1%) is considered satisfactory

Reducing Debt: Insufficient data to determine if CCUR's debt to equity ratio has reduced over the past 5 years.

Debt Coverage: CCUR's debt is well covered by operating cash flow (111.4%).

Interest Coverage: Insufficient data to determine if CCUR's interest payments on its debt are well covered by EBIT.


Balance Sheet

Inventory Level: CCUR has a low level of unsold assets or inventory.

Debt Coverage by Assets: CCUR's debt is covered by short term assets (assets are 31.395620x debt).


Next Steps

Dividend

What is CCUR Holdings's current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

company0%marketbottom25%1.5%markettop25%3.7%industryaverage1.5%forecastin3Yearsn/a

Current dividend yield vs market & industry


Stability and Growth of Payments

Notable Dividend: Unable to evaluate CCUR's dividend yield against the bottom 25% of dividend payers, as the company has not reported any payouts.

High Dividend: Unable to evaluate CCUR's dividend yield against the top 25% of dividend payers, as the company has not reported any payouts.

Stable Dividend: Insufficient data to determine if CCUR's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if CCUR's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: CCUR is not paying a notable dividend for the US market.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of CCUR's dividend in 3 years as they are not forecast to pay a notable one for the US market.


Next Steps

Management

What is the CEO of CCUR Holdings's salary, the management and board of directors tenure and is there insider trading?

2.4yrs

Average management tenure


CEO

Wayne Barr (55yo)

1.7yrs

Tenure

US$416,548

Compensation

Mr. Wayne Barr, Jr., serves as President, Executive Chairman and Chief Executive Officer at CCUR Holdings, Inc since March 01, 2019. Mr. Barr served as Interim Chief Executive Officer and president at CCUR ...


CEO Compensation Analysis

Compensation vs. Market: Wayne has recently become CEO, making it difficult to compare their total compensation against companies of similar size in the US market.

Compensation vs Earnings: Wayne's compensation has been consistent with company performance over the past year.


Management Age and Tenure

2.4yrs

Average Tenure

Experienced Management: CCUR's management team is considered experienced (2.4 years average tenure).


Board Age and Tenure

2.3yrs

Average Tenure

58yo

Average Age

Experienced Board: CCUR's board of directors are not considered experienced ( 2.3 years average tenure), which suggests a new board.


Insider Trading

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown


Management Team

  • Scott Ryan

    Senior Vice President of Storage Solutions

    • Tenure: 4.3yrs
  • Wayne Barr (55yo)

    Executive Chairman

    • Tenure: 1.7yrs
    • Compensation: US$416.55k
  • Clay McCreery

    Chief Revenue Officer

    • Tenure: 0yrs
  • Ken Jackson

    Senior Vice President of Linux & Real-Time

    • Tenure: 0yrs
  • Warren Sutherland (48yo)

    Chief Financial Officer

    • Tenure: 2.4yrs
    • Compensation: US$383.11k
  • Heather Asher

    General Counsel & Corporate Secretary

    • Tenure: 0yrs

Board Members

  • David Nicol (73yo)

    Director

    • Tenure: 1.7yrs
    • Compensation: US$71.43k
  • Steven Singer (58yo)

    Director

    • Tenure: 2.3yrs
    • Compensation: US$136.00k
  • Wayne Barr (55yo)

    Executive Chairman

    • Tenure: 1.7yrs
    • Compensation: US$416.55k

Company Information

CCUR Holdings, Inc.'s company bio, employee growth, exchange listings and data sources


Key Information

  • Name: CCUR Holdings, Inc.
  • Ticker: CCUR
  • Exchange: OTCPK
  • Founded: 1966
  • Industry: Technology Hardware, Storage and Peripherals
  • Sector: Tech
  • Market Cap: US$30.340m
  • Shares outstanding: 8.92m
  • Website: https://www.ccurholdings.com

Number of Employees


Location

  • CCUR Holdings, Inc.
  • 4375 River Green Parkway
  • Suite 210
  • Duluth
  • Georgia
  • 30096
  • United States

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
CCUROTCPK (Pink Sheets LLC)YesCommon StockUSUSDAug 1984

Biography

CCUR Holdings, Inc., through its subsidiaries, engages in the merchant cash advance (MCA) and real estate businesses. The company provides advances on future merchant receivables, as well as sources syndic ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/10/17 23:33
End of Day Share Price2019/10/17 00:00
Earnings2019/06/30
Annual Earnings2019/06/30


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.