Wirecard AG, a technology company, provides outsourcing and white label solutions for electronic payments worldwide.
Outstanding track record with high growth potential.
Share Price & News
How has Wirecard's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: WCAG.Y has not had significant price volatility in the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: WCAG.Y underperformed the US IT industry which returned 34.8% over the past year.
Return vs Market: WCAG.Y underperformed the US Market which returned 17.9% over the past year.
Price Volatility Vs. Market
How volatile is Wirecard's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Is Wirecard undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: WCAG.Y ($72.75) is trading below our estimate of fair value ($119.71)
Significantly Below Fair Value: WCAG.Y is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: WCAG.Y is poor value based on its PE Ratio (34.3x) compared to the IT industry average (31.4x).
PE vs Market: WCAG.Y is poor value based on its PE Ratio (34.3x) compared to the US market (18.2x).
Price to Earnings Growth Ratio
PEG Ratio: WCAG.Y is poor value based on its PEG Ratio (1.2x)
Price to Book Ratio
PB vs Industry: WCAG.Y is overvalued based on its PB Ratio (7.1x) compared to the US IT industry average (4.2x).
How is Wirecard forecast to perform in the next 1 to 3 years based on estimates from 23 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: WCAG.Y's forecast earnings growth (28.4% per year) is above the savings rate (1.7%).
Earnings vs Market: WCAG.Y's earnings (28.4% per year) are forecast to grow faster than the US market (14.1% per year).
High Growth Earnings: earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: WCAG.Y's revenue (19.2% per year) is forecast to grow faster than the US market (7.6% per year).
High Growth Revenue: WCAG.Y's revenue (19.2% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: WCAG.Y's Return on Equity is forecast to be high in 3 years time (25.4%)
How has Wirecard performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: WCAG.Y has high quality earnings.
Growing Profit Margin: WCAG.Y's current net profit margins (18.6%) are higher than last year (17.6%).
Past Earnings Growth Analysis
Earnings Trend: WCAG.Y's earnings have grown significantly by 27.1% per year over the past 5 years.
Accelerating Growth: WCAG.Y's earnings growth over the past year (41.7%) exceeds its 5-year average (27.1% per year).
Earnings vs Industry: WCAG.Y earnings growth over the past year (41.7%) exceeded the IT industry 12%.
Return on Equity
High ROE: WCAG.Y's Return on Equity (20.8%) is considered high.
Return on Assets
Return on Capital Employed
How is Wirecard's financial position?
Financial Position Analysis
Short Term Liabilities: WCAG.Y's short term assets (€5.0B) exceed its short term liabilities (€2.8B).
Long Term Liabilities: WCAG.Y's short term assets (€5.0B) exceed its long term liabilities (€1.9B).
Debt to Equity History and Analysis
Debt Level: WCAG.Y's debt to equity ratio (77.1%) is considered high.
Reducing Debt: WCAG.Y's debt to equity ratio has increased from 9.5% to 77.1% over the past 5 years.
Debt Coverage: WCAG.Y's debt is well covered by operating cash flow (61%).
Interest Coverage: WCAG.Y's interest payments on its debt are well covered by EBIT (27.1x coverage).
Inventory Level: WCAG.Y has a low level of unsold assets or inventory.
Debt Coverage by Assets: WCAG.Y's debt is covered by short term assets (assets are 2.8x debt).
What is Wirecard's current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Current dividend yield vs market & industry
Notable Dividend: WCAG.Y's dividend (0.15%) isn’t notable compared to the bottom 25% of dividend payers in the US market (1.45%).
High Dividend: WCAG.Y's dividend (0.15%) is low compared to the top 25% of dividend payers in the US market (3.73%).
Stability and Growth of Payments
Stable Dividend: WCAG.Y is not paying a notable dividend for the US market, therefore no need to check if payments are stable.
Growing Dividend: WCAG.Y is not paying a notable dividend for the US market, therefore no need to check if payments are increasing.
Current Payout to Shareholders
Dividend Coverage: WCAG.Y is not paying a notable dividend for the US market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of WCAG.Y's dividend in 3 years as they are not forecast to pay a notable one for the US market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Markus Braun (50yo)
Dr. Markus Braun is a CEO, CTO and Member of the Management Board at Wirecard AG since January 2002. He serves as Chairman of Management Board at Wirecard AG since 2019. He was e-Strategy Project Manager o ...
CEO Compensation Analysis
Compensation vs Market: Markus's total compensation ($USD3.59M) is below average for companies of similar size in the US market ($USD10.81M).
Compensation vs Earnings: Markus's compensation has been consistent with company performance over the past year.
|CEO, CTO & Chairman of Management Board||0yrs||€3.31m||7.05% €1.3b|
|CFO & Member of Management Board||2.1yrs||€1.77m||no data|
|COO & Member of Management Board||10yrs||€2.36m||no data|
|Chief Product Officer & Member of Management Board||2.1yrs||€1.76m||no data|
|Vice President of Corporate Communications & IR||0yrs||no data||no data|
|General Counsel||2.8yrs||no data||no data|
|Executive Vice President Sales Travel||0yrs||no data||no data|
|Executive Vice President of Payment & Risk Services||0yrs||no data||no data|
|Executive Vice President of Sales Digital||0yrs||no data||no data|
|Executive Vice President of Sales - Consumer Goods||20.1yrs||no data||no data|
Experienced Management: WCAG.Y's management team is considered experienced (2.8 years average tenure).
|Chairman of the Supervisory Board||0.08yrs||no data||no data|
|Member of Supervisory Board||12.1yrs||€316.00k||no data|
|Deputy Chairman of the Supervisory Board||0yrs||€186.00k||no data|
|Member of Supervisory Board||1.7yrs||€65.00k||no data|
|Member of Supervisory Board||1.7yrs||€65.00k||no data|
|Member of Supervisory Board||3.7yrs||€131.00k||no data|
Experienced Board: WCAG.Y's board of directors are not considered experienced ( 1.7 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Wirecard AG's company bio, employee growth, exchange listings and data sources
- Name: Wirecard AG
- Ticker: WCAG.Y
- Exchange: OTCPK
- Founded: 1999
- Industry: Data Processing and Outsourced Services
- Sector: Software
- Market Cap: €16.521b
- Listing Market Cap: €17.946b
- Shares outstanding: 123.57m
- Website: https://www.wirecard.com
Number of Employees
- Wirecard AG
- Einsteinring 35
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|WDI||DB (Deutsche Boerse AG)||Yes||Common Stock||DE||EUR||Oct 2000|
|WDI||XTRA (XETRA Trading Platform)||Yes||Common Stock||DE||EUR||Oct 2000|
|0O8X||LSE (London Stock Exchange)||Yes||Common Stock||GB||EUR||Oct 2000|
|WRCD.F||OTCPK (Pink Sheets LLC)||Yes||Common Stock||US||USD||Oct 2000|
|WDID||BATS-CHIXE (BATS 'Chi-X Europe')||Yes||Common Stock||GB||EUR||Oct 2000|
|WDI||SWX (SIX Swiss Exchange)||Yes||Common Stock||CH||CHF||Oct 2000|
|WDI||WBAG (Wiener Boerse AG)||Yes||Common Stock||AT||EUR||Oct 2000|
|WDI||ETLX (Eurotlx)||Yes||Common Stock||IT||EUR||Oct 2000|
|WCAG.Y||OTCPK (Pink Sheets LLC)||UNSPON ADR EACH REPR 0.5 ORD EUR0.00||US||USD||Sep 2013|
|WDIA||DB (Deutsche Boerse AG)||UNSPON ADR EACH REPR 0.5 ORD EUR0.00||DE||EUR||Sep 2013|
Wirecard AG, a technology company, provides outsourcing and white label solutions for electronic payments worldwide. The company operates in three segments: Payment Processing & Risk Management, Acquiring & Issuing, and Call Center & Communication Services. The Payment Processing & Risk Management segment offers products and service for the acceptance or transactions, and the processing of electronic payments and associated processes. The Acquiring & Issuing segment provides settlement services for credit card sales for online and terminal payments, as well as current accounts with prepaid cards and Girocard/Maestro debit cards; processes payment transactions in various currencies; and issues prepaid and debit cards to private and business customers. The Call Center & Communication Services segment offers value added services, aftersales services to customers, and mailing services. The company also provides payment processing solutions that include Wirecard Payment Page, a payment page; credit card processing; direct debit; online banking payment; alternative payment; international payment processing; tokenization; point of sale terminals; and Wirecard Checkout Portal, a payment portal. In addition, it offers mobile payment solutions; risk management solutions, such as fraud prevention, credit worthiness checks, and individual solutions; integration and testing solutions, including enterprise integration, transaction testing, payment hub, customer self-select PIN, and secure mailer solutions; and communication services. The company serves the consumer goods, digital goods, and travel and mobility sectors. Wirecard has strategic partnerships with Poynt, CreditPilot PLC, SunExpress, and Emonvia. Wirecard AG was founded in 1999 and is headquartered in Aschheim, Germany.
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/02/24 03:18|
|End of Day Share Price||2020/02/21 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.