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Pushpay Holdings

OTCPK:PHPY.F
Snowflake Description

Exceptional growth potential with adequate balance sheet.

The Snowflake is generated from 30 checks in 5 different areas, read more below.
PHPY.F
OTCPK
NZ$911M
Market Cap
  1. Home
  2. US
  3. Software
Company description

Pushpay Holdings Limited provides engagement and payment solutions to the faith sector, not-for-profit organizations, and education providers. The last earnings update was 131 days ago. More info.


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PHPY.F Share Price and Events
7 Day Returns
0%
OTCPK:PHPY.F
3.8%
US Software
2.9%
US Market
1 Year Returns
-29.8%
OTCPK:PHPY.F
22%
US Software
1.4%
US Market
PHPY.F Shareholder Return
  7 Day 30 Day 90 Day 1 Year 3 Year 5 Year
Pushpay Holdings (PHPY.F) 0% 1.8% 0.9% -29.8% - -
US Software 3.8% 4.9% 16% 22% 107.4% 132.9%
US Market 2.9% 2.5% 10% 1.4% 38.3% 42%
1 Year Return vs Industry and Market
  • PHPY.F underperformed the Software industry which returned 22% over the past year.
  • PHPY.F underperformed the Market in United States of America which returned 1.4% over the past year.
Price Volatility
PHPY.F
Industry
5yr Volatility vs Market
Related Companies

PHPY.F Value

 Is Pushpay Holdings undervalued based on future cash flows and its price relative to the stock market?

Value is all about what a company is worth versus what price it is available for. If you went into a grocery store and all the bananas were on sale at half price, they could be considered undervalued.
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
Here we compare the current share price of Pushpay Holdings to its discounted cash flow analysis.value.

The discounted cash flow value is simply looking at what the company is worth today, based on estimates of how much money it is expected to make in the future.
Raw Data    Our intrinsic value calculation method has changed recently, learn more here.

Below are the data sources, inputs and calculation used to determine the intrinsic value for Pushpay Holdings.

OTCPK:PHPY.F Discounted Cash Flow Data Sources
Data Point Source Value
Valuation Model 2 Stage Free Cash Flow to Equity
Levered Free Cash Flow Average of 4 Analyst Estimates (S&P Global) See below
Discount Rate (Cost of Equity) See below 9.2%
Perpetual Growth Rate 10-Year US Government Bond Rate 2.7%

An important part of a discounted cash flow is the discount rate, below we explain how it has been calculated.

Calculation of Discount Rate/ Cost of Equity for OTCPK:PHPY.F
Data Point Calculation/ Source Result
Risk-Free Rate 10-Year US Govt Bond Rate 2.7%
Equity Risk Premium S&P Global 6%
Software Unlevered Beta Simply Wall St/ S&P Global 1.14
Re-levered Beta = Unlevered beta (1 + (1- tax rate) (Debt/Equity))
= 1.139 (1 + (1- 28%) (0%))
1.093
Levered Beta Levered Beta limited to 0.8 to 2.0
(practical range for a stable firm)
1.09
Discount Rate/ Cost of Equity = Cost of Equity = Risk Free Rate + (Levered Beta * Equity Risk Premium)
= 2.73% + (1.093 * 5.96%)
9.25%

Discounted Cash Flow Calculation for OTCPK:PHPY.F using 2 Stage Free Cash Flow to Equity Model

The calculations below outline how an intrinsic value for Pushpay Holdings is arrived at by discounting future cash flows to their present value using the 2 stage method. We try to start with analysts estimates of free cash flow, however if these are not available we use the most recent financial results. In the 1st stage we continue to grow the free cash flow over a 10 year period, with the growth rate trending towards the perpetual growth rate used in the 2nd stage. The 2nd stage assumes the company grows at a stable rate into perpetuity.

OTCPK:PHPY.F DCF 1st Stage: Next 10 year cash flow forecast
Levered FCF (USD, Millions) Source Present Value
Discounted (@ 9.25%)
2019 -3.08 Analyst x3 -2.82
2020 9.85 Analyst x2 8.26
2021 18.87 Analyst x3 14.48
2022 27.33 Est @ 44.82% 19.19
2023 36.13 Est @ 32.19% 23.22
2024 44.57 Est @ 23.35% 26.22
2025 52.22 Est @ 17.17% 28.12
2026 58.93 Est @ 12.84% 29.05
2027 64.71 Est @ 9.8% 29.20
2028 69.68 Est @ 7.68% 28.78
Present value of next 10 years cash flows $203.69
OTCPK:PHPY.F DCF 2nd Stage: Terminal Value
Calculation Result
Terminal Value = FCF2028 × (1 + g) ÷ (Discount Rate – g)
= $69.68 × (1 + 2.73%) ÷ (9.25% – 2.73%)
$1,098.65
Present Value of Terminal Value = Terminal Value ÷ (1 + r)10
= $1,098.65 ÷ (1 + 9.25%)10
$453.78
OTCPK:PHPY.F Total Equity Value
Calculation Result
Total Equity Value = Present value of next 10 years cash flows + Terminal Value
= $203.69 + $453.78
$657.47
Equity Value per Share
(USD)
= Total value / Shares Outstanding
= $657.47 / 275.26
$2.39
OTCPK:PHPY.F Discount to Share Price
Calculation Result
Exchange Rate USD/NZD
(Reporting currency to currency of NZSE:PPH)
1.46
Value per Share
(NZD)
= Value per Share in USD x Exchange Rate (USD/NZD)
= $2.39 x 1.46
NZ$3.49
Non-primary Listing Adjustment Factor 1 share in OTCPK:PHPY.F represents 0.68278x of NZSE:PPH
(This could be a different class, a depositary receipt, a different currency, or all of these things.)
0.68278x
Value per Share
(Listing Adjusted, USD)
= Value per Share (NZD) x Listing Adjustment Factor
= NZ$ 3.49 x 0.68278
$2.38
Value per share (USD) From above. $2.38
Current discount Discount to share price of $2.26
= -1 x ($2.26 - $2.38) / $2.38
5.1%

Learn more about our DCF calculations in Simply Wall St’s analysis model .

Current Discount
Amount off the current price Pushpay Holdings is available for.
Intrinsic value
5%
Share price is $2.26 vs Future cash flow value of $2.38
Current Discount Checks
For Pushpay Holdings to be considered undervalued it must be available for at least 20% below the current price. Less than 40% is even better.
  • Pushpay Holdings's share price is below the future cash flow value, but not at a moderate discount (< 20%).
  • Pushpay Holdings's share price is below the future cash flow value, but not at a substantial discount (< 40%).
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing when they are out of season, or how much your home is worth.

The amount the stock market is willing to pay for Pushpay Holdings's earnings, growth and assets is considered below, and whether this is a fair price.
Price based on past earnings
Are Pushpay Holdings's earnings available for a low price, and how does this compare to other companies in the same industry?
Raw Data
OTCPK:PHPY.F PE (Price to Earnings) Ratio Data Sources
Data Point Source Value
Earnings Per Share * Company Filings (2018-09-30) in USD $-0.06
NZSE:PPH Share Price ** NZSE (2019-03-04) in NZD NZ$3.31
NZSE:PPH Share Price converted to USD reporting currency Exchange rate (NZD/ USD) 0.685 $2.27
United States of America Software Industry PE Ratio Median Figure of 84 Publicly-Listed Software Companies 52.96x
United States of America Market PE Ratio Median Figure of 3,054 Publicly-Listed Companies 17.61x

* Trailing twelve months (TTM) annual GAAP earnings per share excluding extraordinary items.

** Primary Listing of Pushpay Holdings.

OTCPK:PHPY.F PE (Price to Earnings) Ratio Calculation
Calculation Outcome
PE Ratio

= NZSE:PPH Share Price ÷ EPS (both in USD)

= 2.27 ÷ -0.06

-41.05x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Pushpay Holdings is loss making, we can't compare its value to the US Software industry average.
  • Pushpay Holdings is loss making, we can't compare the value of its earnings to the United States of America market.
Price based on expected Growth
Does Pushpay Holdings's expected growth come at a high price?
Raw Data
OTCPK:PHPY.F PEG (Price to Earnings to Growth) Ratio Data Sources
Data Point Source Value
PE Ratio See PE Ratio Section -41.05x
Net Income Annual Growth Rate See Future Growth Section.
Line of Best Fit* through Consensus Estimate Earnings of 4 Analysts
82.5%per year
United States of America Software Industry PEG Ratio Median Figure of 66 Publicly-Listed Software Companies 3.54x
United States of America Market PEG Ratio Median Figure of 2,109 Publicly-Listed Companies 1.47x

*Line of best fit is calculated by linear regression .

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to calculate PEG ratio for Pushpay Holdings, we can't assess if its growth is good value.
Price based on value of assets
What value do investors place on Pushpay Holdings's assets?
Raw Data
OTCPK:PHPY.F PB (Price to Book) Ratio Data Sources
Data Point Source Value
Book Value per Share Company Filings (2018-09-30) in USD $0.06
NZSE:PPH Share Price * NZSE (2019-03-04) in NZD NZ$3.31
NZSE:PPH Share Price converted to USD reporting currency Exchange rate (NZD/ USD) 0.685 $2.27
United States of America Software Industry PB Ratio Median Figure of 220 Publicly-Listed Software Companies 5.71x
United States of America Market PB Ratio Median Figure of 5,152 Publicly-Listed Companies 1.87x
OTCPK:PHPY.F PB (Price to Book) Ratio Calculation
Calculation Outcome
PB Ratio

= NZSE:PPH Share Price ÷ Book Value per Share (both in USD)

= 2.27 ÷ 0.06

37.26x

* Primary Listing of Pushpay Holdings.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Pushpay Holdings is overvalued based on assets compared to the US Software industry average.
X
Value checks
We assess Pushpay Holdings's value by looking at:
  1. Is the discounted cash flow value less than 20%, or 40% of the share price? (2 checks) ( Click here or on bar chart for details of DCF calculation. )
  2. Is the PE ratio less than the market average, and/ or less than the Software industry average (and greater than 0)? (2 checks)
  3. Is the PEG ratio within a reasonable range (0 to 1)? (1 check)
  4. Is the PB ratio less than the Software industry average (and greater than 0)? (1 check)
  5. Pushpay Holdings has a total score of 0/6, see the detailed checks below.

    Note: We use GAAP Earnings per Share in all our calculations including PE and PEG Ratio.

    Full details on the Value part of the Simply Wall St company analysis model.

PHPY.F Future Performance

 How is Pushpay Holdings expected to perform in the next 1 to 3 years based on estimates from 4 analysts?

The future performance of a company is measured in the same way as past performance, by looking at estimated growth and how much profit it is expected to make.

Future estimates come from professional analysts. Just like forecasting the weather, they don’t always get it right!
Annual Growth Rate
82.5%
Expected annual growth in earnings.
Earnings growth vs Low Risk Savings
Is Pushpay Holdings expected to grow at an attractive rate?
  • Pushpay Holdings's earnings growth is expected to exceed the low risk savings rate of 2.7%.
Growth vs Market Checks
  • Pushpay Holdings's earnings growth is expected to exceed the United States of America market average.
  • Pushpay Holdings's revenue growth is expected to exceed the United States of America market average.
Annual Growth Rates Comparison
Raw Data
OTCPK:PHPY.F Future Growth Rates Data Sources
Data Point Source Value (per year)
OTCPK:PHPY.F Future Earnings Growth Rate Line of Best Fit* through Consensus Estimate Earnings of 4 Analysts 82.5%
OTCPK:PHPY.F Future Revenue Growth Rate Line of Best Fit* through Consensus Estimate Revenue of 4 Analysts 22.1%
United States of America Software Industry Earnings Growth Rate Market Cap Weighted Average 16.1%
United States of America Software Industry Revenue Growth Rate Market Cap Weighted Average 10.8%
United States of America Market Earnings Growth Rate Market Cap Weighted Average 14.3%
United States of America Market Revenue Growth Rate Market Cap Weighted Average 7.1%

*Line of best fit is calculated by linear regression .

Industry and Market average data is calculated daily.

Learn more about our growth rate calculations in Simply Wall St’s analysis model.

Analysts growth expectations
Raw Data
OTCPK:PHPY.F Analysts Growth Expectations Data Sources
Data Point Source Value
Past Financials Company Filings (5 months ago) See Below
Future Estimates Average of up to 4 Analyst Estimates (S&P Global) See Below
All numbers in USD Millions and using Trailing twelve months (TTM) annual period rather than quarterly.
OTCPK:PHPY.F Future Estimates Data
Date (Data in USD Millions) Revenue Cash Flow Net Income * Avg. No. Analysts
2023-03-31 241 1
2022-03-31 195 2
2021-03-31 155 19 20 4
2020-03-31 126 8 5 4
2019-03-31 98 -2 11 4
OTCPK:PHPY.F Past Financials Data
Date (Data in USD Millions) Revenue Cash Flow Net Income *
2018-09-30 84 -13 -15
2018-06-30 77 -15 -19
2018-03-31 70 -17 -23
2017-12-31 61 -19 -25
2017-09-30 52 -21 -26
2017-06-30 43 -20 -26
2017-03-31 34 -19 -25
2016-09-30 19 -14 -21
2016-06-30 15 -12 -17
2016-03-31 10 -11 -14

*GAAP earnings excluding extraordinary items.

Super high growth metrics
High Growth Checks
  • Pushpay Holdings's earnings are expected to grow significantly at over 20% yearly.
  • Pushpay Holdings's revenue is expected to grow significantly at over 20% yearly.
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can be gauged below. We look back 3 years and see if they were any good at predicting what actually occurred. We also show the highest and lowest estimates looking forward to see if there is a wide range.
Raw Data
OTCPK:PHPY.F Past and Future Earnings per Share
Data Point Source Value
Past Financials Company Filings (5 months ago) See Below
Future Estimates Average of up to 4 Analyst Estimates (S&P Global) See Below

All data from Pushpay Holdings Company Filings, last reported 5 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

OTCPK:PHPY.F Future Estimates Data
Date (Data in USD Millions) EPS * EPS High Estimate EPS Low Estimate Avg. No. Analysts
2023-03-31
2022-03-31
2021-03-31
2020-03-31
2019-03-31
OTCPK:PHPY.F Past Financials Data
Date (Data in USD Millions) EPS *
2018-09-30 -0.06
2018-06-30 -0.07
2018-03-31 -0.09
2017-12-31 -0.10
2017-09-30 -0.10
2017-06-30 -0.10
2017-03-31 -0.11
2016-09-30 -0.07
2016-06-30 -0.06
2016-03-31 -0.06

*GAAP earnings excluding extraordinary items.

Performance in 3 years
In the same way as past performance we look at the future estimated return (profit) compared to the available funds. We do this looking forward 3 years.
  • Pushpay Holdings is expected to make outstanding use of shareholders’ funds in the future (Return on Equity greater than 40%).
X
Future performance checks
We assess Pushpay Holdings's future performance by looking at:
  1. Is the annual earnings growth rate expected to beat the low risk savings rate, plus a premium to keep pace with inflation?
  2. Is the annual earnings growth rate expected to beat the average growth rate in earnings of the United States of America market? (1 check)
  3. Is the annual revenue growth rate expected to beat the average growth rate in revenue of the United States of America market? (1 check)
  4. Is the annual earnings growth rate expected to be above 20%? (1 check)
  5. Is the annual revenue growth rate expected to be above 20%? (1 check)
  6. Is the Return on Equity in 3 years expected to be over 20%? (1 check)
Some of the above checks will fail if the company is expected to be loss making in the relevant year.
Pushpay Holdings has a total score of 6/6, see the detailed checks below.

Note 1: We use GAAP Net Income Excluding Exceptional Items for our Earnings in all our calculations.

Full details on the Future part of the Simply Wall St company analysis model.

PHPY.F Past Performance

  How has Pushpay Holdings performed over the past 5 years?

The past performance of a company can be measured by how much growth it has experienced and how much profit it makes relative to the funds and assets it has available.
Past earnings growth
Below we compare Pushpay Holdings's growth in the last year to its industry (Software).
Past Earnings growth analysis
We also check if the company has grown in the past 5 years, and whether it has maintained that growth in the year.
  • Pushpay Holdings does not make a profit and their year on year earnings growth rate was negative over the past 5 years.
  • Unable to compare Pushpay Holdings's 1-year earnings growth to the 5-year average as it is not currently profitable.
  • Unable to compare Pushpay Holdings's 1-year growth to the US Software industry average as it is not currently profitable.
Earnings and Revenue History
Pushpay Holdings's revenue and profit over the past 5 years is shown below, any years where they have experienced a loss will show up in red.
Raw Data

All data from Pushpay Holdings Company Filings, last reported 5 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

OTCPK:PHPY.F Past Revenue, Cash Flow and Net Income Data
Date (Data in USD Millions) Revenue Net Income * G+A Expenses R&D Expenses
2018-09-30 84.46 -15.15 46.90 16.47
2018-06-30 77.33 -19.21 47.17 15.83
2018-03-31 70.19 -23.27 47.43 15.20
2017-12-31 61.03 -24.88 45.36 13.95
2017-09-30 51.88 -26.49 43.29 12.70
2017-06-30 43.07 -25.90 39.52 10.65
2017-03-31 34.27 -25.31 35.75 8.60
2016-09-30 19.14 -20.56 26.71 4.03
2016-06-30 14.54 -17.09 21.91 2.97
2016-03-31 9.95 -13.62 17.10 1.91
2015-09-30 3.07 -7.62 6.94 1.81
2015-06-30 2.13 -6.49 4.91 1.61
2015-03-31 1.30 -5.71 3.09 1.50
2014-12-31 2.55 -4.34 3.70 1.50
2014-09-30 1.36 -2.84 2.40 0.68
2014-06-30 0.90 -2.31 1.75 0.52
2014-03-31 0.27 -1.42 0.80 0.28
2013-03-31 0.01 -0.47 0.01

*GAAP earnings excluding extraordinary items.

Performance last year
We want to ensure a company is making the most of what it has available. This is done by comparing the return (profit) to a company's available funds, assets and capital.
  • It is difficult to establish if Pushpay Holdings has efficiently used shareholders’ funds last year (Return on Equity greater than 20%) as it is loss-making.
  • It is difficult to establish if Pushpay Holdings has efficiently used its assets last year compared to the US Software industry average (Return on Assets) as it is loss-making.
  • It is difficult to establish if Pushpay Holdings improved its use of capital last year versus 3 years ago (Return on Capital Employed) as it is currently loss-making.
X
Past performance checks
We assess Pushpay Holdings's performance over the past 5 years by checking for:
  1. Has earnings increased in past 5 years? (1 check)
  2. Has the earnings growth in the last year exceeded that of the Software industry? (1 check)
  3. Is the recent earnings growth over the last year higher than the average annual growth over the past 5 years? (1 check)
  4. Is the Return on Equity (ROE) higher than 20%? (1 check)
  5. Is the Return on Assets (ROA) above industry average? (1 check)
  6. Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent earnings report. Some checks require at least 3 or 5 years worth of data.
Pushpay Holdings has a total score of 0/6, see the detailed checks below.

Note: We use GAAP Net Income excluding extraordinary items in all our calculations.

Full details on the Past part of the Simply Wall St company analysis model.

PHPY.F Health

 How is Pushpay Holdings's financial health and their level of debt?

A company's financial position is much like your own financial position, it includes everything you own (assets) and owe (liabilities).

The boxes below represent the relative size of what makes up Pushpay Holdings's finances.

The net worth of a company is the difference between its assets and liabilities.
Net Worth
  • Pushpay Holdings is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
  • Pushpay Holdings has no long term commitments.
Balance sheet
This treemap shows a more detailed breakdown of Pushpay Holdings's finances. If any of them are yellow this indicates they may be out of proportion and red means they relate to one of the checks below.
Assets
Liabilities and shares
The 'shares' portion represents any funds contributed by the owners (shareholders) and any profits.
  • Low level of unsold assets.
  • Pushpay Holdings has no debt, it does not need to be covered by short term assets.
Historical Debt
Nearly all companies have debt. Debt in itself isn’t bad, however if the debt is too high, or the company can’t afford to pay the interest on its debts this may have impacts in the future.

The graphic below shows equity (available funds) and debt, we ideally want to see the red area (debt) decreasing.

If there is any debt we look at the companies capability to repay it, and whether the level has increased over the past 5 years.
Raw Data

All data from Pushpay Holdings Company Filings, last reported 5 months ago.

OTCPK:PHPY.F Past Debt and Equity Data
Date (Data in USD Millions) Total Equity Total Debt Cash & Short Term Investments
2018-09-30 16.71 0.00 12.53
2018-06-30 16.71 0.00 12.53
2018-03-31 21.69 0.75 17.89
2017-12-31 21.69 0.75 17.89
2017-09-30 31.52 0.00 25.51
2017-06-30 31.52 0.00 25.51
2017-03-31 18.81 0.91 13.41
2016-09-30 3.16 0.90 0.67
2016-06-30 3.16 0.90 0.67
2016-03-31 13.95 0.26 8.42
2015-09-30 9.30 0.00 2.87
2015-06-30 9.85 0.00 3.04
2015-03-31 5.15 0.00 0.19
2014-12-31 5.36 0.00 0.25
2014-09-30 9.05 0.00 4.36
2014-06-30 10.17 0.00 4.90
2014-03-31 -0.19 1.74 2.38
2013-03-31 0.34 0.05 0.23
  • Pushpay Holdings has no debt.
  • Pushpay Holdings has no debt compared to 5 years ago when it was 1212.4%.
CASH RUNWAY ANALYSIS

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

  • Pushpay Holdings has less than a year of cash runway based on current free cash flow.
  • Pushpay Holdings has less than a year of cash runway if free cash flow continues to grow at historical rates of 11% each year.
X
Financial health checks
We assess Pushpay Holdings's financial health by checking for:
  1. Are short term assets greater than short term liabilities? (1 check)
  2. Are short term assets greater than long term liabilities? (1 check)
  3. Has the debt to equity ratio increased in the past 5 years? (1 check)
  4. Is the debt to equity ratio over 40%? (1 check)
  5. Is the debt covered by operating cash flow? (1 check)
  6. Are earnings greater than 5x the interest on debt (if company pays interest at all)? (1 check)
  7. Pushpay Holdings has a total score of 4/6, see the detailed checks below.
For companies that are loss making and have been so on average in the past we replace the last 2 checks with:
  1. Does cash and short term investments cover stable operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
  2. Does cash and short term investments cover growing operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)


Full details on the Health part of the Simply Wall St company analysis model.

PHPY.F Dividends

 What is Pushpay Holdings's current dividend yield, its reliability and sustainability?

Dividends are regular cash payments to you from the company, similar to a bank paying you interest on a savings account.
Annual Dividend Income
Dividend payments
0%
Current annual income from Pushpay Holdings dividends. Estimated to be 0.59% next year.
If you bought $2,000 of Pushpay Holdings shares you are expected to receive $0 in your first year as a dividend.
Dividend Amount
Here we look how much dividend is being paid, if any. Is it above what you can get in a savings account? It is up there with the best dividend paying companies?
  • Unable to evaluate Pushpay Holdings's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
  • Unable to evaluate Pushpay Holdings's dividend against the top 25% market benchmark as the company has not reported any payouts.
Annualized Historical and Future Dividends
It is important to see if the dividend for a company is stable, and not wildly increasing/decreasing each year. This graph shows you the historical rate to count toward your assessment of the stock.

We also check to see if the dividend has increased in the past 10 years.
Raw Data
OTCPK:PHPY.F Annualized Past and Future Dividends
Data Point Source Value
Past Annualized Dividend Yield S&P Global Market Data See Below
Past Dividends per Share Company Filings/ Annualized Dividend Payments See Below
Future Dividends per Share Estimates Average of up to 4 Analyst Estimates (S&P Global) See Below
United States of America Software Industry Average Dividend Yield Market Cap Weighted Average of 24 Stocks 1.6%
United States of America Market Average Dividend Yield Market Cap Weighted Average of 2005 Stocks 2.5%
United States of America Minimum Threshold Dividend Yield 10th Percentile 0.8%
United States of America Bottom 25% Dividend Yield 25th Percentile 1.4%
United States of America Top 25% Dividend Yield 75th Percentile 3.6%

Industry and Market average data is calculated daily.

Note all dividend per share amounts are annualized and not quarterly or other period.

OTCPK:PHPY.F Future Dividends Estimate Data
Date (Data in $) Dividend per Share (annual) Avg. No. Analysts
2023-03-31
2022-03-31
2021-03-31 0.04 1.00
2020-03-31 0.00 1.00
2019-03-31 0.00 1.00

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to perform a dividend volatility check as Pushpay Holdings has not reported any payouts.
  • Unable to verify if Pushpay Holdings's dividend has been increasing as the company has not reported any payouts.
Current Payout to shareholders
What portion of Pushpay Holdings's earnings are paid to the shareholders as a dividend.
  • Unable to calculate sustainability of dividends as Pushpay Holdings has not reported any payouts.
Future Payout to shareholders
  • No need to calculate the sustainability of Pushpay Holdings's dividends in 3 years as they are not expected to pay a notable one for United States of America.
X
Income/ dividend checks
We assess Pushpay Holdings's dividend by checking for:
  1. Firstly is the company paying a notable dividend (greater than 0.8%) - if not then the rest of the checks are ignored.
  2. Is current dividend yield above the bottom 25% of dividend payers? (1 check)
  3. Is current dividend yield above the top 25% of dividend payers? (1 check)
  4. Have they paid a dividend for 10 years, and during this period has the dividend been volatile (drop of more than 25%)? (1 check)
  5. If they have paid a dividend for 10 years has it increased in this time? (1 check)
  6. How sustainable is the dividend, can Pushpay Holdings afford to pay it from its earnings today and in 3 years (Payout ratio less than 90%)? (2 checks)
  7. Pushpay Holdings has a total score of 0/6, see the detailed checks below.


Full details on the Dividends part of the Simply Wall St company analysis model.

PHPY.F Management

 What is the CEO of Pushpay Holdings's salary, the management and board of directors tenure and is there insider trading?

Management is one of the most important areas of a company. We look at unreasonable CEO compensation, how long the team and board of directors have been around for and insider trading.
CEO
Chris Heaslip
COMPENSATION $794,000
CEO Bio

Mr. Christopher Heaslip is the Chief Executive Officer (CEO) and Co-Founder of Pushpay Holdings Ltd and has been its Executive Director since July 25, 2011. He has worked in and for a number of SMEs and Corporate Organisations to develop effective and efficient systems and optimal accounting treatment. He has previously served as CEO of an accounting and tax consultancy and prior to that as a tax management professional and business adviser at KPMG. He was also an investigator at the New Zealand Inland Revenue Department.He is an Accountant by vocation, with a BCom (Accounting), DipCom (Taxation and Law) and a MCom Hons (Taxation) all from the University of Auckland.

CEO Compensation
  • Chris's compensation has increased whilst company is loss making.
  • Chris's remuneration is lower than average for companies of similar size in United States of America.
Management Team Tenure

Average tenure of the Pushpay Holdings management team in years:

2.8
Average Tenure
  • The tenure for the Pushpay Holdings management team is about average.
Management Team

Chris Heaslip

TITLE
Co-Founder
COMPENSATION
$794K

Eliot Crowther

TITLE
Co-Founder
COMPENSATION
$360K
TENURE
8.2 yrs

Shane Sampson

TITLE
Chief Financial Officer
TENURE
3.4 yrs

Kevin Kuck

TITLE
Vice President of Operations

Cherry Chu

TITLE
Accounting Manager

Sarah Elder

TITLE
Investor Relations Manager

Matt Tresidder

TITLE
Vice President of Sales
TENURE
3.1 yrs

Guy Weismantel

TITLE
Chief Marketing Officer
TENURE
1.1 yrs

James Maiocco

TITLE
Chief Business Development Officer
TENURE
2.5 yrs

Steve Basden

TITLE
President of Echurch
TENURE
2.2 yrs
Board of Directors Tenure

Average tenure of the Pushpay Holdings board of directors in years:

4.2
Average Tenure
  • The tenure for the Pushpay Holdings board of directors is about average.
Board of Directors

Bruce Gordon

TITLE
Independent Chairman
COMPENSATION
$84K
TENURE
5.1 yrs

Chris Heaslip

TITLE
Co-Founder
COMPENSATION
$794K
TENURE
7.7 yrs

Graham Shaw

TITLE
Independent Director
COMPENSATION
$61K
TENURE
4.2 yrs

Chris Huljich

TITLE
Non-Executive Director
COMPENSATION
$57K
TENURE
5.1 yrs

Dan Steinman

TITLE
Independent Director
COMPENSATION
$146K
TENURE
1.7 yrs

Dan Steinman

TITLE
TENURE
1.7 yrs

Peter Karl Huljich

TITLE
Alternate Non-Executive Director
AGE
41
TENURE
0.7 yrs
Who owns this company?
Recent Insider Trading
  • No 3 month insider trading information.
Recent Insider Transactions
Announced Type Name Entity Role Start End Shares Max Price ($) Value ($)
X
Management checks
We assess Pushpay Holdings's management by checking for:
  1. Is the CEO's compensation unreasonable compared to market cap? (1 check)
  2. Has the CEO's compensation increased more than 20% whilst the EPS is down more then 20%? (1 check)
  3. Is the average tenure of the management team less than 2 years? (1 check)
  4. Is the average tenure of the board of directors team less than 3 years? (1 check)
  5. Pushpay Holdings has a total score of 0/6, this is not included on the snowflake, see the detailed checks below.


Note: We use the top 6 management executives and board members in our calculations.

Note 2: Insider trading include any internal stakeholders and these transactions .

Full details on the Management part of the Simply Wall St company analysis model.

PHPY.F News

Simply Wall St News

PHPY.F Company Info

Description

Pushpay Holdings Limited provides engagement and payment solutions to the faith sector, not-for-profit organizations, and education providers. Its engagement solutions enable connections and mobile commerce tools that facilitate non-point of sale payments. Pushpay Holdings Limited was incorporated in 2011 and is based in Auckland, New Zealand.

Details
Name: Pushpay Holdings Limited
PHPY.F
Exchange: OTCPK
Founded: 2011
NZ$623,924,095
275,261,739
Website: http://www.pushpay.com
Address: Pushpay Holdings Limited
Building D,
Level 6,
Auckland,
1010,
New Zealand
Listings
Exchange Symbol Ticker Symbol Security Exchange Country Currency Listed on
NZSE PPH Ordinary Shares New Zealand Stock Exchange NZ NZD 14. Aug 2014
OTCPK PHPY.F Ordinary Shares Pink Sheets LLC US USD 14. Aug 2014
ASX PPH Ordinary Shares Australian Securities Exchange AU AUD 14. Aug 2014
CHIA PPH Ordinary Shares Chi-X Australia AU AUD 14. Aug 2014
Number of employees
Current staff
Staff numbers
354
Pushpay Holdings employees.
Industry
Application Software
Software
Company Analysis and Financial Data Status
Area Date (UTC time)
Company Analysis updated: 2019/03/18 00:38
End of day share price update: 2019/03/04 00:00
Last estimates confirmation: 2019/02/07
Last earnings filing: 2018/11/07
Last earnings reported: 2018/09/30
Last annual earnings reported: 2018/03/31


All dates and times in UTC. All financial data provided by Standard & Poor’s Capital IQ.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.