OTCPK:EXCC

Stock Analysis Report

Executive Summary

Excel Corporation, through its subsidiaries, provides integrated financial and transaction processing services to businesses in the United States.


Snowflake Analysis

Excellent balance sheet with weak fundamentals.


Similar Companies

Share Price & News

How has Excel's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: EXCC's share price has been volatile over the past 3 months.


Market Performance


7 Day Return

14.3%

EXCC

3.4%

US IT

2.0%

US Market


1 Year Return

40.4%

EXCC

40.8%

US IT

23.6%

US Market

Return vs Industry: EXCC matched the US IT industry which returned 40.9% over the past year.

Return vs Market: EXCC exceeded the US Market which returned 23.5% over the past year.


Shareholder returns

EXCCIndustryMarket
7 Day14.3%3.4%2.0%
30 Day48.1%6.7%3.9%
90 Day25.0%14.3%12.0%
1 Year40.4%40.4%42.3%40.8%26.2%23.6%
3 Year-98.4%-98.4%110.0%101.0%53.2%43.3%
5 Year-87.5%-87.5%153.4%130.9%75.7%56.3%

Price Volatility Vs. Market

How volatile is Excel's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Excel undervalued compared to its fair value and its price relative to the market?


In this section, we usually try to help investors determine whether Excel is trading at an attractive price based on the cash flow it is expected to produce in the future. But as Excel has not provided consistent financial data, and the stock also has no analyst forecast or coverage, its intrinsic value cannot be reliably calculated by extrapolating past data or using analyst consensus cash flow predictions.

This is quite a rare situation as 89% of companies covered by Simply Wall St do have a valuation analysis.


Next Steps

  • Examine Excel's financial health to determine how well-positioned it is against times of financial stress by looking at its level of debt over time and how much cash it has left.
  • When valuing a company like this, investors focus more on how they perceive the size of the opportunity, the company's ability to deliver and scale, and the strength of the team. While we are not analysing this type of data at the moment, if you don’t know where to start, we recommend reading through Excel regulatory filings here.
  • Explore potentially undervalued companies in the Software industry.

Future Growth

How is Excel forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

17.2%

Forecasted Software industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Excel has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

  • Examine Excel's financial health to determine how well-positioned it is against times of financial stress by looking at its level of debt over time and how much cash it has left.
  • While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website. If you are looking for more of a qualitative research into the company, you can access Excel's filings and announcements here.
  • Explore growth companies in the Software industry.

Past Performance

How has Excel performed over the past 5 years?

10.7%

Historical Software annual earnings growth


Earnings and Revenue History

Quality Earnings: Insufficient data to determine if EXCC has high quality earnings.

Growing Profit Margin: Insufficient data to determine if EXCC's profit margins have improved over the past year.


Past Earnings Growth Analysis

Earnings Trend: Insufficient data to determine if EXCC's year-on-year earnings growth rate was positive over the past 5 years.

Accelerating Growth: Insufficient data to compare EXCC's past year earnings growth to its 5-year average.

Earnings vs Industry: Insufficient data to determine if EXCC's earnings growth over the past year exceeded the IT industry average.


Return on Equity

High ROE: EXCC has a negative Return on Equity (0%), as it is currently unprofitable.


Return on Assets


Return on Capital Employed


Next Steps

Financial Health

How is Excel's financial position?


In this section we usually analyse Excel's finance health to determine how well-positioned it is against times of financial distress, in particular, its ability to manage its cash and debt levels. Excel has not provided adequate balance sheet data, its financial health cannot be properly assessed as it.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have financial information.


Next Steps

  • Take a look at our analysis of EXCC’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • Investors tend to look at the financial health of a company this size in order to assess the sustainability of its current operations. While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website.
  • Financial health is measured at one point in time, so the latest financial report is the best representation of the company’s current financial status. Check when Excel's financial data was last updated here.
  • Explore more healthy companies in the Software industry.

Dividend

What is Excel's current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

companyn/amarketbottom25%1.4%markettop25%3.7%industryaverage1.2%forecastin3Yearsn/a

Current dividend yield vs market & industry

Notable Dividend: Unable to evaluate EXCC's dividend yield against the bottom 25% of dividend payers, as the company has not reported any payouts.

High Dividend: Unable to evaluate EXCC's dividend yield against the top 25% of dividend payers, as the company has not reported any payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if EXCC's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if EXCC's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of EXCC's dividend in 3 years as they are not forecast to pay a notable one for the US market.


Next Steps

Management

What is the CEO of Excel's salary, the management and board of directors tenure and is there insider trading?


CEO

Joni Floyd (58yo)

2.4yrs

Tenure

0

Ms. Joni R. Floyd has been Chief Executive Officer and President of Excel Corporation since August 30, 2017. Ms. Floyd served as Vice President of Operations at EPIC Processing, Ltd. Ms. Floyd was responsi ...


Insider Trading

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Management Team

  • Craig Jessen (61yo)

    Executive Vice President and President of eVance

    • Tenure: 4.1yrs
    • Compensation: US$310.00k
  • Joni Floyd (58yo)

    CEO & President

    • Tenure: 2.4yrs

Board Members

  • Kip Hyde (58yo)

    Director

    • Tenure: 4.2yrs
    • Compensation: US$700.00k
  • Ruby Azrak (67yo)

    Co-Founder & Chairman

    • David Shweky (71yo)

      Director

      • Tenure: 2.4yrs

    Company Information

    Excel Corporation's company bio, employee growth, exchange listings and data sources


    Key Information

    • Name: Excel Corporation
    • Ticker: EXCC
    • Exchange: OTCPK
    • Founded: 2010
    • Industry: Data Processing and Outsourced Services
    • Sector: Software
    • Market Cap: US$409.841k
    • Shares outstanding: 102.46m
    • Website: https://www.excelcorpusa.com

    Number of Employees


    Location

    • Excel Corporation
    • Las Colinas Corporate Center
    • Suite 310
    • Irving
    • Texas
    • 75038
    • United States

    Listings

    TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
    EXCCOTCPK (Pink Sheets LLC)YesNew Common StockUSUSDJan 2013

    Biography

    Excel Corporation, through its subsidiaries, provides integrated financial and transaction processing services to businesses in the United States. It offers an integrated suite of third-party merchant payment processing services and related proprietary software enabling products that deliver credit and debit card-based Internet payments processing solutions to small and mid-sized merchants operating in physical business environments, on the Internet, and in retail settings requiring wired and wireless mobile payment solutions. The company also acts as an independent sales organization (ISO), which provides alternative financing and working capital solutions using various third party funding sources. It markets its products and services through independent agents and other smaller ISOs. Excel Corporation was founded in 2010 and is headquartered in Irving, Texas. 


    Company Analysis and Financial Data Status

    All financial data provided by Standard & Poor's Capital IQ.
    DataLast Updated (UTC time)
    Company Analysis2020/01/19 00:26
    End of Day Share Price2020/01/17 00:00
    Earnings2017/06/30
    Annual Earnings2016/12/31


    Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.