OTCPK:DGLT

Stock Analysis Report

Executive Summary

Digiliti Money Group, Inc. provides cloud-based software-as-a-service (SaaS) financial technology (fintech) solutions to the financial services industry in the United States.


Snowflake Analysis

Mediocre balance sheet with weak fundamentals.


Similar Companies

Share Price & News

How has Digiliti Money Group's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: DGLT's share price has been volatile over the past 3 months.


Market Performance


7 Day Return

0%

DGLT

-8.9%

US Software

-7.4%

US Market


1 Year Return

n/a

DGLT

26.1%

US Software

10.5%

US Market

Return vs Industry: Insufficient data to determine how DGLT performed against the US Software industry.

Return vs Market: Insufficient data to determine how DGLT performed against the US Market.


Shareholder returns

DGLTIndustryMarket
7 Day0%-8.9%-7.4%
30 Day1900.0%1.1%-3.6%
90 Day0%6.0%-0.6%
1 Yearn/a27.4%26.1%12.8%10.5%
3 Year-100.0%-100.0%130.1%120.4%37.4%28.6%
5 Year-100.0%-100.0%198.5%177.0%61.3%43.6%

Price Volatility Vs. Market

How volatile is Digiliti Money Group's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Digiliti Money Group undervalued compared to its fair value and its price relative to the market?


In this section, we usually try to help investors determine whether Digiliti Money Group is trading at an attractive price based on the cash flow it is expected to produce in the future. But as Digiliti Money Group has not provided consistent financial data, and the stock also has no analyst forecast or coverage, its intrinsic value cannot be reliably calculated by extrapolating past data or using analyst consensus cash flow predictions.

This is quite a rare situation as 89% of companies covered by Simply Wall St do have a valuation analysis.


Next Steps

  • Take a look at our analysis of DGLT’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • When valuing a company like this, investors focus more on how they perceive the size of the opportunity, the company's ability to deliver and scale, and the strength of the team. While we are not analysing this type of data at the moment, if you don’t know where to start, we recommend reading through Digiliti Money Group regulatory filings here.
  • Explore potentially undervalued companies in the Software industry.

Future Growth

How is Digiliti Money Group forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

10.8%

Forecasted Software industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Digiliti Money Group has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

  • Take a look at our analysis of DGLT’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website. If you are looking for more of a qualitative research into the company, you can access Digiliti Money Group's filings and announcements here.
  • Explore growth companies in the Software industry.

Past Performance

How has Digiliti Money Group performed over the past 5 years?

23.9%

Historical Software annual earnings growth


In this section we usually display a company’s past earnings and revenues to help investors visualise the trend through time. We also gauge the company’s performance by benchmarking its returns and growth to its industry peers and the wider market. However, Digiliti Money Group has not provided sufficient past data to assess its track record.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have historical data.


Next Steps

  • When a company lacks a financial track record, its management’s track record becomes important. Corporate governance also plays an important role in a young business as board members are seen as highly-experienced leaders to help steer the company into the future. Take a look at Digiliti Money Group's' management and board experience and expertise to assess their ability to deliver on their strategic promises.
  • While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website. If you are looking for more of a qualitative research into the company, you can access Digiliti Money Group's filings and announcements here.
  • Explore strong past performing companies in the Software industry.

Financial Health

How is Digiliti Money Group's financial position?


In this section we usually analyse Digiliti Money Group's finance health to determine how well-positioned it is against times of financial distress, in particular, its ability to manage its cash and debt levels. Digiliti Money Group has not provided adequate balance sheet data, its financial health cannot be properly assessed as it.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have financial information.


Next Steps

  • Take a look at our analysis of DGLT’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • Investors tend to look at the financial health of a company this size in order to assess the sustainability of its current operations. While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website.
  • Financial health is measured at one point in time, so the latest financial report is the best representation of the company’s current financial status. Check when Digiliti Money Group's financial data was last updated here.
  • Explore more healthy companies in the Software industry.

Dividend

What is Digiliti Money Group's current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

companyn/amarketbottom25%1.5%markettop25%3.9%industryaverage1.3%forecastin3Yearsn/a

Current dividend yield vs market & industry

Notable Dividend: Unable to evaluate DGLT's dividend yield against the bottom 25% of dividend payers, as the company has not reported any payouts.

High Dividend: Unable to evaluate DGLT's dividend yield against the top 25% of dividend payers, as the company has not reported any payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if DGLT's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if DGLT's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of DGLT's dividend in 3 years as they are not forecast to pay a notable one for the US market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

2.5yrs

Average board tenure


CEO

Bryan Meier (57yo)

2.5yrs

Tenure

0

Mr. Bryan D. Meier has been Interim Chief Executive Officer of Digiliti Money, Inc. since August 3, 2017, Chief Financial Officer and Executive Vice President since March 1, 2016. He has been a Chief Finan ...


CEO Compensation Analysis

Compensation vs Market: Bryan's total compensation ($USD0.00) is below average for companies of similar size in the US market ($USD524.26K).

Compensation vs Earnings: Insufficient data to compare Bryan's compensation with company performance.


Board Members

NamePositionTenureCompensationOwnership
James Davis
Chairman of the Board2.5yrsno datano data
Michael Hanson
Director5.9yrsno datano data
Cliff Mason
Director2.4yrsno datano data

2.5yrs

Average Tenure

Experienced Board: DGLT's board of directors are not considered experienced ( 2.5 years average tenure), which suggests a new board.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Top Shareholders

Company Information

Digiliti Money Group, Inc.'s company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Digiliti Money Group, Inc.
  • Ticker: DGLT
  • Exchange: OTCPK
  • Founded: 2010
  • Industry: Application Software
  • Sector: Software
  • Market Cap: US$1.975k
  • Shares outstanding: 9.88m
  • Website: https://www.digilitimoney.com

Number of Employees


Location

  • Digiliti Money Group, Inc.
  • dellFive Business Park G
  • 18671 Lake Drive East
  • Minneapolis
  • Minnesota
  • 55317
  • United States

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
DGLTOTCPK (Pink Sheets LLC)YesCommon StockUSUSDJul 2014

Biography

Digiliti Money Group, Inc. provides cloud-based software-as-a-service (SaaS) financial technology (fintech) solutions to the financial services industry in the United States. It provides Select Mobile Money, a prepaid mobile money platform that links various mobile banking features with a prepaid debit card issued by financial institutions or alternative financial service (AFS) providers. The company also offers RDC product, including Select Business Merchant Capture, which provides the ability to scan and deposit checks from PC, Mac desktop computer, or mobile device; Select Mobile Deposit, which allows the ability to deposit checks anywhere and anytime by taking a picture of the front and back of the endorsed check using a mobile device; and Select Mobile Deposit-Express, a standalone version of Select Mobile Deposit for iPhone and Android phones to minimize start-up costs and simplify deployment of mobile deposit for small financial institutions. In addition, it offers Select Mobile NowPay, a remote payment capture solution that enables financing companies and other lenders to offer services for making a payment on a loan, or other recurring debt by using an app on a smartphone by taking a photo image of their check and transmit it to the payee; and Select Mobile Account Opening, a solution that streamlines the account opening process by utilizing photo imaging to capture customer data and auto-populate an account opening application form for checking, savings, credit card, and other types of accounts. The company serves banks, credit unions, and alternative financial service providers, including providers of non-traditional banking services, such as reloadable prepaid cards and check cashing services. The company was formerly known as Cachet Financial Solutions, Inc. and changed its name to Digiliti Money Group, Inc. in April 2017. Digiliti Money Group, Inc. was founded in 2010 and is headquartered in Minneapolis, Minnesota. 


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/02/26 02:01
End of Day Share Price2020/02/13 00:00
Earnings2017/03/31
Annual Earnings2016/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.