As of September 17, 2019, Total System Services, Inc.
Moderate growth potential with acceptable track record.
Share Price & News
How has Total System Services's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: TSS has not had significant price volatility in the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: TSS underperformed the US IT industry which returned 39.9% over the past year.
Return vs Market: TSS exceeded the US Market which returned 24.7% over the past year.
Price Volatility Vs. Market
How volatile is Total System Services's share price compared to the market and industry in the last 5 years?
Simply Wall St News
10 months ago | Simply Wall StWhy Total System Services, Inc. (NYSE:TSS) Could Be Worth Watching
10 months ago | Simply Wall StWhat Kind Of Shareholders Own Total System Services, Inc. (NYSE:TSS)?
10 months ago | Simply Wall StAre Insiders Selling Total System Services, Inc. (NYSE:TSS) Stock?
Is Total System Services undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: TSS ($133.27) is trading above our estimate of fair value ($112.61)
Significantly Below Fair Value: TSS is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: TSS is poor value based on its PE Ratio (38.8x) compared to the IT industry average (32x).
PE vs Market: TSS is poor value based on its PE Ratio (38.8x) compared to the US market (18.9x).
Price to Earnings Growth Ratio
PEG Ratio: TSS is poor value based on its PEG Ratio (2.6x)
Price to Book Ratio
PB vs Industry: TSS is overvalued based on its PB Ratio (9.5x) compared to the US IT industry average (4.2x).
How is Total System Services forecast to perform in the next 1 to 3 years based on estimates from 20 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: TSS's forecast earnings growth (15.1% per year) is above the savings rate (2.7%).
Earnings vs Market: TSS's earnings (15.1% per year) are forecast to grow faster than the US market (14.3% per year).
High Growth Earnings: TSS's earnings are forecast to grow, but not significantly.
Revenue vs Market: TSS's revenue (6.5% per year) is forecast to grow slower than the US market (7.5% per year).
High Growth Revenue: TSS's revenue (6.5% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: TSS's Return on Equity is forecast to be high in 3 years time (28.6%)
How has Total System Services performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: TSS has high quality earnings.
Growing Profit Margin: TSS's current net profit margins (15%) are higher than last year (14.4%).
Past Earnings Growth Analysis
Earnings Trend: TSS's earnings have grown by 20% per year over the past 5 years.
Accelerating Growth: TSS's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: TSS had negative earnings growth (-5.1%) over the past year, making it difficult to compare to the IT industry average (16.2%).
Return on Equity
High ROE: Whilst TSS's Return on Equity (24.72%) is high, this metric is skewed due to their high level of debt.
How is Total System Services's financial position?
Financial Position Analysis
Short Term Liabilities: TSS's short term assets ($1.2B) exceed its short term liabilities ($501.3M).
Long Term Liabilities: TSS's short term assets ($1.2B) do not cover its long term liabilities ($4.7B).
Debt to Equity History and Analysis
Debt Level: TSS's debt to equity ratio (161.2%) is considered high.
Reducing Debt: TSS's debt to equity ratio has increased from 87.7% to 161.2% over the past 5 years.
Debt Coverage: TSS's debt is well covered by operating cash flow (24%).
Interest Coverage: TSS's interest payments on its debt are well covered by EBIT (5.3x coverage).
Inventory Level: TSS has a low level of unsold assets or inventory.
Debt Coverage by Assets: TSS's debt is not covered by short term assets (assets are 0.3x debt).
What is Total System Services's current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: TSS's dividend (0.39%) isn’t notable compared to the bottom 25% of dividend payers in the US market (1.4%).
High Dividend: TSS's dividend (0.39%) is low compared to the top 25% of dividend payers in the US market (3.66%).
Stability and Growth of Payments
Stable Dividend: TSS is not paying a notable dividend for the US market, therefore no need to check if payments are stable.
Growing Dividend: TSS is not paying a notable dividend for the US market, therefore no need to check if payments are increasing.
Current Payout to Shareholders
Dividend Coverage: TSS is not paying a notable dividend for the US market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of TSS's dividend in 3 years as they are not forecast to pay a notable one for the US market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
M. Woods (68yo)
Mr. M. Troy Woods has been the Chief Executive Officer of Total System Services, Inc. since July 31, 2014. Mr. Woods serves as President of TSYS at TSYS Acquiring Solutions, L.L.C. He has been the Chairman ...
CEO Compensation Analysis
Compensation vs Market: M.'s total compensation ($USD10.85M) is about average for companies of similar size in the US market ($USD10.76M).
Compensation vs Earnings: M.'s compensation has increased by more than 20% whilst company earnings have fallen more than 20% in the past year.
|Senior EVP & CFO||5.17yrs||US$2.88m||0.036% $8.4m|
|Senior EVP & Chief Information Officer||4yrs||US$3.86m||0.011% $2.5m|
|Chief Accounting Officer||15.42yrs||no data||0.035% $8.3m|
|Senior EVP||0.67yr||no data||no data|
|Vice President of Investor Relations||no data||no data||no data|
|Group Executive Global Marketing and Corporate Communications||no data||no data||no data|
|Chief Sales Officer of North America Services and Group Executive of North America Services||no data||no data||no data|
|Senior EVP & President of Netspend||no data||no data||no data|
Experienced Management: TSS's management team is seasoned and experienced (5.2 years average tenure).
|Independent Lead Director||2.67yrs||US$262.57k||0.018% $4.2m|
|Independent Director||0.92yr||US$115.07k||0.0011% $266.5k|
|Director Emeritus||no data||US$58.95k||no data|
Experienced Board: TSS's board of directors are considered experienced (4.4 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: TSS insiders have sold more shares than they have bought in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Total System Services, Inc.'s company bio, employee growth, exchange listings and data sources
- Name: Total System Services, Inc.
- Ticker: TSS
- Exchange: NYSE
- Founded: 1983
- Industry: Data Processing and Outsourced Services
- Sector: Software
- Market Cap: US$23.586b
- Shares outstanding: 176.98m
- Website: https://www.tsys.com
Number of Employees
- Total System Services, Inc.
- One TSYS Way
- United States
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|TSS||NYSE (New York Stock Exchange)||Yes||Common Stock||US||USD||Aug 1983|
|TTY||DB (Deutsche Boerse AG)||Yes||Common Stock||DE||EUR||Aug 1983|
|0LG1||LSE (London Stock Exchange)||Yes||Common Stock||GB||USD||Aug 1983|
Total System Services, Inc. provides payment processing, merchant, and related payment services to financial and nonfinancial institutions worldwide. The company operates through three segments: Issuer Solutions, Merchant Solutions, and Consumer Solutions. It offers general purpose reloadable prepaid and payroll cards, demand deposit accounts, and other financial service solutions to the underbanked and other consumers and businesses. The company also provides third party processing and related services for credit card issuers, merchant acquirers, independent sales organizations, and financial institutions; and issuer processing services, as well as operates as a prepaid program manager. Total System Services, Inc. was founded in 1983 and is headquartered in Columbus, Georgia.
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2019/09/18 23:41|
|End of Day Share Price||2019/09/17 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.