MA Stock Overview
Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally.
Price History & Performance
|Historical stock prices|
|Current Share Price||US$323.01|
|52 Week High||US$401.50|
|52 Week Low||US$312.38|
|1 Month Change||-3.73%|
|3 Month Change||-6.71%|
|1 Year Change||-4.01%|
|3 Year Change||53.92%|
|5 Year Change||211.94%|
|Change since IPO||6,921.96%|
Recent News & Updates
Here's What's Concerning About Mastercard's (NYSE:MA) Returns On Capital
What are the early trends we should look for to identify a stock that could multiply in value over the long term...
Visa And Mastercard: Why The Sell-Off In These Cash Flow Kings Is Overblown
Visa’s recent -9.5% drawdown on revenue guidance is overdone. Mastercard’s -7% drawdown also appears to be an over-reaction. Both companies have phenomenal balance sheets & income statements based on an assessment done using Buffett’s favourite accounting measures. The risk/reward for a long position is favourable with clear stop-loss limits. Risks do remain for V with a DOJ probe involving anticompetitive processes.
What Is Mastercard Incorporated's (NYSE:MA) Share Price Doing?
Today we're going to take a look at the well-established Mastercard Incorporated ( NYSE:MA ). The company's stock saw a...
A Look At The Intrinsic Value Of Mastercard Incorporated (NYSE:MA)
Does the November share price for Mastercard Incorporated ( NYSE:MA ) reflect what it's really worth? Today, we will...
|MA||US IT||US Market|
Return vs Industry: MA underperformed the US IT industry which returned 2.9% over the past year.
Return vs Market: MA underperformed the US Market which returned 21.3% over the past year.
|MA Average Weekly Movement||4.8%|
|IT Industry Average Movement||7.0%|
|Market Average Movement||6.0%|
|10% most volatile stocks in US Market||15.0%|
|10% least volatile stocks in US Market||2.3%|
Stable Share Price: MA is not significantly more volatile than the rest of US stocks over the past 3 months, typically moving +/- 5% a week.
Volatility Over Time: MA's weekly volatility (5%) has been stable over the past year.
About the Company
Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. It facilitates the processing of payment transactions, including authorization, clearing, and settlement, as well as delivers related products and services. The company offers integrated products and services for account holders, merchants, financial institutions, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with credits to defer payments; payment products and solutions that allow its customers to access funds in deposit and other accounts; prepaid payment programs and management services; and commercial credit and debit payment products and solutions.
Mastercard Fundamentals Summary
|MA fundamental statistics|
Is MA overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|MA income statement (TTM)|
|Cost of Revenue||US$0|
Last Reported Earnings
Sep 30, 2021
Next Earnings Date
|Earnings per share (EPS)||8.24|
|Net Profit Margin||45.50%|
How did MA perform over the long term?See historical performance and comparison
0.5%Current Dividend Yield
Is Mastercard undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: MA ($323.01) is trading below our estimate of fair value ($398.61)
Significantly Below Fair Value: MA is trading below fair value, but not by a significant amount.
Price To Earnings Ratio
PE vs Industry: MA is poor value based on its PE Ratio (39.2x) compared to the US IT industry average (34.7x).
PE vs Market: MA is poor value based on its PE Ratio (39.2x) compared to the US market (17.1x).
Price to Earnings Growth Ratio
PEG Ratio: MA is poor value based on its PEG Ratio (2.3x)
Price to Book Ratio
PB vs Industry: MA is overvalued based on its PB Ratio (47.3x) compared to the US IT industry average (4.7x).
How is Mastercard forecast to perform in the next 1 to 3 years based on estimates from 32 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: MA's forecast earnings growth (17.1% per year) is above the savings rate (2%).
Earnings vs Market: MA's earnings (17.1% per year) are forecast to grow faster than the US market (14.3% per year).
High Growth Earnings: MA's earnings are forecast to grow, but not significantly.
Revenue vs Market: MA's revenue (15% per year) is forecast to grow faster than the US market (10.1% per year).
High Growth Revenue: MA's revenue (15% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: MA's Return on Equity is forecast to be very high in 3 years time (204.3%).
How has Mastercard performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: MA has high quality earnings.
Growing Profit Margin: MA's current net profit margins (45.5%) are higher than last year (43.1%).
Past Earnings Growth Analysis
Earnings Trend: MA's earnings have grown by 14.2% per year over the past 5 years.
Accelerating Growth: MA's earnings growth over the past year (20.3%) exceeds its 5-year average (14.2% per year).
Earnings vs Industry: MA earnings growth over the past year (20.3%) underperformed the IT industry 38.3%.
Return on Equity
High ROE: Whilst MA's Return on Equity (118.98%) is outstanding, this metric is skewed due to their high level of debt.
How is Mastercard's financial position?
Financial Position Analysis
Short Term Liabilities: MA's short term assets ($15.4B) exceed its short term liabilities ($11.6B).
Long Term Liabilities: MA's short term assets ($15.4B) do not cover its long term liabilities ($17.0B).
Debt to Equity History and Analysis
Debt Level: MA's net debt to equity ratio (102.1%) is considered high.
Reducing Debt: MA's debt to equity ratio has increased from 53.6% to 203.8% over the past 5 years.
Debt Coverage: MA's debt is well covered by operating cash flow (61.5%).
Interest Coverage: MA's interest payments on its debt are well covered by EBIT (22.6x coverage).
What is Mastercard current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: MA's dividend (0.54%) isn’t notable compared to the bottom 25% of dividend payers in the US market (1.32%).
High Dividend: MA's dividend (0.54%) is low compared to the top 25% of dividend payers in the US market (3.58%).
Stability and Growth of Payments
Stable Dividend: MA is not paying a notable dividend for the US market, therefore no need to check if payments are stable.
Growing Dividend: MA is not paying a notable dividend for the US market, therefore no need to check if payments are increasing.
Current Payout to Shareholders
Dividend Coverage: MA is not paying a notable dividend for the US market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of MA's dividend in 3 years as they are not forecast to pay a notable one for the US market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Michael Miebach (53 yo)
Mr. Michael Miebach serves as President of Mastercard Incorporated from March 01, 2020. He has been Chief Executive Officer and Director of Mastercard Incorporated since January 01, 2021. He served as the...
CEO Compensation Analysis
Compensation vs Market: Michael's total compensation ($USD9.22M) is about average for companies of similar size in the US market ($USD11.11M).
Compensation vs Earnings: Michael's compensation has increased by more than 20% in the past year.
Experienced Management: MA's management team is considered experienced (3.5 years average tenure).
Experienced Board: MA's board of directors are considered experienced (4.5 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Mastercard Incorporated's employee growth, exchange listings and data sources
- Name: Mastercard Incorporated
- Ticker: MA
- Exchange: NYSE
- Founded: 1966
- Industry: Data Processing and Outsourced Services
- Sector: Software
- Market Cap: US$317.376b
- Shares outstanding: 982.56m
- Website: https://www.mastercard.com
Number of Employees
- Mastercard Incorporated
- 2000 Purchase Street
- New York
- United States
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/11/30 00:21|
|End of Day Share Price||2021/11/29 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.