Guidewire Software, Inc. provides software products for property and casualty insurers worldwide. More Details
No risks detected for GWRE from our risk checks.
Adequate balance sheet and overvalued.
Share Price & News
How has Guidewire Software's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: GWRE is not significantly more volatile than the rest of US stocks over the past 3 months, typically moving +/- 4% a week.
Volatility Over Time: GWRE's weekly volatility (4%) has been stable over the past year.
7 Day Return
1 Year Return
Return vs Industry: GWRE underperformed the US Software industry which returned 37.3% over the past year.
Return vs Market: GWRE underperformed the US Market which returned 48.6% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is Guidewire Software's share price compared to the market and industry in the last 5 years?
Simply Wall St News
1 week ago | Simply Wall StIs Guidewire Software (NYSE:GWRE) Using Debt Sensibly?
1 month ago | Simply Wall StAre Insiders Selling Guidewire Software, Inc. (NYSE:GWRE) Stock?
2 months ago | Simply Wall StShareholders Are Thrilled That The Guidewire Software (NYSE:GWRE) Share Price Increased 112%
Is Guidewire Software undervalued compared to its fair value and its price relative to the market?
Price to Book (PB) ratio
Share Price vs. Fair Value
Below Fair Value: GWRE ($93.94) is trading above our estimate of fair value ($76.5)
Significantly Below Fair Value: GWRE is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: GWRE is unprofitable, so we can't compare its PE Ratio to the US Software industry average.
PE vs Market: GWRE is unprofitable, so we can't compare its PE Ratio to the US market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate GWRE's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: GWRE is good value based on its PB Ratio (4.8x) compared to the US Software industry average (7.6x).
How is Guidewire Software forecast to perform in the next 1 to 3 years based on estimates from 12 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: GWRE is forecast to remain unprofitable over the next 3 years.
Earnings vs Market: GWRE is forecast to remain unprofitable over the next 3 years.
High Growth Earnings: GWRE is forecast to remain unprofitable over the next 3 years.
Revenue vs Market: GWRE's revenue (8.5% per year) is forecast to grow slower than the US market (8.8% per year).
High Growth Revenue: GWRE's revenue (8.5% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: GWRE's Return on Equity is forecast to be low in 3 years time (2.9%).
How has Guidewire Software performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: GWRE is currently unprofitable.
Growing Profit Margin: GWRE is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: GWRE is unprofitable, and losses have increased over the past 5 years at a rate of 29.5% per year.
Accelerating Growth: Unable to compare GWRE's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: GWRE is unprofitable, making it difficult to compare its past year earnings growth to the Software industry (19.6%).
Return on Equity
High ROE: GWRE has a negative Return on Equity (-1.28%), as it is currently unprofitable.
How is Guidewire Software's financial position?
Financial Position Analysis
Short Term Liabilities: GWRE's short term assets ($1.4B) exceed its short term liabilities ($210.7M).
Long Term Liabilities: GWRE's short term assets ($1.4B) exceed its long term liabilities ($480.3M).
Debt to Equity History and Analysis
Debt Level: GWRE's debt to equity ratio (20.5%) is considered satisfactory.
Reducing Debt: Insufficient data to determine if GWRE's debt to equity ratio has reduced over the past 5 years.
Debt Coverage: GWRE's debt is well covered by operating cash flow (32.5%).
Interest Coverage: Insufficient data to determine if GWRE's interest payments on its debt are well covered by EBIT.
What is Guidewire Software current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate GWRE's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate GWRE's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if GWRE's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if GWRE's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of GWRE's dividend in 3 years as they are not forecast to pay a notable one for the US market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Mike Rosenbaum (49 yo)
Mr. Michael George Rosenbaum, also known as Mike, has been the Chief Executive Officer and Director of Guidewire Software, Inc. since August 3, 2019. He served as the Executive Vice President of leading th...
CEO Compensation Analysis
Compensation vs Market: Mike's total compensation ($USD19.64M) is above average for companies of similar size in the US market ($USD6.60M).
Compensation vs Earnings: Insufficient data to compare Mike's compensation with company performance.
Experienced Management: GWRE's management team is not considered experienced ( 1.5 years average tenure), which suggests a new team.
Experienced Board: GWRE's board of directors are not considered experienced ( 1.7 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Guidewire Software, Inc.'s company bio, employee growth, exchange listings and data sources
- Name: Guidewire Software, Inc.
- Ticker: GWRE
- Exchange: NYSE
- Founded: 2001
- Industry: Application Software
- Sector: Software
- Market Cap: US$7.866b
- Shares outstanding: 83.74m
- Website: https://www.guidewire.com
Number of Employees
- Guidewire Software, Inc.
- 2850 South Delaware Street
- Suite 400
- San Mateo
- United States
Guidewire Software, Inc. provides software products for property and casualty insurers worldwide. The company offers Guidewire InsuranceSuite comprising Guidewire PolicyCenter, BillingCenter, and ClaimCent...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/05/12 22:59|
|End of Day Share Price||2021/05/12 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.