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TTEC Holdings

Nasdaq:TTEC
Snowflake Description

Adequate balance sheet with moderate growth potential.

The Snowflake is generated from 30 checks in 5 different areas, read more below.
TTEC
Nasdaq
$2B
Market Cap
  1. Home
  2. US
  3. Software
Company description

TTEC Holdings, Inc. designs and provides customer experience solutions in the United States, Latin America, Europe, the Middle East, Africa, the Asia Pacific, Canada, the United Kingdom, and internationally. The last earnings update was 46 days ago. More info.


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TTEC Share Price and Events
7 Day Returns
-0%
NasdaqGS:TTEC
-0.8%
US IT
-0.3%
US Market
1 Year Returns
10.8%
NasdaqGS:TTEC
22.9%
US IT
7%
US Market
TTEC Shareholder Return
  7 Day 30 Day 90 Day 1 Year 3 Year 5 Year
TTEC Holdings (TTEC) -0% 2.5% 6.5% 10.8% 26.8% 50.1%
US IT -0.8% 3% 16% 22.9% 79.8% 108%
US Market -0.3% 2% 8.5% 7% 37.7% 46.8%
1 Year Return vs Industry and Market
  • TTEC underperformed the IT industry which returned 22.9% over the past year.
  • TTEC outperformed the Market in United States of America which returned 7% over the past year.
Price Volatility
TTEC
Industry
5yr Volatility vs Market

TTEC Value

 Is TTEC Holdings undervalued based on future cash flows and its price relative to the stock market?

Value is all about what a company is worth versus what price it is available for. If you went into a grocery store and all the bananas were on sale at half price, they could be considered undervalued.
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
Here we compare the current share price of TTEC Holdings to its discounted cash flow analysis.value.

The discounted cash flow value is simply looking at what the company is worth today, based on estimates of how much money it is expected to make in the future.
Raw Data

Below are the data sources, inputs and calculation used to determine the intrinsic value for TTEC Holdings.

NasdaqGS:TTEC Discounted Cash Flow Data Sources
Data Point Source Value
Valuation Model 2 Stage Free Cash Flow to Equity
Levered Free Cash Flow Average of 3 Analyst Estimates (S&P Global) See below
Discount Rate (Cost of Equity) See below 9.5%
Perpetual Growth Rate 10-Year US Government Bond Rate 2.7%

An important part of a discounted cash flow is the discount rate, below we explain how it has been calculated.

Calculation of Discount Rate/ Cost of Equity for NasdaqGS:TTEC
Data Point Calculation/ Source Result
Risk-Free Rate 10-Year US Govt Bond Rate 2.7%
Equity Risk Premium S&P Global 6%
IT Unlevered Beta Simply Wall St/ S&P Global 1.06
Re-levered Beta = Unlevered beta (1 + (1- tax rate) (Debt/Equity))
= 1.061 (1 + (1- 21%) (17.24%))
1.138
Levered Beta Levered Beta limited to 0.8 to 2.0
(practical range for a stable firm)
1.14
Discount Rate/ Cost of Equity = Cost of Equity = Risk Free Rate + (Levered Beta * Equity Risk Premium)
= 2.73% + (1.138 * 5.96%)
9.51%

Discounted Cash Flow Calculation for NasdaqGS:TTEC using 2 Stage Free Cash Flow to Equity Model

The calculations below outline how an intrinsic value for TTEC Holdings is arrived at by discounting future cash flows to their present value using the 2 stage method. We try to start with analysts estimates of free cash flow, however if these are not available we use the most recent financial results. In the 1st stage we continue to grow the free cash flow over a 10 year period, with the growth rate trending towards the perpetual growth rate used in the 2nd stage. The 2nd stage assumes the company grows at a stable rate into perpetuity.

NasdaqGS:TTEC DCF 1st Stage: Next 10 year cash flow forecast
Levered FCF (USD, Millions) Source Present Value
Discounted (@ 9.51%)
2019 69.71 Analyst x1 63.66
2020 74.24 Analyst x1 61.91
2021 74.20 Est @ -0.06% 56.50
2022 74.77 Est @ 0.78% 51.99
2023 75.79 Est @ 1.36% 48.12
2024 77.13 Est @ 1.77% 44.72
2025 78.72 Est @ 2.06% 41.68
2026 80.50 Est @ 2.26% 38.92
2027 82.44 Est @ 2.4% 36.39
2028 84.50 Est @ 2.5% 34.06
Present value of next 10 years cash flows $477.95
NasdaqGS:TTEC DCF 2nd Stage: Terminal Value
Calculation Result
Terminal Value = FCF2028 × (1 + g) ÷ (Discount Rate – g)
= $84.50 × (1 + 2.73%) ÷ (9.51% – 2.73%)
$1,280.25
Present Value of Terminal Value = Terminal Value ÷ (1 + r)10
= $1,280.25 ÷ (1 + 9.51%)10
$516.11
NasdaqGS:TTEC Total Equity Value
Calculation Result
Total Equity Value = Present value of next 10 years cash flows + Terminal Value
= $477.95 + $516.11
$994.06
Equity Value per Share
(USD)
= Total value / Shares Outstanding
= $994.06 / 46.21
$21.51
NasdaqGS:TTEC Discount to Share Price
Calculation Result
Value per share (USD) From above. $21.51
Current discount Discount to share price of $35.39
= -1 x ($35.39 - $21.51) / $21.51
-64.5%

Learn more about our DCF calculations in Simply Wall St’s analysis model .

  • The current share price of TTEC Holdings is above its future cash flow value.
Often investors are willing to pay a premium for a company that has a high dividend or the potential for future growth.
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing when they are out of season, or how much your home is worth.

The amount the stock market is willing to pay for TTEC Holdings's earnings, growth and assets is considered below, and whether this is a fair price.
Price based on past earnings
Are TTEC Holdings's earnings available for a low price, and how does this compare to other companies in the same industry?
Raw Data
NasdaqGS:TTEC PE (Price to Earnings) Ratio Data Sources
Data Point Source Value
Earnings Per Share * Company Filings (2018-12-31) in USD $0.78
NasdaqGS:TTEC Share Price ** NasdaqGS (2019-04-18) in USD $35.39
United States of America IT Industry PE Ratio Median Figure of 77 Publicly-Listed IT Companies 31.72x
United States of America Market PE Ratio Median Figure of 3,081 Publicly-Listed Companies 18.18x

* Trailing twelve months (TTM) annual GAAP earnings per share excluding extraordinary items.

** Primary Listing of TTEC Holdings.

NasdaqGS:TTEC PE (Price to Earnings) Ratio Calculation
Calculation Outcome
PE Ratio

= NasdaqGS:TTEC Share Price ÷ EPS (both in USD)

= 35.39 ÷ 0.78

45.51x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • TTEC Holdings is overvalued based on earnings compared to the US IT industry average.
  • TTEC Holdings is overvalued based on earnings compared to the United States of America market.
Price based on expected Growth
Does TTEC Holdings's expected growth come at a high price?
Raw Data
NasdaqGS:TTEC PEG (Price to Earnings to Growth) Ratio Data Sources
Data Point Source Value
PE Ratio See PE Ratio Section 45.51x
Net Income Annual Growth Rate See Future Growth Section.
Line of Best Fit* through Consensus Estimate Earnings of 3 Analysts
37.2%per year
United States of America IT Industry PEG Ratio Median Figure of 65 Publicly-Listed IT Companies 2.64x
United States of America Market PEG Ratio Median Figure of 2,109 Publicly-Listed Companies 1.56x

*Line of best fit is calculated by linear regression .

NasdaqGS:TTEC PEG (Price to Earnings to Growth) Ratio Calculation
Calculation Outcome
PEG Ratio

= PE Ratio ÷ Net Income Annual Growth Rate

= 45.51x ÷ 37.2%

1.22x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • TTEC Holdings is poor value based on expected growth next year.
Price based on value of assets
What value do investors place on TTEC Holdings's assets?
Raw Data
NasdaqGS:TTEC PB (Price to Book) Ratio Data Sources
Data Point Source Value
Book Value per Share Company Filings (2018-12-31) in USD $7.47
NasdaqGS:TTEC Share Price * NasdaqGS (2019-04-18) in USD $35.39
United States of America IT Industry PB Ratio Median Figure of 125 Publicly-Listed IT Companies 4.35x
United States of America Market PB Ratio Median Figure of 5,184 Publicly-Listed Companies 1.91x
NasdaqGS:TTEC PB (Price to Book) Ratio Calculation
Calculation Outcome
PB Ratio

= NasdaqGS:TTEC Share Price ÷ Book Value per Share (both in USD)

= 35.39 ÷ 7.47

4.74x

* Primary Listing of TTEC Holdings.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • TTEC Holdings is overvalued based on assets compared to the US IT industry average.
X
Value checks
We assess TTEC Holdings's value by looking at:
  1. Is the discounted cash flow value less than 20%, or 40% of the share price? (2 checks) ( Click here or on bar chart for details of DCF calculation. )
  2. Is the PE ratio less than the market average, and/ or less than the IT industry average (and greater than 0)? (2 checks)
  3. Is the PEG ratio within a reasonable range (0 to 1)? (1 check)
  4. Is the PB ratio less than the IT industry average (and greater than 0)? (1 check)
  5. TTEC Holdings has a total score of 0/6, see the detailed checks below.

    Note: We use GAAP Earnings per Share in all our calculations including PE and PEG Ratio.

    Full details on the Value part of the Simply Wall St company analysis model.

TTEC Future Performance

 How is TTEC Holdings expected to perform in the next 1 to 3 years based on estimates from 3 analysts?

The future performance of a company is measured in the same way as past performance, by looking at estimated growth and how much profit it is expected to make.

Future estimates come from professional analysts. Just like forecasting the weather, they don’t always get it right!
Annual Growth Rate
37.2%
Expected annual growth in earnings.
Earnings growth vs Low Risk Savings
Is TTEC Holdings expected to grow at an attractive rate?
  • TTEC Holdings's earnings growth is expected to exceed the low risk savings rate of 2.7%.
Growth vs Market Checks
  • TTEC Holdings's earnings growth is expected to exceed the United States of America market average.
  • TTEC Holdings's revenue growth is positive but not above the United States of America market average.
Annual Growth Rates Comparison
Raw Data
NasdaqGS:TTEC Future Growth Rates Data Sources
Data Point Source Value (per year)
NasdaqGS:TTEC Future Earnings Growth Rate Line of Best Fit* through Consensus Estimate Earnings of 3 Analysts 37.2%
NasdaqGS:TTEC Future Revenue Growth Rate Line of Best Fit* through Consensus Estimate Revenue of 3 Analysts 6.4%
United States of America IT Industry Earnings Growth Rate Market Cap Weighted Average 15.3%
United States of America IT Industry Revenue Growth Rate Market Cap Weighted Average 9.1%
United States of America Market Earnings Growth Rate Market Cap Weighted Average 13.4%
United States of America Market Revenue Growth Rate Market Cap Weighted Average 7%

*Line of best fit is calculated by linear regression .

Industry and Market average data is calculated daily.

Learn more about our growth rate calculations in Simply Wall St’s analysis model.

Analysts growth expectations
Raw Data
NasdaqGS:TTEC Analysts Growth Expectations Data Sources
Data Point Source Value
Past Financials Company Filings (3 months ago) See Below
Future Estimates Average of up to 3 Analyst Estimates (S&P Global) See Below
All numbers in USD Millions and using Trailing twelve months (TTM) annual period rather than quarterly.
NasdaqGS:TTEC Future Estimates Data
Date (Data in USD Millions) Revenue Cash Flow Net Income * Avg. No. Analysts
2020-12-31 1,716 140 86 3
2019-12-31 1,620 131 74 3
NasdaqGS:TTEC Past Financials Data
Date (Data in USD Millions) Revenue Cash Flow Net Income *
2018-12-31 1,509 168 36
2018-09-30 1,517 130 -26
2018-06-30 1,511 92 -17
2018-03-31 1,514 106 -7
2017-12-31 1,477 113 7
2017-09-30 1,396 151 48
2017-06-30 1,349 182 45
2017-03-31 1,301 174 42
2016-12-31 1,275 112 34
2016-09-30 1,272 128 51
2016-06-30 1,269 103 51
2016-03-31 1,274 143 54

*GAAP earnings excluding extraordinary items.

Super high growth metrics
High Growth Checks
  • TTEC Holdings's earnings are expected to grow significantly at over 20% yearly.
  • TTEC Holdings's revenue is expected to grow by 6.4% yearly, however this is not considered high growth (20% yearly).
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can be gauged below. We look back 3 years and see if they were any good at predicting what actually occurred. We also show the highest and lowest estimates looking forward to see if there is a wide range.
Raw Data
NasdaqGS:TTEC Past and Future Earnings per Share
Data Point Source Value
Past Financials Company Filings (3 months ago) See Below
Future Estimates Average of up to 3 Analyst Estimates (S&P Global) See Below

All data from TTEC Holdings Company Filings, last reported 3 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

NasdaqGS:TTEC Future Estimates Data
Date (Data in USD Millions) EPS * EPS High Estimate EPS Low Estimate Avg. No. Analysts
2020-12-31 1.88 1.93 1.82 2.00
2019-12-31 1.60 1.63 1.56 2.00
NasdaqGS:TTEC Past Financials Data
Date (Data in USD Millions) EPS *
2018-12-31 0.78
2018-09-30 -0.56
2018-06-30 -0.36
2018-03-31 -0.16
2017-12-31 0.16
2017-09-30 1.05
2017-06-30 0.97
2017-03-31 0.89
2016-12-31 0.71
2016-09-30 1.07
2016-06-30 1.06
2016-03-31 1.12

*GAAP earnings excluding extraordinary items.

Performance in 3 years
In the same way as past performance we look at the future estimated return (profit) compared to the available funds. We do this looking forward 3 years.
  • Unable to establish if TTEC Holdings will efficiently use shareholders’ funds in the future without estimates of Return on Equity.
X
Future performance checks
We assess TTEC Holdings's future performance by looking at:
  1. Is the annual earnings growth rate expected to beat the low risk savings rate, plus a premium to keep pace with inflation?
  2. Is the annual earnings growth rate expected to beat the average growth rate in earnings of the United States of America market? (1 check)
  3. Is the annual revenue growth rate expected to beat the average growth rate in revenue of the United States of America market? (1 check)
  4. Is the annual earnings growth rate expected to be above 20%? (1 check)
  5. Is the annual revenue growth rate expected to be above 20%? (1 check)
  6. Is the Return on Equity in 3 years expected to be over 20%? (1 check)
Some of the above checks will fail if the company is expected to be loss making in the relevant year.
TTEC Holdings has a total score of 3/6, see the detailed checks below.

Note 1: We use GAAP Net Income Excluding Exceptional Items for our Earnings in all our calculations.

Full details on the Future part of the Simply Wall St company analysis model.

TTEC Past Performance

  How has TTEC Holdings performed over the past 5 years?

The past performance of a company can be measured by how much growth it has experienced and how much profit it makes relative to the funds and assets it has available.
Past earnings growth
Below we compare TTEC Holdings's growth in the last year to its industry (IT).
Past Earnings growth analysis
We also check if the company has grown in the past 5 years, and whether it has maintained that growth in the year.
  • TTEC Holdings's year on year earnings growth rate was negative over the past 5 years and the most recent earnings are below average.
  • TTEC Holdings's 1-year earnings growth exceeds its 5-year average (393.6% vs -33.3%)
  • TTEC Holdings's earnings growth has exceeded the US IT industry average in the past year (393.6% vs 12.7%).
Earnings and Revenue History
TTEC Holdings's revenue and profit over the past 5 years is shown below, any years where they have experienced a loss will show up in red.
Raw Data

All data from TTEC Holdings Company Filings, last reported 3 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

NasdaqGS:TTEC Past Revenue, Cash Flow and Net Income Data
Date (Data in USD Millions) Revenue Net Income * G+A Expenses R&D Expenses
2018-12-31 1,509.17 35.82 182.43
2018-09-30 1,516.66 -25.97 184.55
2018-06-30 1,510.76 -16.57 186.40
2018-03-31 1,514.34 -7.40 186.14
2017-12-31 1,477.37 7.26 182.31
2017-09-30 1,395.69 48.09 177.27
2017-06-30 1,349.45 44.78 172.73
2017-03-31 1,301.13 41.70 173.52
2016-12-31 1,275.26 33.68 175.80
2016-09-30 1,272.13 51.30 179.48
2016-06-30 1,268.53 51.04 187.27
2016-03-31 1,273.64 54.12 189.87
2015-12-31 1,286.76 61.67 194.61
2015-09-30 1,283.11 66.63 196.57
2015-06-30 1,279.81 68.68 198.00
2015-03-31 1,265.08 70.85 198.42
2014-12-31 1,241.78 72.29 198.55
2014-09-30 1,221.70 69.80 199.36
2014-06-30 1,212.79 74.19 199.68
2014-03-31 1,207.00 69.65 198.04
2013-12-31 1,193.16 67.39 193.42
2013-09-30 1,170.33 68.30 187.23
2013-06-30 1,159.60 79.09 180.91
2013-03-31 1,158.71 72.10 180.45
2012-12-31 1,162.98 70.02 182.63
2012-09-30 1,168.26 65.75 187.76
2012-06-30 1,186.23 62.69 187.36

*GAAP earnings excluding extraordinary items.

Performance last year
We want to ensure a company is making the most of what it has available. This is done by comparing the return (profit) to a company's available funds, assets and capital.
  • TTEC Holdings has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
  • TTEC Holdings used its assets less efficiently than the US IT industry average last year based on Return on Assets.
  • TTEC Holdings's use of capital deteriorated last year versus 3 years ago (Return on Capital Employed).
X
Past performance checks
We assess TTEC Holdings's performance over the past 5 years by checking for:
  1. Has earnings increased in past 5 years? (1 check)
  2. Has the earnings growth in the last year exceeded that of the IT industry? (1 check)
  3. Is the recent earnings growth over the last year higher than the average annual growth over the past 5 years? (1 check)
  4. Is the Return on Equity (ROE) higher than 20%? (1 check)
  5. Is the Return on Assets (ROA) above industry average? (1 check)
  6. Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent earnings report. Some checks require at least 3 or 5 years worth of data.
TTEC Holdings has a total score of 2/6, see the detailed checks below.

Note: We use GAAP Net Income excluding extraordinary items in all our calculations.

Full details on the Past part of the Simply Wall St company analysis model.

TTEC Health

 How is TTEC Holdings's financial health and their level of debt?

A company's financial position is much like your own financial position, it includes everything you own (assets) and owe (liabilities).

The boxes below represent the relative size of what makes up TTEC Holdings's finances.

The net worth of a company is the difference between its assets and liabilities.
Net Worth
  • TTEC Holdings is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
  • TTEC Holdings's cash and other short term assets cover its long term commitments.
Balance sheet
This treemap shows a more detailed breakdown of TTEC Holdings's finances. If any of them are yellow this indicates they may be out of proportion and red means they relate to one of the checks below.
Assets
Liabilities and shares
The 'shares' portion represents any funds contributed by the owners (shareholders) and any profits.
  • Low level of unsold assets.
  • Debt is covered by short term assets, assets are 1.9x debt.
Historical Debt
Nearly all companies have debt. Debt in itself isn’t bad, however if the debt is too high, or the company can’t afford to pay the interest on its debts this may have impacts in the future.

The graphic below shows equity (available funds) and debt, we ideally want to see the red area (debt) decreasing.

If there is any debt we look at the companies capability to repay it, and whether the level has increased over the past 5 years.
Raw Data

All data from TTEC Holdings Company Filings, last reported 3 months ago.

NasdaqGS:TTEC Past Debt and Equity Data
Date (Data in USD Millions) Total Equity Total Debt Cash & Short Term Investments
2018-12-31 352.85 282.00 78.24
2018-09-30 328.86 272.50 93.88
2018-06-30 331.66 289.00 71.26
2018-03-31 345.22 302.50 81.59
2017-12-31 362.85 344.00 74.44
2017-09-30 399.79 255.00 78.84
2017-06-30 395.26 257.00 77.91
2017-03-31 375.27 182.06 66.48
2016-12-31 361.90 217.45 55.26
2016-09-30 395.06 129.25 61.31
2016-06-30 424.20 135.35 55.33
2016-03-31 455.62 133.48 75.42
2015-12-31 444.95 100.65 60.30
2015-09-30 425.79 115.92 86.17
2015-06-30 458.98 116.11 93.84
2015-03-31 458.15 127.31 65.71
2014-12-31 466.06 101.44 77.32
2014-09-30 470.48 116.58 87.61
2014-06-30 491.78 101.89 97.78
2014-03-31 471.78 101.99 120.38
2013-12-31 475.99 102.15 158.02
2013-09-30 471.37 120.29 144.90
2013-06-30 473.70 112.30 150.62
2013-03-31 513.61 117.81 170.55
2012-12-31 500.34 110.99 164.49
2012-09-30 498.92 91.14 170.38
2012-06-30 468.66 80.87 170.58
  • TTEC Holdings's level of debt (79.9%) compared to net worth is high (greater than 40%).
  • The level of debt compared to net worth has increased over the past 5 years (21.5% vs 79.9% today).
  • Debt is well covered by operating cash flow (59.7%, greater than 20% of total debt).
  • Interest payments on debt are well covered by earnings (EBIT is 4.1x coverage).
X
Financial health checks
We assess TTEC Holdings's financial health by checking for:
  1. Are short term assets greater than short term liabilities? (1 check)
  2. Are short term assets greater than long term liabilities? (1 check)
  3. Has the debt to equity ratio increased in the past 5 years? (1 check)
  4. Is the debt to equity ratio over 40%? (1 check)
  5. Is the debt covered by operating cash flow? (1 check)
  6. Are earnings greater than 5x the interest on debt (if company pays interest at all)? (1 check)
  7. TTEC Holdings has a total score of 4/6, see the detailed checks below.
For companies that are loss making and have been so on average in the past we replace the last 2 checks with:
  1. Does cash and short term investments cover stable operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
  2. Does cash and short term investments cover growing operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)


Full details on the Health part of the Simply Wall St company analysis model.

TTEC Dividends

 What is TTEC Holdings's current dividend yield, its reliability and sustainability?

Dividends are regular cash payments to you from the company, similar to a bank paying you interest on a savings account.
Annual Dividend Income
Dividend payments
1.7%
Current annual income from TTEC Holdings dividends. Estimated to be 1.58% next year.
If you bought $2,000 of TTEC Holdings shares you are expected to receive $34 in your first year as a dividend.
Dividend Amount
Here we look how much dividend is being paid, if any. Is it above what you can get in a savings account? It is up there with the best dividend paying companies?
  • TTEC Holdings's pays a higher dividend yield than the bottom 25% of dividend payers in United States of America (1.39%).
  • TTEC Holdings's dividend is below the markets top 25% of dividend payers in United States of America (3.62%).
Annualized Historical and Future Dividends
It is important to see if the dividend for a company is stable, and not wildly increasing/decreasing each year. This graph shows you the historical rate to count toward your assessment of the stock.

We also check to see if the dividend has increased in the past 10 years.
Raw Data
NasdaqGS:TTEC Annualized Past and Future Dividends
Data Point Source Value
Past Annualized Dividend Yield S&P Global Market Data See Below
Past Dividends per Share Company Filings/ Annualized Dividend Payments See Below
Future Dividends per Share Estimates Average of up to 3 Analyst Estimates (S&P Global) See Below
United States of America IT Industry Average Dividend Yield Market Cap Weighted Average of 33 Stocks 1.4%
United States of America Market Average Dividend Yield Market Cap Weighted Average of 2009 Stocks 2.4%
United States of America Minimum Threshold Dividend Yield 10th Percentile 0.8%
United States of America Bottom 25% Dividend Yield 25th Percentile 1.4%
United States of America Top 25% Dividend Yield 75th Percentile 3.6%

Industry and Market average data is calculated daily.

Note all dividend per share amounts are annualized and not quarterly or other period.

NasdaqGS:TTEC Future Dividends Estimate Data
Date (Data in $) Dividend per Share (annual) Avg. No. Analysts
2020-12-31 0.56 1.00
2019-12-31 0.56 1.00
NasdaqGS:TTEC Past Annualized Dividends Data
Date (Data in $) Dividend per share (annual) Avg. Yield (%)
2019-02-22 0.600 1.706
2018-09-28 0.560 1.968
2018-08-07 0.540 2.095
2018-05-10 0.540 1.550
2018-05-08 0.540 1.650
2018-03-13 0.540 1.692
2018-03-12 0.500 1.376
2017-09-25 0.500 1.253
2017-08-07 0.440 1.106
2017-02-27 0.440 1.249
2016-09-26 0.400 1.370
2016-08-03 0.370 1.284
2016-02-22 0.370 1.341
2015-09-17 0.360 1.306
2015-08-06 0.360 1.310
2015-08-05 0.360 1.315
2015-02-25 0.360 1.389

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Whilst dividend payments have been stable, TTEC Holdings has been paying a dividend for less than 10 years.
  • Dividend payments have increased, but TTEC Holdings only paid a dividend in the past 4 years.
Current Payout to shareholders
What portion of TTEC Holdings's earnings are paid to the shareholders as a dividend.
  • Dividends paid are covered by earnings (1.4x coverage).
Future Payout to shareholders
  • Dividends after 3 years are expected to be well covered by earnings (3.4x coverage).
X
Income/ dividend checks
We assess TTEC Holdings's dividend by checking for:
  1. Firstly is the company paying a notable dividend (greater than 0.8%) - if not then the rest of the checks are ignored.
  2. Is current dividend yield above the bottom 25% of dividend payers? (1 check)
  3. Is current dividend yield above the top 25% of dividend payers? (1 check)
  4. Have they paid a dividend for 10 years, and during this period has the dividend been volatile (drop of more than 25%)? (1 check)
  5. If they have paid a dividend for 10 years has it increased in this time? (1 check)
  6. How sustainable is the dividend, can TTEC Holdings afford to pay it from its earnings today and in 3 years (Payout ratio less than 90%)? (2 checks)
  7. TTEC Holdings has a total score of 3/6, see the detailed checks below.


Full details on the Dividends part of the Simply Wall St company analysis model.

TTEC Management

 What is the CEO of TTEC Holdings's salary, the management and board of directors tenure and is there insider trading?

Management is one of the most important areas of a company. We look at unreasonable CEO compensation, how long the team and board of directors have been around for and insider trading.
CEO
Ken Tuchman
COMPENSATION $70,331
AGE 58
TENURE AS CEO 18.1 years
CEO Bio

Mr. Kenneth D. Tuchman, also known as Ken, founded TeleTech Holdings, Inc.’s (“TeleTech”) predecessor company in 1982 and has served as the Chairman of the Board since 1994. Mr. Tuchman served as TeleTech President and Chief Executive Officer from 1994 until 1999 and resumed the position in 2001. Mr. Tuchman is a Director of the Tuchman Family Foundation and Wapiti Oil & Gas II, LLC. Mr. Tuchman has more than 35 years of experience in the business process outsourcing industry, driving innovation growth and profitability in all economic cycles. As the founder and a controlling stockholder of TeleTech, Mr. Tuchman is an essential member of TeleTech’s Board of Directors.

CEO Compensation
  • Ken's compensation has been consistent with company performance over the past year.
  • Ken's remuneration is lower than average for companies of similar size in United States of America.
Management Team Tenure

Average tenure and age of the TTEC Holdings management team in years:

3.3
Average Tenure
58
Average Age
  • The tenure for the TTEC Holdings management team is about average.
Management Team

Ken Tuchman

TITLE
Founder
COMPENSATION
$70K
AGE
58
TENURE
18.1 yrs

Regina Paolillo

TITLE
Executive VP and Chief Financial & Administrative Officer
COMPENSATION
$2M
AGE
59
TENURE
7.4 yrs

Martin DeGhetto

TITLE
Executive VP & COO
COMPENSATION
$1M
AGE
59
TENURE
1.3 yrs

Judi Hand

TITLE
Executive VP & Chief Revenue Officer
COMPENSATION
$1M
AGE
57
TENURE
1.3 yrs

Steve Pollema

TITLE
Executive Vice President of Customer Consulting & Customer Technology Services - TTEC Digital
COMPENSATION
$908K
AGE
58
TENURE
3.8 yrs

Tony Tsai

TITLE
Executive VP and Chief Information & Innovation Officer
AGE
60
TENURE
1.6 yrs

Paul Miller

TITLE
Head of Investor Relations
TENURE
6 yrs

Margaret McLean

TITLE
Senior VP
COMPENSATION
$1M
AGE
55
TENURE
5.8 yrs

Michael Wellman

TITLE
Chief People Officer
TENURE
2.8 yrs

Dave Anderson

TITLE
Executive Vice President of Consulting -TTEC Digital
AGE
47
TENURE
1.3 yrs
Board of Directors Tenure

Average tenure and age of the TTEC Holdings board of directors in years:

5.8
Average Tenure
58
Average Age
  • The tenure for the TTEC Holdings board of directors is about average.
Board of Directors

Greg Conley

TITLE
Independent Director
COMPENSATION
$212K
AGE
63
TENURE
7 yrs

Ken Tuchman

TITLE
Founder
COMPENSATION
$70K
AGE
58
TENURE
25.3 yrs

Bob Frerichs

TITLE
Independent Director
COMPENSATION
$213K
AGE
66
TENURE
6.7 yrs

Tracy Bahl

TITLE
Independent Director
COMPENSATION
$200K
AGE
56
TENURE
5.8 yrs

Marc Holtzman

TITLE
Independent Director
COMPENSATION
$175K
AGE
58
TENURE
4.8 yrs

Steve Anenen

TITLE
Independent Director
COMPENSATION
$180K
AGE
65
TENURE
2.9 yrs

Ekta Singh-Bushell

TITLE
Independent Director
COMPENSATION
$192K
AGE
46
TENURE
1.9 yrs
Who owns this company?
Recent Insider Trading
  • TTEC Holdings insiders have only sold shares in the past 3 months.
Recent Insider Transactions
Announced Type Name Entity Role Start End Shares Max Price ($) Value ($)
12. Mar 19 Sell Gregory Conley Individual 11. Mar 19 11. Mar 19 -1,500 $34.67 $-52,002
22. Jun 18 Sell Margaret McLean Individual 20. Jun 18 20. Jun 18 -5,000 $37.25 $-186,250
X
Management checks
We assess TTEC Holdings's management by checking for:
  1. Is the CEO's compensation unreasonable compared to market cap? (1 check)
  2. Has the CEO's compensation increased more than 20% whilst the EPS is down more then 20%? (1 check)
  3. Is the average tenure of the management team less than 2 years? (1 check)
  4. Is the average tenure of the board of directors team less than 3 years? (1 check)
  5. TTEC Holdings has a total score of 0/6, this is not included on the snowflake, see the detailed checks below.


Note: We use the top 6 management executives and board members in our calculations.

Note 2: Insider trading include any internal stakeholders and these transactions .

Full details on the Management part of the Simply Wall St company analysis model.

TTEC News

Simply Wall St News

Is TTEC Holdings, Inc. (NASDAQ:TTEC) A Smart Pick For Income Investors?

Dividend paying stocks like TTEC Holdings, Inc. … Yet sometimes, investors buy a stock for its dividend and lose money because the share price falls by more than they earned in dividend payments. … Investors might not know much about TTEC Holdings's dividend prospects, even though it has been paying dividends for the last four years and offers a 1.7% yield.

Simply Wall St -

With A Return On Equity Of 11%, Has TTEC Holdings, Inc.'s (NASDAQ:TTEC) Management Done Well?

Our data shows TTEC Holdings has a return on equity of 11% for the last year. … That means that for every $1 worth of shareholders' equity, it generated $0.11 in profit. … Return on Equity = Net Profit ÷ Shareholders' Equity

Simply Wall St -

Income Investors Should Know The TTEC Holdings, Inc. (NASDAQ:TTEC) Ex-Dividend Date

To qualify for the dividend check of US$0.30 per share, investors must have owned the shares prior to 27 March 2019, which is the last day the company's management will finalize their list of shareholders to which they will send dividend payments. … Below, I will explain how holding TTEC Holdings can impact your portfolio income stream, by analysing the stock's most recent financial data and dividend attributes. … When assessing a stock as a potential addition to my dividend Portfolio, I look at these five areas:?

Simply Wall St -

If You Had Bought TTEC Holdings (NASDAQ:TTEC) Stock Five Years Ago, You Could Pocket A 43% Gain Today

In comparison, the share price is down 7.3% in a year. … TTEC Holdings's earnings per share are down 9.9% per year, despite strong share price performance over five years. … In contrast revenue growth of 5.0% per year is probably viewed as evidence that TTEC Holdings is growing, a real positive.

Simply Wall St -

How Should Investors React To TTEC Holdings, Inc.'s (NASDAQ:TTEC) CEO Pay?

This analysis aims first to contrast CEO compensation with other companies that have similar market capitalization. … View our latest analysis for TTEC Holdings … How Does Ken Tuchman's Compensation Compare With Similar Sized Companies?

Simply Wall St -

How Financially Strong Is TTEC Holdings, Inc. (NASDAQ:TTEC)?

Help shape the future of investing tools and you could win a $250 gift card! … Investors are always looking for growth in small-cap stocks like TTEC Holdings, Inc. … However, an important fact which most ignore is: how financially healthy is the business?

Simply Wall St -

Does The TTEC Holdings, Inc. (NASDAQ:TTEC) Share Price Fall With The Market?

Every stock in the market is exposed to this volatility, which is linked to the fact that stocks prices are correlated in an efficient market. … Beta is a widely used metric to measure a stock's exposure to market risk (volatility). … Any stock with a beta of greater than one is considered more volatile than the market, while those with a beta below one are either less volatile or poorly correlated with the market.

Simply Wall St -

Here’s why TTEC Holdings, Inc.’s (NASDAQ:TTEC) Returns On Capital Matters So Much

To be precise, we'll consider its Return On Capital Employed (ROCE), as that will inform our view of the quality of the business. … What is Return On Capital Employed (ROCE)? … ROCE measures the amount of pre-tax profits a company can generate from the capital employed in its business.

Simply Wall St -

Is TTEC Holdings Inc (NASDAQ:TTEC) A Financially Sound Company?

TTEC Holdings Inc (NASDAQ:TTEC) is a small-cap stock with a market capitalization of US$1.2b. … While investors primarily focus on the growth potential and competitive landscape of the small-cap companies, they end up ignoring a key aspect, which could be the biggest threat to its existence: its financial health. … So, understanding the company's financial health becomes

Simply Wall St -

Should You Worry About TTEC Holdings Inc's (NASDAQ:TTEC) CEO Salary Level?

First, this article will compare CEO compensation with compensation at similar sized companies. … How Does Ken Tuchman's Compensation Compare With Similar Sized Companies. … Most shareholders would consider it a positive that Ken Tuchman takes less compensation than the CEOs of most similar size companies, leaving more for shareholders.

Simply Wall St -

TTEC Company Info

Description

TTEC Holdings, Inc. designs and provides customer experience solutions in the United States, Latin America, Europe, the Middle East, Africa, the Asia Pacific, Canada, the United Kingdom, and internationally. It operates in four segments: Customer Management Services (CMS), Customer Growth Services (CGS), Customer Technology Services (CTS), and Customer Strategy Services (CSS). The CMS segment offers customer experience delivery solutions, which integrates technology with customer experience professionals to enhance the customer experience across various channels and stages of the customer lifecycle from an onshore, offshore, or work-from-home environments. The CGS segment provides technology-enabled sales and marketing solutions, including sales advisory, search engine optimization, digital demand generation, and lead qualification, as well as acquisition sales, growth, and retention services. The CTS segment offers system design consulting, customer experience technology product, and implementation and integration consulting services, as well as manages clients’ cloud and on-premise solutions. The CSS segment provides professional services in customer experience strategy and operations, insights, system and operational process optimization, and culture development and knowledge management. TTEC Holdings, Inc. also offers strategic communications services, a system integrator for multichannel contact center platforms; digital fraud prevention and detection, and content moderation services; and customer services for healthcare plan providers and pharmacy benefits managers. It serves clients in the automotive, communication, financial services, government, healthcare, logistics, media and entertainment, retail, technology, transportation, and travel industries. The company was formerly known as TeleTech Holdings, Inc. and changed its name to TTEC Holdings, Inc. in January 2018. TTEC Holdings, Inc. was founded in 1982 and is headquartered in Englewood, Colorado.

Details
Name: TTEC Holdings, Inc.
TTEC
Exchange: NasdaqGS
Founded: 1982
$1,635,446,148
46,212,098
Website: http://www.ttec.com
Address: TTEC Holdings, Inc.
9197 South Peoria Street,
Englewood,
Colorado, 80112,
United States
Listings
Exchange Symbol Ticker Symbol Security Exchange Country Currency Listed on
NasdaqGS TTEC Common Stock Nasdaq Global Select US USD 01. Aug 1996
DB TH1 Common Stock Deutsche Boerse AG DE EUR 01. Aug 1996
Number of employees
Current staff
Staff numbers
52,400
TTEC Holdings employees.
Industry
Data Processing and Outsourced Services
Software
Company Analysis and Financial Data Status
Area Date (UTC time)
Company Analysis updated: 2019/04/21 23:42
End of day share price update: 2019/04/18 00:00
Last estimates confirmation: 2019/03/08
Last earnings filing: 2019/03/06
Last earnings reported: 2018/12/31
Last annual earnings reported: 2018/12/31


All dates and times in UTC. All financial data provided by Standard & Poor’s Capital IQ.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.