company background image
SPNS

Sapiens International NasdaqGS:SPNS Stock Report

Last Price

US$19.24

Market Cap

US$1.1b

7D

0.5%

1Y

-45.4%

Updated

27 Nov, 2022

Data

Company Financials +
SPNS fundamental analysis
Snowflake Score
Valuation2/6
Future Growth2/6
Past Performance4/6
Financial Health6/6
Dividends3/6

SPNS Stock Overview

Sapiens International Corporation N.V. provides software solutions for the insurance and financial services industries in North America, the European Union, the United Kingdom, Israel, and internationally.

Sapiens International Corporation N.V. Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Sapiens International
Historical stock prices
Current Share PriceUS$19.24
52 Week HighUS$36.61
52 Week LowUS$16.18
Beta1.28
1 Month Change-4.42%
3 Month Change-12.39%
1 Year Change-45.45%
3 Year Change-14.53%
5 Year Change64.59%
Change since IPO-65.80%

Recent News & Updates

Recent updates

Why Sapiens International Corporation N.V. (NASDAQ:SPNS) Could Be Worth Watching

Oct 11
Why Sapiens International Corporation N.V. (NASDAQ:SPNS) Could Be Worth Watching

Sapiens International's (NASDAQ:SPNS) Returns On Capital Are Heading Higher

Sep 20
Sapiens International's (NASDAQ:SPNS) Returns On Capital Are Heading Higher

Is Sapiens International (NASDAQ:SPNS) Using Too Much Debt?

Aug 04
Is Sapiens International (NASDAQ:SPNS) Using Too Much Debt?

When Should You Buy Sapiens International Corporation N.V. (NASDAQ:SPNS)?

Jun 22
When Should You Buy Sapiens International Corporation N.V. (NASDAQ:SPNS)?

Sapiens International (NASDAQ:SPNS) Might Have The Makings Of A Multi-Bagger

Jun 09
Sapiens International (NASDAQ:SPNS) Might Have The Makings Of A Multi-Bagger

Sapiens International (NASDAQ:SPNS) Has A Rock Solid Balance Sheet

May 02
Sapiens International (NASDAQ:SPNS) Has A Rock Solid Balance Sheet

Is Now The Time To Look At Buying Sapiens International Corporation N.V. (NASDAQ:SPNS)?

Mar 15
Is Now The Time To Look At Buying Sapiens International Corporation N.V. (NASDAQ:SPNS)?

Are Investors Undervaluing Sapiens International Corporation N.V. (NASDAQ:SPNS) By 30%?

Feb 28
Are Investors Undervaluing Sapiens International Corporation N.V. (NASDAQ:SPNS) By 30%?

I Built A List Of Growing Companies And Sapiens International (NASDAQ:SPNS) Made The Cut

Jan 24
I Built A List Of Growing Companies And Sapiens International (NASDAQ:SPNS) Made The Cut

These 4 Measures Indicate That Sapiens International (NASDAQ:SPNS) Is Using Debt Safely

Jan 10
These 4 Measures Indicate That Sapiens International (NASDAQ:SPNS) Is Using Debt Safely

Should You Think About Buying Sapiens International Corporation N.V. (NASDAQ:SPNS) Now?

Dec 09
Should You Think About Buying Sapiens International Corporation N.V. (NASDAQ:SPNS) Now?

Calculating The Intrinsic Value Of Sapiens International Corporation N.V. (NASDAQ:SPNS)

Nov 12
Calculating The Intrinsic Value Of Sapiens International Corporation N.V. (NASDAQ:SPNS)

Do Sapiens International's (NASDAQ:SPNS) Earnings Warrant Your Attention?

Oct 14
Do Sapiens International's (NASDAQ:SPNS) Earnings Warrant Your Attention?

Does Sapiens International (NASDAQ:SPNS) Have A Healthy Balance Sheet?

Oct 01
Does Sapiens International (NASDAQ:SPNS) Have A Healthy Balance Sheet?

Is There Now An Opportunity In Sapiens International Corporation N.V. (NASDAQ:SPNS)?

Aug 05
Is There Now An Opportunity In Sapiens International Corporation N.V. (NASDAQ:SPNS)?

Sapiens International (NASDAQ:SPNS) Could Easily Take On More Debt

Jul 01
Sapiens International (NASDAQ:SPNS) Could Easily Take On More Debt

A Look At The Intrinsic Value Of Sapiens International Corporation N.V. (NASDAQ:SPNS)

Jun 08
A Look At The Intrinsic Value Of Sapiens International Corporation N.V. (NASDAQ:SPNS)

Is Sapiens International Corporation N.V. (NASDAQ:SPNS) A Smart Choice For Dividend Investors?

May 07
Is Sapiens International Corporation N.V. (NASDAQ:SPNS) A Smart Choice For Dividend Investors?

Should You Think About Buying Sapiens International Corporation N.V. (NASDAQ:SPNS) Now?

Apr 06
Should You Think About Buying Sapiens International Corporation N.V. (NASDAQ:SPNS) Now?

Sapiens International (NASDAQ:SPNS) Seems To Use Debt Rather Sparingly

Mar 22
Sapiens International (NASDAQ:SPNS) Seems To Use Debt Rather Sparingly

A Look At The Fair Value Of Sapiens International Corporation N.V. (NASDAQ:SPNS)

Mar 08
A Look At The Fair Value Of Sapiens International Corporation N.V. (NASDAQ:SPNS)

Sapiens International's (NASDAQ:SPNS) Earnings Are Growing But Is There More To The Story?

Feb 22
Sapiens International's (NASDAQ:SPNS) Earnings Are Growing But Is There More To The Story?

Sapiens International Corporation N.V.'s (NASDAQ:SPNS) Stock's On An Uptrend: Are Strong Financials Guiding The Market?

Feb 05
Sapiens International Corporation N.V.'s (NASDAQ:SPNS) Stock's On An Uptrend: Are Strong Financials Guiding The Market?

With EPS Growth And More, Sapiens International (NASDAQ:SPNS) Is Interesting

Jan 21
With EPS Growth And More, Sapiens International (NASDAQ:SPNS) Is Interesting

Is There Now An Opportunity In Sapiens International Corporation N.V. (NASDAQ:SPNS)?

Jan 06
Is There Now An Opportunity In Sapiens International Corporation N.V. (NASDAQ:SPNS)?

Shareholders Of Sapiens International (NASDAQ:SPNS) Must Be Happy With Their 220% Total Return

Dec 24
Shareholders Of Sapiens International (NASDAQ:SPNS) Must Be Happy With Their 220% Total Return

What Type Of Shareholders Own The Most Number of Sapiens International Corporation N.V. (NASDAQ:SPNS) Shares?

Dec 11
What Type Of Shareholders Own The Most Number of Sapiens International Corporation N.V. (NASDAQ:SPNS) Shares?

Shareholder Returns

SPNSUS SoftwareUS Market
7D0.5%2.2%1.3%
1Y-45.4%-35.5%-18.5%

Return vs Industry: SPNS underperformed the US Software industry which returned -35.5% over the past year.

Return vs Market: SPNS underperformed the US Market which returned -18.5% over the past year.

Price Volatility

Is SPNS's price volatile compared to industry and market?
SPNS volatility
SPNS Average Weekly Movement5.8%
Software Industry Average Movement9.3%
Market Average Movement7.4%
10% most volatile stocks in US Market15.6%
10% least volatile stocks in US Market3.3%

Stable Share Price: SPNS is not significantly more volatile than the rest of US stocks over the past 3 months, typically moving +/- 6% a week.

Volatility Over Time: SPNS's weekly volatility (6%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19824,044Ron Al-Dorhttps://www.sapiens.com

Sapiens International Corporation N.V. provides software solutions for the insurance and financial services industries in North America, the European Union, the United Kingdom, Israel, and internationally. The company offers Sapiens CoreSuite and Sapiens IDITSuite for personal, commercial, and specialty lines; and Sapiens CoreSuite, Sapiens UnderwritingPro, Sapiens ApplicationPro, Sapiens IllustrationPro, and Sapiens ConsolidationMaster for life, pension, and annuities. It also provides Sapiens DigitalSuite for customers, agents, brokers, risk managers, customer groups and third-party service providers; Sapiens ReinsuranceMaster and Sapiens ReinsurancePro reinsurance solutions; and Sapiens Platform, Sapiens CoreSuite, Sapiens PolicyPro, and Sapiens ClaimsPro, as well as Sapiens PolicyGo, and Sapiens ClaimsGo for workers’ compensation.

Sapiens International Corporation N.V. Fundamentals Summary

How do Sapiens International's earnings and revenue compare to its market cap?
SPNS fundamental statistics
Market CapUS$1.11b
Earnings (TTM)US$52.89m
Revenue (TTM)US$474.50m

20.9x

P/E Ratio

2.3x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
SPNS income statement (TTM)
RevenueUS$474.50m
Cost of RevenueUS$275.98m
Gross ProfitUS$198.52m
Other ExpensesUS$145.63m
EarningsUS$52.89m

Last Reported Earnings

Sep 30, 2022

Next Earnings Date

n/a

Earnings per share (EPS)0.92
Gross Margin41.84%
Net Profit Margin11.15%
Debt/Equity Ratio21.0%

How did SPNS perform over the long term?

See historical performance and comparison

Dividends

2.4%

Current Dividend Yield

24%

Payout Ratio