Pagaya Technologies Second Quarter 2025 Earnings: EPS Misses Expectations

Pagaya Technologies (NASDAQ:PGY) Second Quarter 2025 Results

Key Financial Results

• Revenue: US$326.4m (up 30% from 2Q 2024).
• Net income: US$15.6m (up from US$74.8m loss in 2Q 2024).
• Profit margin: 4.8% (up from net loss in 2Q 2024). The move to profitability was primarily driven by higher revenue.
• EPS: US$0.20 (up from US$1.04 loss in 2Q 2024).

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All figures shown in the chart above are for the trailing 12 month (TTM) period

Pagaya Technologies EPS Misses Expectations

Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 8.0%.

Looking ahead, revenue is forecast to grow 15% p.a. on average during the next 3 years, compared to a 13% growth forecast for the Software industry in the US.

Performance of the American Software industry.

The company's shares are up 1.9% from a week ago.

Risk Analysis

Be aware that Pagaya Technologies is showing 2 warning signs in our investment analysis that you should know about...

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