NasdaqGS:MGI

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MoneyGram International

Executive Summary

MoneyGram International, Inc., together with its subsidiaries, provides cross-border peer-to-peer payments and money transfer services in the United States and internationally. More Details


Snowflake Analysis

Moderate growth potential and slightly overvalued.


Similar Companies

Share Price & News

How has MoneyGram International's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: MGI's share price has been volatile over the past 3 months.


Market Performance


7 Day Return

19.9%

MGI

-1.4%

US IT

-1.4%

US Market


1 Year Return

16.7%

MGI

30.5%

US IT

17.8%

US Market

Return vs Industry: MGI underperformed the US IT industry which returned 31.6% over the past year.

Return vs Market: MGI underperformed the US Market which returned 18.5% over the past year.


Shareholder returns

MGIIndustryMarket
7 Day19.9%-1.4%-1.4%
30 Day61.9%3.8%4.7%
90 Day59.7%7.1%8.2%
1 Year16.7%16.7%31.8%30.5%20.5%17.8%
3 Year-69.9%-69.9%91.9%84.5%42.2%32.7%
5 Year-53.0%-53.0%151.8%131.7%83.4%62.7%

Price Volatility Vs. Market

How volatile is MoneyGram International's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is MoneyGram International undervalued compared to its fair value and its price relative to the market?

>50%

Undervalued compared to fair value


Share Price vs. Fair Value

Below Fair Value: MGI ($4.76) is trading below our estimate of fair value ($24.06)

Significantly Below Fair Value: MGI is trading below fair value by more than 20%.


Price To Earnings Ratio

PE vs Industry: MGI is unprofitable, so we can't compare its PE Ratio to the US IT industry average.

PE vs Market: MGI is unprofitable, so we can't compare its PE Ratio to the US market.


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate MGI's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: MGI has negative assets, so we can't compare its PB Ratio to the US IT industry average.


Next Steps

Future Growth

How is MoneyGram International forecast to perform in the next 1 to 3 years based on estimates from 5 analysts?

94.5%

Forecasted annual earnings growth


Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: MGI is forecast to become profitable over the next 3 years, which is considered faster growth than the savings rate (2.2%).

Earnings vs Market: MGI is forecast to become profitable over the next 3 years, which is considered above average market growth.

High Growth Earnings: MGI's is expected to become profitable in the next 3 years.

Revenue vs Market: MGI's revenue (4.6% per year) is forecast to grow slower than the US market (10.1% per year).

High Growth Revenue: MGI's revenue (4.6% per year) is forecast to grow slower than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: Insufficient data to determine if MGI's Return on Equity is forecast to be high in 3 years time


Next Steps

Past Performance

How has MoneyGram International performed over the past 5 years?

-15.9%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: MGI is currently unprofitable.

Growing Profit Margin: MGI is currently unprofitable.


Past Earnings Growth Analysis

Earnings Trend: MGI is unprofitable, and losses have increased over the past 5 years at a rate of 15.9% per year.

Accelerating Growth: Unable to compare MGI's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: MGI is unprofitable, making it difficult to compare its past year earnings growth to the IT industry (8.1%).


Return on Equity

High ROE: MGI's liabilities exceed its assets, so it is difficult to calculate its Return on Equity.


Next Steps

Financial Health

How is MoneyGram International's financial position?


Financial Position Analysis

Short Term Liabilities: MGI has negative shareholder equity, which is a more serious situation than short term assets not covering short term liabilities.

Long Term Liabilities: MGI has negative shareholder equity, which is a more serious situation than short term assets not covering long term liabilities.


Debt to Equity History and Analysis

Debt Level: MGI has negative shareholder equity, which is a more serious situation than a high debt level.

Reducing Debt: MGI's has negative shareholder equity, so we do not need to check if its debt has reduced over time.


Balance Sheet


Cash Runway Analysis

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

Stable Cash Runway: MGI has sufficient cash runway for more than 3 years based on its current free cash flow.

Forecast Cash Runway: Insufficient data to determine if MGI has enough cash runway if its free cash flow continues to grow or shrink based on historical rates.


Next Steps

Dividend

What is MoneyGram International current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate MGI's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate MGI's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if MGI's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if MGI's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: MGI is not paying a notable dividend for the US market.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of MGI's dividend in 3 years as they are not forecast to pay a notable one for the US market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

4.8yrs

Average management tenure


CEO

Alex Holmes (45 yo)

4.75yrs

Tenure

US$3,741,683

Compensation

Mr. W. Alexander Holmes, also known as Alex, has been Chief Executive Officer of Moneygram International Inc. since January 1, 2016 and Chairman of the Board since February 2, 2018. Mr. Holmes served as th ...


CEO Compensation Analysis

Compensation vs Market: Alex's total compensation ($USD3.74M) is above average for companies of similar size in the US market ($USD1.93M).

Compensation vs Earnings: Alex's compensation has been consistent with company performance over the past year.


Leadership Team

NamePositionTenureCompensationOwnership
W. Holmes
Chairman & CEO4.75yrsUS$3.74m0.85%
$ 2.9m
Lawrence Angelilli
Executive VP4.75yrsUS$1.26m0.25%
$ 849.5k
Kamila Chytil
Chief Operating Officer4.42yrsUS$1.51m0.20%
$ 702.6k
Andres Villareal
Chief Compliance Officer4.58yrsUS$1.07m0.17%
$ 584.7k
Grant Lines
Chief Revenue Officer7.67yrsUS$1.35m0.41%
$ 1.4m
Robert Villasenor
General Counsel & Corporate Secretary1yrno data0.41%
$ 1.4m
Stephen Reiff
Head of Global Strategy & Corporate Communicationsno datano datano data
Kim Garner
Senior Vice President of Global Security and Investigationsno datano datano data
Yogesh Sangle
Head of Asia Pacific4.83yrsno datano data
Wendi Schlarb
Head of Marketingno datano datano data
William Putney
Independent Consultant12.5yrsUS$917.49kno data

4.8yrs

Average Tenure

55yo

Average Age

Experienced Management: MGI's management team is considered experienced (4.8 years average tenure).


Board Members

NamePositionTenureCompensationOwnership
W. Holmes
Chairman & CEO4.75yrsUS$3.74m0.85%
$ 2.9m
William Turner
Independent Director10.42yrsUS$235.00k0.16%
$ 543.7k
Victor Dahir
Independent Director10.42yrsUS$245.00k0.14%
$ 471.1k
J. Clark
Independent Director10.42yrsUS$245.00k0.16%
$ 556.1k
Antonio O. Garza
Independent Director8.5yrsUS$245.00k0.091%
$ 315.0k
Peggy Vaughan
Independent Director6.67yrsUS$225.00k0.091%
$ 313.4k
Michael Rafferty
Independent Director4.58yrsUS$225.00k0.066%
$ 225.8k

8.5yrs

Average Tenure

66yo

Average Age

Experienced Board: MGI's board of directors are considered experienced (8.5 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Recent Insider Transactions

Ownership Breakdown

Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 2.1%.


Top Shareholders

Company Information

MoneyGram International, Inc.'s company bio, employee growth, exchange listings and data sources


Key Information

  • Name: MoneyGram International, Inc.
  • Ticker: MGI
  • Exchange: NasdaqGS
  • Founded: 1940
  • Industry: Data Processing and Outsourced Services
  • Sector: Software
  • Market Cap: US$344.253m
  • Shares outstanding: 72.47m
  • Website: https://corporate.moneygram.com

Number of Employees


Location

  • MoneyGram International, Inc.
  • 2828 North Harwood Street
  • 15th Floor
  • Dallas
  • Texas
  • 75201
  • United States

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
MGINasdaqGS (Nasdaq Global Select)YesCommon StockUSUSDJun 2004
9M1NDB (Deutsche Boerse AG)YesCommon StockDEEURJun 2004

Biography

MoneyGram International, Inc., together with its subsidiaries, provides cross-border peer-to-peer payments and money transfer services in the United States and internationally. The company operates through ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/10/22 00:30
End of Day Share Price2020/10/21 00:00
Earnings2020/06/30
Annual Earnings2019/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.