LSAK Stock Overview
Lesaka Technologies, Inc., a financial technology company, provides fintech products and services to unbanked and underbanked individuals and small businesses primarily in South Africa and internationally.
No risks detected for LSAK from our risk checks.
Lesaka Technologies Competitors
Price History & Performance
|Historical stock prices|
|Current Share Price||US$5.89|
|52 Week High||US$6.97|
|52 Week Low||US$3.90|
|1 Month Change||13.49%|
|3 Month Change||28.04%|
|1 Year Change||32.66%|
|3 Year Change||81.23%|
|5 Year Change||-37.94%|
|Change since IPO||-90.23%|
Recent News & Updates
Is Lesaka Technologies (NASDAQ:LSAK) A Risky Investment?
Warren Buffett famously said, 'Volatility is far from synonymous with risk.' It's only natural to consider a company's...
|LSAK||US IT||US Market|
Return vs Industry: LSAK exceeded the US IT industry which returned -26.8% over the past year.
Return vs Market: LSAK exceeded the US Market which returned -11.6% over the past year.
|LSAK Average Weekly Movement||6.1%|
|IT Industry Average Movement||9.6%|
|Market Average Movement||7.8%|
|10% most volatile stocks in US Market||16.9%|
|10% least volatile stocks in US Market||3.2%|
Stable Share Price: LSAK is not significantly more volatile than the rest of US stocks over the past 3 months, typically moving +/- 6% a week.
Volatility Over Time: LSAK's weekly volatility (6%) has been stable over the past year.
About the Company
Lesaka Technologies, Inc., a financial technology company, provides fintech products and services to unbanked and underbanked individuals and small businesses primarily in South Africa and internationally. The company develops payment technologies to offers financial and value -added services to its customers. It operates through three segments: Processing, Financial services, and Technology.
Lesaka Technologies Fundamentals Summary
|LSAK fundamental statistics|
Is LSAK overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|LSAK income statement (TTM)|
|Cost of Revenue||US$90.15m|
Last Reported Earnings
Mar 31, 2022
Next Earnings Date
|Earnings per share (EPS)||-0.48|
|Net Profit Margin||-19.82%|
How did LSAK perform over the long term?See historical performance and comparison
Is LSAK undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score 2/6
Price-To-Sales vs Peers
Price-To-Sales vs Industry
Price-To-Sales vs Fair Ratio
Below Fair Value
Significantly Below Fair Value
Key Valuation Metric
Which metric is best to use when looking at relative valuation for LSAK?
Other financial metrics that can be useful for relative valuation.
|What is LSAK's n/a Ratio?|
Price to Sales Ratio vs Peers
How does LSAK's PS Ratio compare to its peers?
|LSAK PS Ratio vs Peers|
|Company||PS||Estimated Growth||Market Cap|
CASS Cass Information Systems
PRTH Priority Technology Holdings
LSAK Lesaka Technologies
Price-To-Sales vs Peers: LSAK is expensive based on its Price-To-Sales Ratio (2.5x) compared to the peer average (1.6x).
Price to Earnings Ratio vs Industry
How does LSAK's PE Ratio compare vs other companies in the US IT Industry?
Price-To-Sales vs Industry: LSAK is good value based on its Price-To-Sales Ratio (2.5x) compared to the US IT industry average (3x)
Price to Sales Ratio vs Fair Ratio
What is LSAK's PS Ratio compared to its Fair PS Ratio? This is the expected PS Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
|Current PS Ratio||2.5x|
|Fair PS Ratio||55.1x|
Price-To-Sales vs Fair Ratio: LSAK is good value based on its Price-To-Sales Ratio (2.5x) compared to the estimated Fair Price-To-Sales Ratio (55.1x).
Share Price vs Fair Value
What is the Fair Price of LSAK when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: LSAK ($5.89) is trading above our estimate of fair value ($0.26)
Significantly Below Fair Value: LSAK is trading above our estimate of fair value.
Analyst Price Targets
What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?
Analyst Forecast: Insufficient data to show price forecast.
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How is Lesaka Technologies forecast to perform in the next 1 to 3 years based on estimates from 1 analyst?
Future Growth Score5/6
Future Growth Score 5/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: LSAK is forecast to become profitable over the next 3 years, which is considered faster growth than the savings rate (1.9%).
Earnings vs Market: LSAK is forecast to become profitable over the next 3 years, which is considered above average market growth.
High Growth Earnings: LSAK is expected to become profitable in the next 3 years.
Revenue vs Market: LSAK's revenue (117.5% per year) is forecast to grow faster than the US market (8% per year).
High Growth Revenue: LSAK's revenue (117.5% per year) is forecast to grow faster than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: Insufficient data to determine if LSAK's Return on Equity is forecast to be high in 3 years time
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How has Lesaka Technologies performed over the past 5 years?
Past Performance Score0/6
Past Performance Score 0/6
Growing Profit Margin
Earnings vs Industry
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: LSAK is currently unprofitable.
Growing Profit Margin: LSAK is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: LSAK is unprofitable, and losses have increased over the past 5 years at a rate of 30.1% per year.
Accelerating Growth: Unable to compare LSAK's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: LSAK is unprofitable, making it difficult to compare its past year earnings growth to the IT industry (20.7%).
Return on Equity
High ROE: LSAK has a negative Return on Equity (-10.71%), as it is currently unprofitable.
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How is Lesaka Technologies's financial position?
Financial Health Score4/6
Financial Health Score 4/6
Short Term Liabilities
Long Term Liabilities
Stable Cash Runway
Forecast Cash Runway
Financial Position Analysis
Short Term Liabilities: LSAK's short term assets ($309.1M) exceed its short term liabilities ($81.3M).
Long Term Liabilities: LSAK's short term assets ($309.1M) exceed its long term liabilities ($99.4M).
Debt to Equity History and Analysis
Debt Level: LSAK has more cash than its total debt.
Reducing Debt: LSAK's debt to equity ratio has increased from 4.2% to 18.1% over the past 5 years.
Cash Runway Analysis
For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: LSAK has sufficient cash runway for more than 3 years based on its current free cash flow.
Forecast Cash Runway: Insufficient data to determine if LSAK has enough cash runway if its free cash flow continues to grow or shrink based on historical rates.
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What is Lesaka Technologies's current dividend yield, its reliability and sustainability?
Dividend Score 0/6
Cash Flow Coverage
Dividend Yield vs Market
Notable Dividend: Unable to evaluate LSAK's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate LSAK's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if LSAK's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if LSAK's dividend payments have been increasing.
Earnings Payout to Shareholders
Earnings Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Cash Payout to Shareholders
Cash Flow Coverage: Unable to calculate sustainability of dividends as LSAK has not reported any payouts.
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How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Chris Meyer (51 yo)
Mr. Christopher Guy-Butt Meyer, also known as Chris, has been Group Chief Executive Officer at Lesaka Technologies, Inc. (formerly known as Net 1 UEPS Technologies, Inc.) since July 1, 2021 and serves as i...
Experienced Management: LSAK's management team is not considered experienced ( 1.3 years average tenure), which suggests a new team.
Experienced Board: LSAK's board of directors are not considered experienced ( 1.7 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Lesaka Technologies, Inc.'s employee growth, exchange listings and data sources
- Name: Lesaka Technologies, Inc.
- Ticker: LSAK
- Exchange: NasdaqGS
- Founded: 1997
- Industry: Data Processing and Outsourced Services
- Sector: Software
- Implied Market Cap: US$332.041m
- Shares outstanding: 56.37m
- Website: https://www.lesakatech.com
Number of Employees
- Lesaka Technologies, Inc.
- President Place
- 3rd Floor
- South Africa
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2022/08/11 00:00|
|End of Day Share Price||2022/08/11 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.