NasdaqGS:EEFT

Stock Analysis Report

Executive Summary

Euronet Worldwide, Inc. provides payment and transaction processing and distribution solutions to financial institutions, retailers, service providers, and individual consumers worldwide.

Snowflake

Fundamentals

Proven track record with reasonable growth potential.


Similar Companies

Share Price & News

How has Euronet Worldwide's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

1.5%

EEFT

-0.8%

US IT

-0.6%

US Market


1 Year Return

42.9%

EEFT

13.7%

US IT

0.7%

US Market

EEFT outperformed the IT industry which returned 13.4% over the past year.

EEFT outperformed the Market in United States of America which returned 0.7% over the past year.


Share holder returns

EEFTIndustryMarket
7 Day1.5%-0.8%-0.6%
30 Day-1.9%0.1%4.9%
90 Day-10.2%1.7%1.7%
1 Year42.9%42.9%14.9%13.7%3.0%0.7%
3 Year80.1%80.1%95.0%86.9%44.8%35.4%
5 Year207.4%207.4%143.9%119.3%62.0%44.3%

Price Volatility Vs. Market

How volatile is Euronet Worldwide's share price compared to the market and industry in the last 5 years?


Simply Wall St News

2 weeks ago | Simply Wall St

Juan Bianchi Is The Executive VP & CEO of Money Transfer Segment of Euronet Worldwide, Inc. (NASDAQ:EEFT) And They Just Sold 100% Of Their Shares

Valuation

Is Euronet Worldwide undervalued based on future cash flows and its price relative to the stock market?

28.56x

Price to Earnings (PE) ratio


Intrinsic Value Based on Future Cash Flows

Euronet Worldwide's share price is above the future cash flow value, it's not available at a moderate discount (< 20%).

Euronet Worldwide's share price is above the future cash flow value, it's not available at a substantial discount (< 40%).


Price Based on Earnings

Euronet Worldwide is good value based on earnings compared to the US IT industry average.

Euronet Worldwide is overvalued based on earnings compared to the United States of America market.


Price Based on Expected Growth

Euronet Worldwide is poor value based on expected growth next year.


Price Based on Value of Assets

Euronet Worldwide is overvalued based on assets compared to the US IT industry average.


Next Steps

Future Growth

How is Euronet Worldwide expected to perform in the next 1 to 3 years based on estimates from 10 analysts?

20.4%

Forecasted annual earnings growth


Earnings and Revenue Growth Estimates


Future Annual Growth Analysis

Euronet Worldwide's revenue is expected to grow by 11.5% yearly, however this is not considered high growth (20% yearly).

Euronet Worldwide's earnings are expected to grow significantly at over 20% yearly.

Euronet Worldwide's revenue growth is expected to exceed the United States of America market average.

Euronet Worldwide's earnings growth is expected to exceed the United States of America market average.

Euronet Worldwide's earnings growth is expected to exceed the low risk savings rate of 2.7%.


Earnings per Share Growth Estimates


Future Return on Equity

Unable to establish if Euronet Worldwide will efficiently use shareholders’ funds in the future without estimates of Return on Equity.


Next Steps

Past Performance

How has Euronet Worldwide performed over the past 5 years?

19.6%

Historical annual earnings growth


Earnings and Revenue History


Past Earnings Growth Analysis

Euronet Worldwide's year on year earnings growth rate has been positive over the past 5 years.

Euronet Worldwide's 1-year earnings growth exceeds its 5-year average (79.9% vs 19.6%)

Euronet Worldwide's earnings growth has exceeded the US IT industry average in the past year (79.9% vs 11.2%).


Return on Equity

Euronet Worldwide has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).


Return on Assets

Euronet Worldwide used its assets more efficiently than the US IT industry average last year based on Return on Assets.


Return on Capital Employed

Euronet Worldwide's use of capital deteriorated last year versus 3 years ago (Return on Capital Employed).


Next Steps

Financial Health

How is Euronet Worldwide's financial position?


Financial Position Analysis

Euronet Worldwide is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.

Euronet Worldwide's cash and other short term assets cover its long term commitments.


Debt to Equity History and Analysis

Euronet Worldwide's level of debt (80.2%) compared to net worth is high (greater than 40%).

The level of debt compared to net worth has increased over the past 5 years (54.1% vs 80.2% today).

Debt is well covered by operating cash flow (34.3%, greater than 20% of total debt).

Interest payments on debt are well covered by earnings (EBIT is 11x coverage).


Balance Sheet

Low level of unsold assets.

Debt is covered by short term assets, assets are 2.4x debt.


Next Steps

Dividend

What is Euronet Worldwide's current dividend yield, its reliability and sustainability?


Dividend Yield and Payments Analysis

Unable to evaluate Euronet Worldwide's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.

Unable to evaluate Euronet Worldwide's dividend against the top 25% market benchmark as the company has not reported any payouts.

Unable to perform a dividend volatility check as Euronet Worldwide has not reported any payouts.

Unable to verify if Euronet Worldwide's dividend has been increasing as the company has not reported any payouts.


Current Payout to Shareholders

Unable to calculate sustainability of dividends as Euronet Worldwide has not reported any payouts.


Future Payout to Shareholders

No need to calculate the sustainability of Euronet Worldwide's dividends in 3 years as they are not expected to pay a notable one for United States of America.


Next Steps

Management

What is the CEO of Euronet Worldwide's salary, the management and board of directors tenure and is there insider trading?

12.8yrs

Average management tenure


CEO

Mike Brown (62yo)

25.7yrs

Tenure

US$6,455,198

Compensation

Mr. Michael J. Brown, also known as Mike, MSc founded Euronet Worldwide, Inc. in 1994 and has been its Chief Executive Officer since 1996 and President since December 10, 2014. Mr. Brown has 30 years of ex ...


CEO Compensation Analysis

Mike's remuneration is about average for companies of similar size in United States of America.

Mike's compensation has been consistent with company performance over the past year, both up more than 20%.


Management Age and Tenure

12.8yrs

Average Tenure

55yo

Average Age

The average tenure for the Euronet Worldwide management team is over 5 years, this suggests they are a seasoned and experienced team.


Board Age and Tenure

16.8yrs

Average Tenure

71yo

Average Age

The average tenure for the Euronet Worldwide board of directors is over 10 years, this suggests they are a seasoned and experienced board.


Insider Trading

Euronet Worldwide individual insiders have only sold shares in the past 3 months.


Recent Insider Transactions

SellUS$1,089,53104 Sep 19
Juan Bianchi
EntityIndividual
Role
Senior Key Executive
Executive VP & CEO of Money Transfer Segment
Shares7,144
Max PriceUS$152.51
SellUS$4,812,40006 Dec 18
Rick Weller
EntityIndividual
Role
Chief Financial Officer
Executive VP
Shares40,000
Max PriceUS$120.31

Ownership Breakdown


Management Team

  • Mike Brown (62yo)

    Chairman

    • Tenure: 25.7yrs
    • Compensation: US$6.46m
  • Jeff Newman (64yo)

    Executive VP

    • Tenure: 22.8yrs
    • Compensation: US$1.06m
  • Rick Weller (61yo)

    Executive VP

    • Tenure: 16.8yrs
    • Compensation: US$3.50m
  • Kevin Caponecchi (52yo)

    Executive VP and CEO of epay

    • Tenure: 4.8yrs
    • Compensation: US$1.92m
  • Juan Bianchi (48yo)

    Executive VP & CEO of Money Transfer Segment

    • Tenure: 0yrs
    • Compensation: US$2.04m
  • Cindy Ashcraft

    VP & Managing Director of Payments Software

    • Tenure: 0yrs
  • Nikos Fountas (55yo)

    Executive VP and CEO of EFT Europe

    • Tenure: 0yrs
    • Compensation: US$2.26m
  • Martin Brückner (43yo)

    Senior VP & Chief Technology Officer

    • Tenure: 5.7yrs
  • Karyn Zaborny

    Senior VP

    • Tenure: 0yrs
  • Stephanie Taylor

    Director of Financial Planning & IR

    • Tenure: 8.7yrs

Board Members

  • Tom McDonnell (73yo)

    Lead Independent Director

    • Tenure: 5yrs
    • Compensation: US$225.00k
  • Mike Brown (62yo)

    Chairman

    • Tenure: 25.7yrs
    • Compensation: US$6.46m
  • Andrew Schmitt (70yo)

    Director

    • Tenure: 16yrs
    • Compensation: US$215.00k
  • Eriberto Scocimara (83yo)

    Director

    • Tenure: 22.8yrs
    • Compensation: US$212.50k
  • Andrzej Olechowski (72yo)

    Director

    • Tenure: 17.3yrs
    • Compensation: US$200.00k
  • M. Strandjord (73yo)

    Director

    • Tenure: 18.5yrs
    • Compensation: US$220.00k
  • Paul Althasen (54yo)

    Director

    • Tenure: 16.3yrs
    • Compensation: US$200.00k
  • Mark Callegari (63yo)

    Director

    • Tenure: 5yrs
    • Compensation: US$200.00k

Company Information

Euronet Worldwide, Inc.'s company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Euronet Worldwide, Inc.
  • Ticker: EEFT
  • Exchange: NasdaqGS
  • Founded: 1994
  • Industry: Data Processing and Outsourced Services
  • Sector: Software
  • Market Cap: US$7.947b
  • Shares outstanding: 54.49m
  • Website: https://www.euronetworldwide.com

Number of Employees


Location

  • Euronet Worldwide, Inc.
  • 3500 College Boulevard
  • Leawood
  • Kansas
  • 66211
  • United States

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
EEFTNasdaqGS (Nasdaq Global Select)YesCommon StockUSUSDMar 1997
EEFDB (Deutsche Boerse AG)YesCommon StockDEEURMar 1997

Biography

Euronet Worldwide, Inc. provides payment and transaction processing and distribution solutions to financial institutions, retailers, service providers, and individual consumers worldwide. The company’s Ele ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/09/22 23:33
End of Day Share Price2019/09/20 00:00
Earnings2019/06/30
Annual Earnings2018/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.