EEFT Stock Overview
Euronet Worldwide, Inc. provides payment and transaction processing and distribution solutions to financial institutions, agents, retailers, merchants, content providers, and individual consumers worldwide.
Euronet Worldwide Competitors
Price History & Performance
|Historical stock prices|
|Current Share Price||US$98.89|
|52 Week High||US$149.92|
|52 Week Low||US$96.30|
|1 Month Change||-17.91%|
|3 Month Change||-24.70%|
|1 Year Change||-29.02%|
|3 Year Change||-41.18%|
|5 Year Change||13.35%|
|Change since IPO||559.27%|
Recent News & Updates
Is Euronet Worldwide (NASDAQ:EEFT) Using Too Much Debt?
The external fund manager backed by Berkshire Hathaway's Charlie Munger, Li Lu, makes no bones about it when he says...
Why Euronet Worldwide, Inc. (NASDAQ:EEFT) Could Be Worth Watching
While Euronet Worldwide, Inc. ( NASDAQ:EEFT ) might not be the most widely known stock at the moment, it saw a...
Euronet Worldwide (NASDAQ:EEFT) May Have Issues Allocating Its Capital
To find a multi-bagger stock, what are the underlying trends we should look for in a business? Firstly, we'd want to...
|EEFT||US IT||US Market|
Return vs Industry: EEFT exceeded the US IT industry which returned -35.2% over the past year.
Return vs Market: EEFT underperformed the US Market which returned -21.2% over the past year.
|EEFT Average Weekly Movement||6.5%|
|IT Industry Average Movement||9.9%|
|Market Average Movement||8.1%|
|10% most volatile stocks in US Market||16.9%|
|10% least volatile stocks in US Market||3.3%|
Stable Share Price: EEFT is not significantly more volatile than the rest of US stocks over the past 3 months, typically moving +/- 7% a week.
Volatility Over Time: EEFT's weekly volatility (7%) has been stable over the past year.
About the Company
Euronet Worldwide, Inc. provides payment and transaction processing and distribution solutions to financial institutions, agents, retailers, merchants, content providers, and individual consumers worldwide. The company’s Electronic Fund Transfer Processing segment provides electronic payment solutions, including automated teller machine (ATM) cash withdrawal and deposit services, ATM network participation, outsourced ATM and point-of-sale (POS) management solutions, credit and debit card outsourcing, card issuing, and merchant acquiring services. It also offers ATM and POS currency conversion, ATM surcharge, advertising, customer relationship management, mobile top-up, bill payment, fraud management, foreign remittance and cardless payout, banknote recycling, and tax-refund services; and integrated electronic financial transaction software solutions, as well as delivers non-cash products.
Euronet Worldwide Fundamentals Summary
|EEFT fundamental statistics|
Is EEFT overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|EEFT income statement (TTM)|
|Cost of Revenue||US$1.92b|
Last Reported Earnings
Mar 31, 2022
Next Earnings Date
|Earnings per share (EPS)||1.73|
|Net Profit Margin||2.86%|
How did EEFT perform over the long term?See historical performance and comparison
Is EEFT undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score 2/6
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Below Fair Value
Significantly Below Fair Value
Key Valuation Metric
Which metric is best to use when looking at relative valuation for EEFT?
Other financial metrics that can be useful for relative valuation.
|What is EEFT's n/a Ratio?|
Price to Earnings Ratio vs Peers
How does EEFT's PE Ratio compare to its peers?
|EEFT PE Ratio vs Peers|
|Company||PE||Estimated Growth||Market Cap|
EXLS ExlService Holdings
TIXT TELUS International (Cda)
WNS WNS (Holdings)
EEFT Euronet Worldwide
Price-To-Earnings vs Peers: EEFT is expensive based on its Price-To-Earnings Ratio (57x) compared to the peer average (47.3x).
Price to Earnings Ratio vs Industry
How does EEFT's PE Ratio compare vs other companies in the US IT Industry?
Price-To-Earnings vs Industry: EEFT is expensive based on its Price-To-Earnings Ratio (57x) compared to the US IT industry average (28.3x)
Price to Earnings Ratio vs Fair Ratio
What is EEFT's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
|Current PE Ratio||57x|
|Fair PE Ratio||44.2x|
Price-To-Earnings vs Fair Ratio: EEFT is expensive based on its Price-To-Earnings Ratio (57x) compared to the estimated Fair Price-To-Earnings Ratio (44.2x).
Share Price vs Fair Value
What is the Fair Price of EEFT when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: EEFT ($98.89) is trading below our estimate of fair value ($312.09)
Significantly Below Fair Value: EEFT is trading below fair value by more than 20%.
Price to Earnings Growth Ratio
PEG Ratio: EEFT is poor value based on its PEG Ratio (1.3x)
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How is Euronet Worldwide forecast to perform in the next 1 to 3 years based on estimates from 10 analysts?
Future Growth Score5/6
Future Growth Score 5/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: EEFT's forecast earnings growth (42.7% per year) is above the savings rate (1.9%).
Earnings vs Market: EEFT's earnings (42.7% per year) are forecast to grow faster than the US market (13.6% per year).
High Growth Earnings: EEFT's earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: EEFT's revenue (13.2% per year) is forecast to grow faster than the US market (8.2% per year).
High Growth Revenue: EEFT's revenue (13.2% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: EEFT's Return on Equity is forecast to be high in 3 years time (27.3%)
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How has Euronet Worldwide performed over the past 5 years?
Past Performance Score2/6
Past Performance Score 2/6
Growing Profit Margin
Earnings vs Industry
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: EEFT has high quality earnings.
Growing Profit Margin: EEFT became profitable in the past.
Past Earnings Growth Analysis
Earnings Trend: EEFT's earnings have declined by 15.5% per year over the past 5 years.
Accelerating Growth: EEFT has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.
Earnings vs Industry: EEFT has become profitable in the last year, making it difficult to compare its past year earnings growth to the IT industry (21%).
Return on Equity
High ROE: EEFT's Return on Equity (7.7%) is considered low.
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How is Euronet Worldwide's financial position?
Financial Health Score5/6
Financial Health Score 5/6
Short Term Liabilities
Long Term Liabilities
Financial Position Analysis
Short Term Liabilities: EEFT's short term assets ($3.1B) exceed its short term liabilities ($1.8B).
Long Term Liabilities: EEFT's short term assets ($3.1B) exceed its long term liabilities ($2.0B).
Debt to Equity History and Analysis
Debt Level: EEFT's net debt to equity ratio (11.5%) is considered satisfactory.
Reducing Debt: EEFT's debt to equity ratio has increased from 62.3% to 154.1% over the past 5 years.
Debt Coverage: EEFT's debt is well covered by operating cash flow (23.5%).
Interest Coverage: EEFT's interest payments on its debt are well covered by EBIT (6.1x coverage).
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What is Euronet Worldwide current dividend yield, its reliability and sustainability?
Dividend Score 0/6
Cash Flow Coverage
Dividend Yield vs Market
Notable Dividend: Unable to evaluate EEFT's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate EEFT's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if EEFT's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if EEFT's dividend payments have been increasing.
Earnings Payout to Shareholders
Earnings Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Cash Payout to Shareholders
Cash Flow Coverage: Unable to calculate sustainability of dividends as EEFT has not reported any payouts.
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How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Mike Brown (65 yo)
Mr. Michael J. Brown, also known as Mike, M.Sc., co-founded Euronet Worldwide, Inc. in 1994 and has been its Chief Executive Officer since July 1994 and President since December 10, 2014. Mr. Brown served...
CEO Compensation Analysis
Compensation vs Market: Mike's total compensation ($USD11.68M) is above average for companies of similar size in the US market ($USD8.35M).
Compensation vs Earnings: Mike's compensation has been consistent with company performance over the past year.
Experienced Management: EEFT's management team is seasoned and experienced (10 years average tenure).
Experienced Board: EEFT's board of directors are seasoned and experienced ( 19.7 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: EEFT insiders have only sold shares in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Euronet Worldwide, Inc.'s employee growth, exchange listings and data sources
- Name: Euronet Worldwide, Inc.
- Ticker: EEFT
- Exchange: NasdaqGS
- Founded: 1994
- Industry: Data Processing and Outsourced Services
- Sector: Software
- Implied Market Cap: US$4.999b
- Shares outstanding: 50.55m
- Website: https://www.euronetworldwide.com
Number of Employees
- Euronet Worldwide, Inc.
- 11400 Tomahawk Creek Parkway
- Suite 300
- United States
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2022/07/04 00:00|
|End of Day Share Price||2022/07/01 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.