NYSE:JILL

Stock Analysis Report

Executive Summary

J.Jill, Inc. operates as an omnichannel retailer for women’s apparel under the J.Jill brand name in the United States.

Rewards

Earnings are forecast to grow 96.41% per year

Risk Analysis

Interest payments are not well covered by earnings

Highly volatile share price over past 3 months

Shareholders have been diluted in the past year

Does not have a meaningful market cap ($55M)



Snowflake Analysis

Moderate growth potential and overvalued.

Share Price & News

How has J.Jill's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: JILL's share price has been volatile over the past 3 months.


Market Performance


7 Day Return

-1.5%

JILL

-1.6%

US Specialty Retail

-1.3%

US Market


1 Year Return

-79.5%

JILL

20.2%

US Specialty Retail

22.0%

US Market

Return vs Industry: JILL underperformed the US Specialty Retail industry which returned 23.7% over the past year.

Return vs Market: JILL underperformed the US Market which returned 24.7% over the past year.


Shareholder returns

JILLIndustryMarket
7 Day-1.5%-1.6%-1.3%
30 Day18.2%-0.7%1.6%
90 Day-27.8%4.4%8.9%
1 Year-75.6%-79.5%22.2%20.2%24.7%22.0%
3 Yearn/a45.2%37.8%49.4%39.7%
5 Yearn/a50.1%37.3%78.1%58.5%

Price Volatility Vs. Market

How volatile is J.Jill's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is J.Jill undervalued compared to its fair value and its price relative to the market?

0.75x

Price to Book (PB) ratio


Share Price vs. Fair Value

Below Fair Value: JILL ($1.26) is trading above our estimate of fair value ($0.24)

Significantly Below Fair Value: JILL is trading above our estimate of fair value.


Price To Earnings Ratio

PE vs Industry: JILL is unprofitable, so we can't compare its PE Ratio to the Specialty Retail industry average.

PE vs Market: JILL is unprofitable, so we can't compare its PE Ratio to the US market.


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate JILL's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: JILL is good value based on its PB Ratio (0.7x) compared to the US Specialty Retail industry average (1.5x).


Next Steps

Future Growth

How is J.Jill forecast to perform in the next 1 to 3 years based on estimates from 3 analysts?

96.3%

Forecasted annual earnings growth


Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: JILL is forecast to become profitable over the next 3 years, which is considered faster growth than the savings rate (1.7%).

Earnings vs Market: JILL is forecast to become profitable over the next 3 years, which is considered above average market growth.

High Growth Earnings: JILL's is expected to become profitable in the next 3 years.

Revenue vs Market: JILL's revenue (1.7% per year) is forecast to grow slower than the US market (7.5% per year).

High Growth Revenue: JILL's revenue (1.7% per year) is forecast to grow slower than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: JILL's Return on Equity is forecast to be low in 3 years time (3.8%).


Next Steps

Past Performance

How has J.Jill performed over the past 5 years?

-19.4%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: JILL is currently unprofitable.

Growing Profit Margin: JILL is currently unprofitable.


Past Earnings Growth Analysis

Earnings Trend: JILL is unprofitable, and losses have increased over the past 5 years at a rate of -19.4% per year.

Accelerating Growth: Unable to compare JILL's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: JILL is unprofitable, making it difficult to compare its past year earnings growth to the Specialty Retail industry (4.5%).


Return on Equity

High ROE: JILL has a negative Return on Equity (-115.53%), as it is currently unprofitable.


Return on Assets


Return on Capital Employed


Next Steps

Financial Health

How is J.Jill's financial position?


Financial Position Analysis

Short Term Liabilities: JILL's short term assets ($132.5M) exceed its short term liabilities ($129.8M).

Long Term Liabilities: JILL's short term assets ($132.5M) do not cover its long term liabilities ($488.7M).


Debt to Equity History and Analysis

Debt Level: JILL's debt to equity ratio (314.5%) is considered high.

Reducing Debt: Insufficient data to determine if JILL's debt to equity ratio has reduced over the past 5 years.

Debt Coverage: JILL's debt is not well covered by operating cash flow (14.7%).

Interest Coverage: JILL is unprofitable, therefore interest payments are not well covered by earnings.


Balance Sheet

Inventory Level: JILL has a high level of physical assets or inventory.

Debt Coverage by Assets: JILL's debt is not covered by short term assets (assets are 0.6x debt).


Next Steps

Dividend

What is J.Jill's current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

companyn/amarketbottom25%1.4%markettop25%3.7%industryaverage1.9%forecastin3Years0%

Current dividend yield vs market & industry

Notable Dividend: Unable to evaluate JILL's dividend yield against the bottom 25% of dividend payers, as the company has not reported any payouts.

High Dividend: Unable to evaluate JILL's dividend yield against the top 25% of dividend payers, as the company has not reported any payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if JILL's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if JILL's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of JILL's dividend in 3 years as they are not forecast to pay a notable one for the US market.


Next Steps

Management

What is the CEO of J.Jill's salary, the management and board of directors tenure and is there insider trading?

0.8yrs

Average management tenure


CEO

Jim Scully (54yo)

0.08yrs

Tenure

US$155,500

Compensation

Mr. James S. Scully, also known as Jim, has been an Interim Chief Executive Officer of J.Jill, Inc. since December 5, 2019. He served as the Chief Operating Officer of Avon Products, Inc. from January 1, 2 ...


Management Age and Tenure

0.8yrs

Average Tenure

47yo

Average Age

Experienced Management: JILL's management team is not considered experienced ( 0.8 years average tenure), which suggests a new team.


Board Age and Tenure

2.9yrs

Average Tenure

54.5yo

Average Age

Experienced Board: JILL's board of directors are not considered experienced ( 2.9 years average tenure), which suggests a new board.


Insider Trading

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Recent Insider Transactions

BuyUS$58,10305 Jul 19
TowerBrook Capital Partners L.P.
EntityCompany
Shares29,105
Max PriceUS$2.00
BuyUS$113,20602 Jul 19
TowerBrook Capital Partners L.P.
EntityCompany
Shares56,979
Max PriceUS$1.99
BuyUS$249,78128 Jun 19
TowerBrook Capital Partners L.P.
EntityCompany
Shares140,007
Max PriceUS$1.90
BuyUS$42,37726 Jun 19
Brian Beitler
EntityIndividual
Role
Head of Marketing
Executive VP
Shares25,000
Max PriceUS$1.70
BuyUS$237,50726 Jun 19
TowerBrook Capital Partners L.P.
EntityCompany
Shares142,065
Max PriceUS$1.68
BuyUS$188,86524 Jun 19
TowerBrook Capital Partners L.P.
EntityCompany
Shares114,451
Max PriceUS$1.67
BuyUS$106,89721 Jun 19
Michael Rahamim
EntityIndividual
Role
Chairman of the Board
Chairman of the Board
Shares68,966
Max PriceUS$1.55
BuyUS$98,84221 Jun 19
TowerBrook Capital Partners L.P.
EntityCompany
Shares62,507
Max PriceUS$1.58
BuyUS$199,36620 Jun 19
TowerBrook Capital Partners L.P.
EntityCompany
Shares120,784
Max PriceUS$1.65
BuyUS$99,40419 Jun 19
Linda Heasley
EntityIndividual
Shares60,245
Max PriceUS$1.65
BuyUS$289,68119 Jun 19
TowerBrook Capital Partners L.P.
EntityCompany
Shares170,682
Max PriceUS$1.70
BuyUS$228,71818 Jun 19
James Scully
EntityIndividual
Role
Chief Executive Officer
Director & Interim Chief Executive Officer
Shares136,403
Max PriceUS$1.72
BuyUS$46,65414 Jun 19
Marka Hansen
EntityIndividual
Role
Member of the Board of Directors
Independent Director
Shares28,622
Max PriceUS$1.63
BuyUS$45,35012 Jun 19
Michael Eck
EntityIndividual
Role
Member of the Board of Directors
Independent Director
Shares30,000
Max PriceUS$1.53
BuyUS$53,56011 Jun 19
Michael Rahamim
EntityIndividual
Role
Chairman of the Board
Chairman of the Board
Shares37,325
Max PriceUS$1.45
BuyUS$25,06911 Jun 19
P. Kelly Mooney
EntityIndividual
Role
Member of the Board of Directors
Independent Director
Shares16,850
Max PriceUS$1.50
SellUS$1,173,87711 Mar 19
David Biese
EntityIndividual
Shares171,429
Max PriceUS$6.85

Ownership Breakdown

Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 2.4%.


Management Team

  • Jim Scully (54yo)

    Director & Interim Chief Executive Officer

    • Tenure: 0.08yrs
    • Compensation: US$155.50k
  • Brian Beitler (45yo)

    Executive VP

    • Tenure: 1.3yrs
    • Compensation: US$878.94k
  • Shelley Liebsch

    Senior VP & Chief Merchandising Officer

    • Tenure: 1.3yrs
  • Elliot Staples

    Senior Vice President of Design

    • Tenure: 0.9yrs
  • Mark Webb (47yo)

    Executive VP & CFO

    • Tenure: 0.7yrs
  • Deanna Steele

    Executive VP & Chief Information & Digital Officer

    • Tenure: 0.5yrs

Board Members

  • Andrew Rolfe (52yo)

    Director

    • Tenure: 2.9yrs
  • Travis Nelson (48yo)

    Independent Director

    • Tenure: 2.9yrs
    • Compensation: US$141.00k
  • Marka Hansen (66yo)

    Independent Director

    • Tenure: 2.9yrs
    • Compensation: US$158.40k
  • Michael Recht (39yo)

    Director

    • Tenure: 2.9yrs
  • Jim Scully (54yo)

    Director & Interim Chief Executive Officer

    • Tenure: 0.08yrs
    • Compensation: US$155.50k
  • Mike Eck (56yo)

    Independent Director

    • Tenure: 2.9yrs
    • Compensation: US$168.00k
  • P. Kelly Mooney (55yo)

    Independent Director

    • Tenure: 0.8yrs
  • Michael Rahamim (66yo)

    Chairman of the Board

    • Tenure: 2.9yrs
    • Compensation: US$187.64k

Company Information

J.Jill, Inc.'s company bio, employee growth, exchange listings and data sources


Key Information

  • Name: J.Jill, Inc.
  • Ticker: JILL
  • Exchange: NYSE
  • Founded: 1959
  • Industry: Apparel Retail
  • Sector: Retail
  • Market Cap: US$57.245m
  • Shares outstanding: 44.03m
  • Website: https://www.jjill.com

Number of Employees


Location

  • J.Jill, Inc.
  • 4 Batterymarch Park
  • Quincy
  • Massachusetts
  • 2169
  • United States

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
JILLNYSE (New York Stock Exchange)YesCommon SharesUSUSDMar 2017
1MJDB (Deutsche Boerse AG)YesCommon SharesDEEURMar 2017

Biography

J.Jill, Inc. operates as an omnichannel retailer for women’s apparel under the J.Jill brand name in the United States. The company offers knit and woven tops, bottoms, and dresses, as well as sweaters and outerwear; and complementary footwear and accessories, including scarves, jewelry, and hosiery. Its targeted customers are 45 years and older. The company markets its products through retail stores, Website, and catalogs. As of November 7, 2019, it operated 280 stores. J.Jill, Inc. was founded in 1959 and is headquartered in Quincy, Massachusetts. 


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/01/26 01:20
End of Day Share Price2020/01/24 00:00
Earnings2019/11/02
Annual Earnings2019/02/02


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.