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CONN

Conn'sNasdaqGS:CONN Stock Report

Last Price

US$22.84

Market Cap

US$660.3m

7D

-0.1%

1Y

66.8%

Updated

21 Jan, 2022

Data

Company Financials +
CONN fundamental analysis
Snowflake Score
Valuation4/6
Future Growth0/6
Past Performance3/6
Financial Health4/6
Dividends0/6

CONN Stock Overview

Conn's, Inc. operates as a specialty retailer of durable consumer goods and related services in the United States.

Conn's Competitors

Rent-A-Center

NasdaqGS:RCII

US$2.8b

hhgregg

OTCPK:HGGG.Q

US$55.6k

Amazon.com

NasdaqGS:AMZN

US$1.5t

Costco Wholesale

NasdaqGS:COST

US$214.1b

Price History & Performance

Summary of all time highs, changes and price drops for Conn's
Historical stock prices
Current Share PriceUS$22.84
52 Week HighUS$31.48
52 Week LowUS$13.05
Beta2.5
1 Month Change13.97%
3 Month Change-5.27%
1 Year Change66.84%
3 Year Change20.15%
5 Year Change123.92%
Change since IPO51.86%

Recent News & Updates

Jan 21
Calculating The Fair Value Of Conn's, Inc. (NASDAQ:CONN)

Calculating The Fair Value Of Conn's, Inc. (NASDAQ:CONN)

Does the January share price for Conn's, Inc. ( NASDAQ:CONN ) reflect what it's really worth? Today, we will estimate...

Shareholder Returns

CONNUS Specialty RetailUS Market
7D-0.1%-7.5%-4.0%
1Y66.8%-6.0%6.6%

Return vs Industry: CONN exceeded the US Specialty Retail industry which returned -2.6% over the past year.

Return vs Market: CONN exceeded the US Market which returned 7.7% over the past year.

Price Volatility

Is CONN's price volatile compared to industry and market?
CONN volatility
CONN Average Weekly Movement9.7%
Specialty Retail Industry Average Movement7.4%
Market Average Movement6.6%
10% most volatile stocks in US Market15.7%
10% least volatile stocks in US Market2.4%

Stable Share Price: CONN is not significantly more volatile than the rest of US stocks over the past 3 months, typically moving +/- 10% a week.

Volatility Over Time: CONN's weekly volatility (10%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
18904,180Chandra Holthttps://www.conns.com

Conn's, Inc. operates as a specialty retailer of durable consumer goods and related services in the United States. It operates through two segments, Retail and Credit. The company’s stores offer furniture and mattress, including furniture and related accessories for the living room, dining room, and bedroom, as well as traditional and specialty mattresses; and home appliances, such as refrigerators, freezers, washers, dryers, dishwashers, and ranges.

Conn's Fundamentals Summary

How do Conn's's earnings and revenue compare to its market cap?
CONN fundamental statistics
Market CapUS$660.29m
Earnings (TTM)US$125.77m
Revenue (TTM)US$1.56b

5.4x

P/E Ratio

0.4x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
CONN income statement (TTM)
RevenueUS$1.56b
Cost of RevenueUS$796.52m
Gross ProfitUS$541.00m
ExpensesUS$415.24m
EarningsUS$125.77m

Last Reported Earnings

Oct 31, 2021

Next Earnings Date

n/a

Earnings per share (EPS)4.26
Gross Margin34.78%
Net Profit Margin8.09%
Debt/Equity Ratio68.4%

How did CONN perform over the long term?

See historical performance and comparison

Valuation

Is Conn's undervalued compared to its fair value and its price relative to the market?

18.1%

Undervalued compared to fair value


Share Price vs. Fair Value

Below Fair Value: CONN ($22.37) is trading below our estimate of fair value ($27.74)

Significantly Below Fair Value: CONN is trading below fair value, but not by a significant amount.


Price To Earnings Ratio

PE vs Industry: CONN is good value based on its PE Ratio (5.3x) compared to the US Specialty Retail industry average (8.3x).

PE vs Market: CONN is good value based on its PE Ratio (5.3x) compared to the US market (16.9x).


Price to Earnings Growth Ratio

PEG Ratio: CONN's earnings are forecast to decline next year, so we can't calculate its PEG ratio.


Price to Book Ratio

PB vs Industry: CONN is good value based on its PB Ratio (1x) compared to the US Specialty Retail industry average (2.7x).


Future Growth

How is Conn's forecast to perform in the next 1 to 3 years based on estimates from 4 analysts?

-25.5%

Forecasted annual earnings growth


Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: CONN's earnings are forecast to decline over the next 3 years (-24.1% per year).

Earnings vs Market: CONN's earnings are forecast to decline over the next 3 years (-24.1% per year).

High Growth Earnings: CONN's earnings are forecast to decline over the next 3 years.

Revenue vs Market: CONN's revenue (9.2% per year) is forecast to grow slower than the US market (9.3% per year).

High Growth Revenue: CONN's revenue (9.2% per year) is forecast to grow slower than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: CONN's Return on Equity is forecast to be low in 3 years time (9.9%).


Past Performance

How has Conn's performed over the past 5 years?

38.3%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: CONN has high quality earnings.

Growing Profit Margin: CONN became profitable in the past.


Past Earnings Growth Analysis

Earnings Trend: CONN has become profitable over the past 5 years, growing earnings by 38.3% per year.

Accelerating Growth: CONN has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.

Earnings vs Industry: CONN has become profitable in the last year, making it difficult to compare its past year earnings growth to the Specialty Retail industry (151.5%).


Return on Equity

High ROE: CONN's Return on Equity (19%) is considered low.


Financial Health

How is Conn's's financial position?


Financial Position Analysis

Short Term Liabilities: CONN's short term assets ($853.4M) exceed its short term liabilities ($286.9M).

Long Term Liabilities: CONN's short term assets ($853.4M) exceed its long term liabilities ($836.2M).


Debt to Equity History and Analysis

Debt Level: CONN's net debt to equity ratio (66.8%) is considered high.

Reducing Debt: CONN's debt to equity ratio has reduced from 243.2% to 68.4% over the past 5 years.

Debt Coverage: CONN's debt is well covered by operating cash flow (53.8%).

Interest Coverage: Insufficient data to determine if CONN's interest payments on its debt are well covered by EBIT.


Balance Sheet


Dividend

What is Conn's current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate CONN's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate CONN's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if CONN's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if CONN's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of CONN's dividend in 3 years as they are not forecast to pay a notable one for the US market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

2.6yrs

Average management tenure


CEO

Chandra Holt

0.42

Tenure

Ms. Chandra Holt serves as Chief Executive Officer, President and Director at Conn's, Inc. since August 9, 2021. She served as an Executive Vice President of eCommerce, Walmart U.S. since 2021. She served...


Leadership Team

Experienced Management: CONN's management team is considered experienced (2.6 years average tenure).


Board Members

Experienced Board: CONN's board of directors are considered experienced (6.3 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: CONN insiders have only sold shares in the past 3 months.


Recent Insider Transactions

Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Conn's, Inc.'s employee growth, exchange listings and data sources


Key Information

  • Name: Conn's, Inc.
  • Ticker: CONN
  • Exchange: NasdaqGS
  • Founded: 1890
  • Industry: Computer and Electronics Retail
  • Sector: Retail
  • Implied Market Cap: US$660.286m
  • Shares outstanding: 29.52m
  • Website: https://www.conns.com

Number of Employees


Location

  • Conn's, Inc.
  • 2445 Technology Forest Boulevard
  • Suite 800
  • The Woodlands
  • Texas
  • 77381
  • United States

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2022/01/21 23:06
End of Day Share Price2022/01/21 00:00
Earnings2021/10/31
Annual Earnings2021/01/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.