NasdaqGS:ASPS

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Altisource Portfolio Solutions

Executive Summary

Altisource Portfolio Solutions S.A. operates as an integrated service provider and marketplace for the real estate and mortgage industries in the United States and internationally. More Details

Risk Analysis

Debt is not well covered by operating cash flow



Snowflake Analysis

Weak fundamentals or lack of information.


Similar Companies

Share Price & News

How has Altisource Portfolio Solutions's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: ASPS is not significantly more volatile than the rest of US stocks over the past 3 months, typically moving +/- 9% a week.

Volatility Over Time: ASPS's weekly volatility (9%) has been stable over the past year.


Market Performance


7 Day Return

-2.8%

ASPS

1.1%

US Real Estate

0.7%

US Market


1 Year Return

-28.2%

ASPS

-3.3%

US Real Estate

22.2%

US Market

Return vs Industry: ASPS underperformed the US Real Estate industry which returned -2.5% over the past year.

Return vs Market: ASPS underperformed the US Market which returned 22.7% over the past year.


Shareholder returns

ASPSIndustryMarket
7 Day-2.8%1.1%0.7%
30 Day17.7%1.4%11.8%
90 Day24.3%29.3%8.6%
1 Year-28.2%-28.2%-0.8%-3.3%25.0%22.2%
3 Year-50.3%-50.3%2.9%-4.3%49.4%39.5%
5 Year-45.6%-45.6%7.2%-4.5%100.2%78.1%

Long-Term Price Volatility Vs. Market

How volatile is Altisource Portfolio Solutions's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is Altisource Portfolio Solutions undervalued compared to its fair value and its price relative to the market?


Share Price vs. Fair Value

Below Fair Value: ASPS ($13.18) is trading above our estimate of fair value ($12.48)

Significantly Below Fair Value: ASPS is trading above our estimate of fair value.


Price To Earnings Ratio

PE vs Industry: ASPS is unprofitable, so we can't compare its PE Ratio to the US Real Estate industry average.

PE vs Market: ASPS is unprofitable, so we can't compare its PE Ratio to the US market.


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate ASPS's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: ASPS has negative assets, so we can't compare its PB Ratio to the US Real Estate industry average.


Next Steps

Future Growth

How is Altisource Portfolio Solutions forecast to perform in the next 1 to 3 years based on estimates from 2 analysts?

116.3%

Forecasted annual earnings growth


Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: ASPS is forecast to remain unprofitable over the next 3 years.

Earnings vs Market: ASPS is forecast to remain unprofitable over the next 3 years.

High Growth Earnings: ASPS is forecast to remain unprofitable over the next 3 years.

Revenue vs Market: ASPS's revenue is expected to decline over the next 3 years (-31.9% per year).

High Growth Revenue: ASPS's revenue is forecast to decline over the next 3 years (-31.9% per year).


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: Insufficient data to determine if ASPS's Return on Equity is forecast to be high in 3 years time


Next Steps

Past Performance

How has Altisource Portfolio Solutions performed over the past 5 years?

-50.9%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: ASPS is currently unprofitable.

Growing Profit Margin: ASPS is currently unprofitable.


Past Earnings Growth Analysis

Earnings Trend: ASPS is unprofitable, and losses have increased over the past 5 years at a rate of 50.9% per year.

Accelerating Growth: Unable to compare ASPS's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: ASPS is unprofitable, making it difficult to compare its past year earnings growth to the Real Estate industry (-2.3%).


Return on Equity

High ROE: ASPS's liabilities exceed its assets, so it is difficult to calculate its Return on Equity.


Next Steps

Financial Health

How is Altisource Portfolio Solutions's financial position?


Financial Position Analysis

Short Term Liabilities: ASPS has negative shareholder equity, which is a more serious situation than short term assets not covering short term liabilities.

Long Term Liabilities: ASPS has negative shareholder equity, which is a more serious situation than short term assets not covering long term liabilities.


Debt to Equity History and Analysis

Debt Level: ASPS has negative shareholder equity, which is a more serious situation than a high debt level.

Reducing Debt: ASPS's has negative shareholder equity, so we do not need to check if its debt has reduced over time.

Debt Coverage: ASPS's debt is not well covered by operating cash flow (3.6%).

Interest Coverage: Insufficient data to determine if ASPS's interest payments on its debt are well covered by EBIT.


Balance Sheet


Next Steps

Dividend

What is Altisource Portfolio Solutions's current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate ASPS's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate ASPS's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if ASPS's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if ASPS's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of ASPS's dividend in 3 years as they are not forecast to pay a notable one for the US market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

3.5yrs

Average management tenure


CEO

William Shepro (50 yo)

11.42yrs

Tenure

US$5,761,462

Compensation

Mr. William B. Shepro, also known as Bill, J.D. serves as Chairman at Altisource Portfolio Solutions S.A. since July 2019. Mr. Shepro has been the Chief Executive Officer of Altisource Portfolio Solutions ...


CEO Compensation Analysis

Compensation vs Market: William's total compensation ($USD5.76M) is above average for companies of similar size in the US market ($USD1.14M).

Compensation vs Earnings: William's compensation has been consistent with company performance over the past year.


Leadership Team

NamePositionTenureCompensationOwnership
William Shepro
Chairman of the Board & CEO11.42yrsUS$5.76m3.12%
$ 6.4m
Michelle Esterman
Chief Financial Officer2.33yrsUS$1.55m0.13%
$ 269.0k
Marcello Mastioni
Chief Operating Officer1.75yrsUS$1.39m0.25%
$ 512.7k
Gregory Ritts
Chief Legal & Compliance Officer and Corporate Secretary2.83yrsUS$1.51m0.13%
$ 271.2k
Israel Meir
President of Technology3.67yrsno datano data
Lisen Syp
Director of Communicationsno datano datano data
Elizabeth Murphy
VP & Global Marketing Lead4.17yrsno datano data
John Vella
Chief Revenue Officer5.92yrsno datano data
Kirk Willison
Senior Vice President of Government & Industry Relations5.33yrsno datano data
Justin Vedder
Senior Vice President of Enterprise Salesno datano datano data
Phillip Huff
VP & Head of Valuations3.25yrsno datano data
Patrick McClain
Senior Vice President of Hubzu Auction Services2.67yrsno datano data

3.5yrs

Average Tenure

50.5yo

Average Age

Experienced Management: ASPS's management team is considered experienced (3.5 years average tenure).


Board Members

NamePositionTenureCompensationOwnership
William Shepro
Chairman of the Board & CEO11.42yrsUS$5.76m3.12%
$ 6.4m
Roland Müller-Ineichen
Lead Independent Director0.25yrUS$193.30k0.25%
$ 514.0k
Scott Burg
Independent Director2.25yrsUS$144.72k0.054%
$ 112.1k
Joseph Morettini
Independent Director3.58yrsUS$188.33k0.10%
$ 207.8k

1.8yrs

Average Tenure

54.5yo

Average Age

Experienced Board: ASPS's board of directors are not considered experienced ( 1.8 years average tenure), which suggests a new board.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Recent Insider Transactions

Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Altisource Portfolio Solutions S.A.'s company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Altisource Portfolio Solutions S.A.
  • Ticker: ASPS
  • Exchange: NasdaqGS
  • Founded: 1999
  • Industry: Real Estate Services
  • Sector: Real Estate
  • Market Cap: US$206.263m
  • Shares outstanding: 15.65m
  • Website: https://www.altisource.com

Number of Employees


Location

  • Altisource Portfolio Solutions S.A.
  • 40, avenue Monterey
  • Luxembourg City
  • 2163
  • Luxembourg

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
ASPSNasdaqGS (Nasdaq Global Select)YesCommon StockUSUSDJul 2009

Biography

Altisource Portfolio Solutions S.A. operates as an integrated service provider and marketplace for the real estate and mortgage industries in the United States and internationally. It provides property pre...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/12/03 00:26
End of Day Share Price2020/12/02 00:00
Earnings2020/09/30
Annual Earnings2019/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.