| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 2/6 |
| Past Performance | 0/6 |
| Financial Health | 6/6 |
| Dividends | 0/6 |
EVER Stock Overview
EverQuote, Inc. operates an online marketplace for insurance shopping in the United States.
EverQuote Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$13.02 |
| 52 Week High | US$42.17 |
| 52 Week Low | US$11.73 |
| Beta | 1.12 |
| 1 Month Change | -15.56% |
| 3 Month Change | -15.62% |
| 1 Year Change | -68.32% |
| 3 Year Change | 75.00% |
| 5 Year Change | n/a |
| Change since IPO | -27.75% |
Recent News & Updates
Shareholder Returns
| EVER | US Interactive Media and Services | US Market | |
|---|---|---|---|
| 7D | 0.8% | -3.3% | -3.1% |
| 1Y | -68.3% | -5.2% | -3.2% |
Return vs Industry: EVER underperformed the US Interactive Media and Services industry which returned -5.2% over the past year.
Return vs Market: EVER underperformed the US Market which returned -3.2% over the past year.
Price Volatility
| EVER volatility | |
|---|---|
| EVER Average Weekly Movement | 9.6% |
| Interactive Media and Services Industry Average Movement | 10.2% |
| Market Average Movement | 7.1% |
| 10% most volatile stocks in US Market | 15.5% |
| 10% least volatile stocks in US Market | 2.4% |
Stable Share Price: EVER is not significantly more volatile than the rest of US stocks over the past 3 months, typically moving +/- 10% a week.
Volatility Over Time: EVER's weekly volatility (10%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2008 | 673 | Jayme Mendal | https://www.everquote.com |
EverQuote, Inc. operates an online marketplace for insurance shopping in the United States. The company’s online marketplace offers consumers shopping for auto, home and renters, life, and health insurance. It serves carriers and agents, as well as indirect distributors.
EverQuote Fundamentals Summary
| EVER fundamental statistics | |
|---|---|
| Market Cap | US$390.78m |
| Earnings (TTM) | -US$19.43m |
| Revenue (TTM) | US$418.52m |
0.9x
P/S Ratio-20.1x
P/E RatioIs EVER overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| EVER income statement (TTM) | |
|---|---|
| Revenue | US$418.52m |
| Cost of Revenue | US$23.95m |
| Gross Profit | US$394.57m |
| Other Expenses | US$414.00m |
| Earnings | -US$19.43m |
Last Reported Earnings
Dec 31, 2021
Next Earnings Date
n/a
| Earnings per share (EPS) | -0.65 |
| Gross Margin | 94.28% |
| Net Profit Margin | -4.64% |
| Debt/Equity Ratio | 0% |
How did EVER perform over the long term?
See historical performance and comparisonValuation
Is EverQuote undervalued compared to its fair value and its price relative to the market?
Valuation Score
2/6Valuation Score 2/6
Below Fair Value
Significantly Below Fair Value
PE vs Industry
PE vs Market
PEG Ratio
PB vs Industry
36.6%
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: EVER ($13.02) is trading below our estimate of fair value ($20.55)
Significantly Below Fair Value: EVER is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: EVER is unprofitable, so we can't compare its PE Ratio to the US Interactive Media and Services industry average.
PE vs Market: EVER is unprofitable, so we can't compare its PE Ratio to the US market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate EVER's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: EVER is overvalued based on its PB Ratio (4.6x) compared to the US Interactive Media and Services industry average (2.3x).
Future Growth
How is EverQuote forecast to perform in the next 1 to 3 years based on estimates from 7 analysts?
Future Growth Score
2/6Future Growth Score 2/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Future ROE
40.2%
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: EVER is forecast to remain unprofitable over the next 3 years.
Earnings vs Market: EVER is forecast to remain unprofitable over the next 3 years.
High Growth Earnings: EVER is forecast to remain unprofitable over the next 3 years.
Revenue vs Market: EVER's revenue (10.9% per year) is forecast to grow faster than the US market (8.3% per year).
High Growth Revenue: EVER's revenue (10.9% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: EVER's Return on Equity is forecast to be high in 3 years time (26.2%)
Past Performance
How has EverQuote performed over the past 5 years?
Past Performance Score
0/6Past Performance Score 0/6
Quality Earnings
Growing Profit Margin
Earnings Trend
Accelerating Growth
Earnings vs Industry
High ROE
17.3%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: EVER is currently unprofitable.
Growing Profit Margin: EVER is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: EVER is unprofitable, but has reduced losses over the past 5 years at a rate of 17.3% per year.
Accelerating Growth: Unable to compare EVER's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: EVER is unprofitable, making it difficult to compare its past year earnings growth to the Interactive Media and Services industry (15.8%).
Return on Equity
High ROE: EVER has a negative Return on Equity (-22.83%), as it is currently unprofitable.
Financial Health
How is EverQuote's financial position?
Financial Health Score
6/6Financial Health Score 6/6
Short Term Liabilities
Long Term Liabilities
Debt Level
Reducing Debt
Stable Cash Runway
Forecast Cash Runway
Financial Position Analysis
Short Term Liabilities: EVER's short term assets ($84.7M) exceed its short term liabilities ($47.4M).
Long Term Liabilities: EVER's short term assets ($84.7M) exceed its long term liabilities ($11.1M).
Debt to Equity History and Analysis
Debt Level: EVER is debt free.
Reducing Debt: EVER has no debt compared to 5 years ago when its debt to equity ratio was 36.4%.
Balance Sheet
Cash Runway Analysis
For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: Whilst unprofitable EVER has sufficient cash runway for more than 3 years if it maintains its current positive free cash flow level.
Forecast Cash Runway: EVER is unprofitable but has sufficient cash runway for more than 3 years, due to free cash flow being positive and growing by 47.7% per year.
Dividend
What is EverQuote current dividend yield, its reliability and sustainability?
Dividend Score
0/6Dividend Score 0/6
Notable Dividend
High Dividend
Stable Dividend
Growing Dividend
Earnings Coverage
Future Dividend Coverage
Dividend Yield vs Market
Notable Dividend: Unable to evaluate EVER's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate EVER's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if EVER's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if EVER's dividend payments have been increasing.
Current Payout to Shareholders
Earnings Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of EVER's dividend in 3 years as they are not forecast to pay a notable one for the US market.
Next Steps
Management
How experienced are the management team and are they aligned to shareholders interests?
2.4yrs
Average management tenure
CEO
Jayme Mendal (35 yo)
1.33yrs
Tenure
US$4,390,305
Compensation
Mr. Jayme Mendal serves as Chief Executive Officer and Director at EverQuote, Inc. since November 28, 2020. Mr. Mendal had been a Chief Operating Officer at EverQuote, Inc. since February 13, 2019 until No...
CEO Compensation Analysis
Compensation vs Market: Jayme's total compensation ($USD4.39M) is above average for companies of similar size in the US market ($USD1.75M).
Compensation vs Earnings: Jayme's compensation has increased whilst the company is unprofitable.
Leadership Team
Experienced Management: EVER's management team is considered experienced (2.4 years average tenure).
Board Members
Experienced Board: EVER's board of directors are considered experienced (3.4 years average tenure).
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: EVER insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Ownership Breakdown
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 5.4%.
Top Shareholders
Company Information
EverQuote, Inc.'s employee growth, exchange listings and data sources
Key Information
- Name: EverQuote, Inc.
- Ticker: EVER
- Exchange: NasdaqGM
- Founded: 2008
- Industry: Interactive Media and Services
- Sector: Media
- Implied Market Cap: US$390.781m
- Shares outstanding: 30.01m
- Website: https://www.everquote.com
Number of Employees
Location
- EverQuote, Inc.
- 210 Broadway
- Cambridge
- Massachusetts
- 2139
- United States
Listings
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2022/03/12 23:16 |
| End of Day Share Price | 2022/03/11 00:00 |
| Earnings | 2021/12/31 |
| Annual Earnings | 2021/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.