OTCPK:AELI.Y

Stock Analysis Report

Anadolu Hayat Emeklilik Anonim Sirket

Executive Summary

Anadolu Hayat Emeklilik Anonim Sirketi provides group and individual private pension and life insurance products in Turkey and Turkish Republic of Northern Cyprus.

Snowflake

Fundamentals

Good value with acceptable track record.

Share Price & News

How has Anadolu Hayat Emeklilik Anonim Sirket's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

0%

AELI.Y

0.5%

US Insurance

1.3%

US Market


1 Year Return

n/a

AELI.Y

15.0%

US Insurance

5.9%

US Market


Shareholder returns

AELI.YIndustryMarket
7 Day0%0.5%1.3%
30 Day0%-1.5%-1.9%
90 Dayn/a-3.3%-1.8%
1 Yearn/a17.8%15.0%8.3%5.9%
3 Yearn/a42.1%31.2%45.6%36.2%
5 Yearn/a74.2%53.4%66.1%47.9%

Price Volatility Vs. Market

How volatile is Anadolu Hayat Emeklilik Anonim Sirket's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Anadolu Hayat Emeklilik Anonim Sirket undervalued compared to its fair value and its price relative to the market?

49.3%

Undervalued compared to fair value


Share Price vs. Fair Value

Undervalued: AELI.Y ($6.65) is trading below our estimate of fair value ($13.12)

Significantly Undervalued: AELI.Y is trading below fair value by more than 20%.


Price To Earnings Ratio

PE vs Industry: AELI.Y is good value based on its PE Ratio (8.2x) compared to the Insurance industry average (15.6x).

PE vs Market: AELI.Y is good value based on its PE Ratio (8.2x) compared to the US market (17.5x).


Price to Earnings Growth Ratio

Low PEG Ratio: Insufficient data to calculate AELI.Y's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: AELI.Y is overvalued based on its PB Ratio (2.4x) compared to the US Insurance industry average (1.2x).


Next Steps

Future Growth

How is Anadolu Hayat Emeklilik Anonim Sirket forecast to perform in the next 1 to 3 years based on estimates from 1 analyst?

6.5%

Forecasted Insurance industry annual growth in earnings


Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: Insufficient data to determine if AELI.Y's forecast earnings growth is above the savings rate (2.7%).

Earnings vs Market: Insufficient data to determine if AELI.Y's earnings are forecast to grow faster than the US market

High Growth Earnings: Insufficient data to determine if earnings are expected to grow significantly over the next 3 years.

Revenue vs Market: Insufficient data to determine if AELI.Y's revenue is forecast to grow faster than the US market.

High Growth Revenue: Insufficient data to determine if AELI.Y's revenue is forecast to grow faster than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

Information is not available.


Next Steps

Past Performance

How has Anadolu Hayat Emeklilik Anonim Sirket performed over the past 5 years?

21.9%

Historical annual earnings growth


Earnings and Revenue History


Past Earnings Growth Analysis

Earnings Trend: AELI.Y's earnings have grown significantly by 21.9% per year over the past 5 years.

Accelerating Growth: AELI.Y's earnings growth over the past year (2.1%) is below its 5-year average (21.9% per year).

Earnings vs Industry: AELI.Y earnings growth over the past year (2.1%) underperformed the Insurance industry 3.1%.


Return on Equity

High ROE: AELI.Y's Return on Equity (29.5%) is considered high.


Return on Assets

ROA vs Industry: AELI.Y's Return on Assets is below or equal to the Insurance industry average last year.


Return on Capital Employed

ROCE Improving: AELI.Y has significantly improved its Return on Capital Employed over the past 3 years.


Next Steps

Financial Health

How is Anadolu Hayat Emeklilik Anonim Sirket's financial position? (This company is analysed differently as a bank or financial institution)


Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet

Information is not available.

Information is not available.


Financial Institutions Analysis

Asset Level: AELI.Y's level of assets compared to its equity is very high.

Allowance for Bad Loans: Insufficient data to determine if AELI.Y has a sufficient allowance for bad loans.

Low Risk Liabilities: AELI.Y reports no customer deposits, loans are made up entirely of externally borrowed funds.

Loan Level: Insufficient data to determine if AELI.Y has an acceptable proportion of non-loan assets held.

Low Risk Deposits: AELI.Y has advanced significantly more loans than the customer deposits it holds.

Level of Bad Loans: Insufficient data to determine if AELI.Y has an appropriate level of bad loans.


Next Steps

Dividend

What is Anadolu Hayat Emeklilik Anonim Sirket's current dividend yield, its reliability and sustainability?

6.94%

Current Dividend Yield


Dividend Yield vs Market

company6.9%marketbottom25%1.5%markettop25%3.8%industryaverage2.4%forecastin3Yearsn/a

Current dividend yield vs market & industry


Stability and Growth of Payments

Notable Dividend: AELI.Y's dividend (6.94%) is higher than the bottom 25% of dividend payers in the US market (1.47%).

High Dividend: AELI.Y's dividend (6.94%) is in the top 25% of dividend payers in the US market (3.77%)

Stable Dividend: Whilst dividend payments have been stable, AELI.Y has been paying a dividend for less than 10 years.

Growing Dividend: AELI.Y's dividend payments have increased, but the company has only paid a dividend for 9 years.


Current Payout to Shareholders

Dividend Coverage: With its reasonable payout ratio (57%), AELI.Y's dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.


Next Steps

Management

What is the CEO of Anadolu Hayat Emeklilik Anonim Sirket's salary, the management and board of directors tenure and is there insider trading?

3.5yrs

Average board tenure


CEO

Mehmet Erkan (54yo)

4.8yrs

Tenure

0

Mr. Mehmet Ugur Erkan serves as the Chief Executive Officer of Anadolu Hayat Emeklilik A.s since July 25, 2014 and serves as its Director since July 25, 2014 and Member of Executive Board. Mr. Erkan served ...


Board Age and Tenure

3.5yrs

Average Tenure

53.5yo

Average Age

Experienced Board: AELI.Y's board of directors are considered experienced (3.5 years average tenure).


Insider Trading

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown


Management Team

  • Tümay Oskay

    Secretary of the Board

    • Tenure: 0yrs
  • Mustafa Aytekin (54yo)

    Deputy CEO & Member of Executive Board

    • Tenure: 0yrs
  • Mehmet Bayraktaroglu (49yo)

    Head of the Board of Internal Audit

    • Tenure: 11.9yrs
  • Orhan Bozkurt (62yo)

    Deputy CEO & Member of Executive Board

    • Tenure: 0yrs
  • Betül Ç›¤›r

    Communications Consultant

    • Tenure: 0yrs
  • Mehmet Erkan (54yo)

    CEO, Member of Executive Board & Director

    • Tenure: 4.8yrs
  • Necdet Özcan

    Accounting & Investor Relations Unit Manager

    • Tenure: 0yrs
  • Murat Atalay (45yo)

    Deputy CEO & Member of Executive Board

    • Tenure: 0yrs
  • Haldun Aydogdu (45yo)

    Deputy CEO & Member of Executive Board

    • Tenure: 0yrs
  • Tuna Ugun (46yo)

    Deputy CEO & Member of Executive Board

    • Tenure: 0yrs

Board Members

  • Hasan Koçhan (61yo)

    Vice Chairman of the Board of Directors

    • Tenure: 0yrs
  • Mehmet Erkan (54yo)

    CEO, Member of Executive Board & Director

    • Tenure: 4.8yrs
  • Yalçin Sezen (53yo)

    Chairman of the Board

    • Tenure: 0.3yrs
  • Merih Akgünay (65yo)

    Independent Director

    • Tenure: 5.2yrs
  • Erda Gerçek (52yo)

    Independent Director

    • Tenure: 5.2yrs
  • Kemal Sayar (42yo)

    Director

    • Tenure: 3.5yrs
  • Serdar Yilmaz (45yo)

    Director

    • Tenure: 4.2yrs
  • Hüseyin Yilmaz (46yo)

    Director

    • Tenure: 1.9yrs
  • Ahmet Erelçin (57yo)

    Independent Director

    • Tenure: 1.2yrs
  • Sebnem Ergün (54yo)

    Independent Director

    • Tenure: 1.2yrs

Company Information

Anadolu Hayat Emeklilik Anonim Sirket's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Anadolu Hayat Emeklilik Anonim Sirket
  • Ticker: AELI.Y
  • Exchange: OTCPK
  • Founded: 1990
  • Industry: Life and Health Insurance
  • Sector: Insurance
  • Market Cap: YTL2.081b
  • Listing Market Cap: YTL345.164m
  • Shares outstanding: 430.00m
  • Website: https://www.anadoluhayat.com.tr

Number of Employees


Location

  • Anadolu Hayat Emeklilik Anonim Sirket
  • Meltem Sokak No: 10
  • Is Kuleleri Kule: 2
  • Istanbul
  • 34330
  • Turkey

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
ANHYTIBSE (Borsa Istanbul (BIST))YesGroup B Registered SharesTRTRYMay 2000
AELI.YOTCPK (Pink Sheets LLC)ADRUSUSDJan 2014

Biography

Anadolu Hayat Emeklilik Anonim Sirketi provides group and individual private pension and life insurance products in Turkey and Turkish Republic of Northern Cyprus. It offers private pension products, such  ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/05/29 00:36
End of Day Share Price2019/03/01 00:00
Earnings2019/03/31
Annual Earnings2018/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.