MBIA Inc. provides financial guarantee insurance services to public finance markets. More Details
Mediocre balance sheet with weak fundamentals.
Share Price & News
How has MBIA's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: MBI is not significantly more volatile than the rest of US stocks over the past 3 months, typically moving +/- 9% a week.
Volatility Over Time: MBI's weekly volatility (9%) has been stable over the past year.
7 Day Return
1 Year Return
Return vs Industry: MBI underperformed the US Insurance industry which returned -5.4% over the past year.
Return vs Market: MBI underperformed the US Market which returned 19.7% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is MBIA's share price compared to the market and industry in the last 5 years?
Simply Wall St News
4 days ago | Simply Wall StInsider Buying: The MBIA Inc. (NYSE:MBI) CEO & Director Just Bought 4.4% More Shares
1 month ago | Simply Wall StIf You Had Bought MBIA's (NYSE:MBI) Shares A Year Ago You Would Be Down 33%
3 months ago | Simply Wall StHave Insiders Sold MBIA Inc. (NYSE:MBI) Shares Recently?
Is MBIA undervalued compared to its fair value and its price relative to the market?
Price to Book (PB) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate MBI's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate MBI's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: MBI is unprofitable, so we can't compare its PE Ratio to the US Insurance industry average.
PE vs Market: MBI is unprofitable, so we can't compare its PE Ratio to the US market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate MBI's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: MBI is overvalued based on its PB Ratio (1.5x) compared to the US Insurance industry average (1x).
How is MBIA forecast to perform in the next 1 to 3 years based on estimates from 2 analysts?
Forecasted annual revenue growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: Insufficient data to determine if MBI's forecast earnings growth is above the savings rate (2.2%).
Earnings vs Market: Insufficient data to determine if MBI's earnings are forecast to grow faster than the US market
High Growth Earnings: Insufficient data to determine if earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: MBI's revenue is expected to decline over the next 3 years (-22.1% per year).
High Growth Revenue: MBI's revenue is forecast to decline over the next 3 years (-22.1% per year).
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: Insufficient data to determine if MBI's Return on Equity is forecast to be high in 3 years time
How has MBIA performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: MBI is currently unprofitable.
Growing Profit Margin: MBI is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: MBI is unprofitable, and losses have increased over the past 5 years at a rate of 13.9% per year.
Accelerating Growth: Unable to compare MBI's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: MBI is unprofitable, making it difficult to compare its past year earnings growth to the Insurance industry (6%).
Return on Equity
High ROE: MBI has a negative Return on Equity (-292.59%), as it is currently unprofitable.
How is MBIA's financial position?
Financial Position Analysis
Short Term Liabilities: MBI's short term assets ($3.0B) exceed its short term liabilities ($657.0M).
Long Term Liabilities: MBI's short term assets ($3.0B) do not cover its long term liabilities ($5.7B).
Debt to Equity History and Analysis
Debt Level: MBI's debt to equity ratio (1918.1%) is considered high.
Reducing Debt: MBI's debt to equity ratio has increased from 237.2% to 1918.1% over the past 5 years.
Cash Runway Analysis
For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: MBI has sufficient cash runway for more than a year based on its current free cash flow.
Forecast Cash Runway: MBI has sufficient cash runway for 2.7 years if free cash flow continues to reduce at historical rates of 26.4% each year.
What is MBIA current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate MBI's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate MBI's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if MBI's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if MBI's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of MBI's dividend in 3 years as they are not forecast to pay a notable one for the US market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Bill Fallon (60 yo)
Mr. William Charles Fallon, also known as Bill, serves as the President of National Public Finance Guarantee Corporation since 2010 and its Chief Executive Officer since July 13, 2010 also serves as its Di...
CEO Compensation Analysis
Compensation vs Market: Bill's total compensation ($USD4.04M) is above average for companies of similar size in the US market ($USD1.79M).
Compensation vs Earnings: Bill's compensation has been consistent with company performance over the past year.
|CEO & Director||3.17yrs||US$4.04m||4.44% |
|Executive VP & CFO||4.67yrs||US$2.05m||2.13% |
|General Counsel & Secretary||3.67yrs||US$1.36m||1.06% |
|Managing Director||14.58yrs||no data||no data|
|Assistant VP & Controller||3.5yrs||no data||0.24% |
Experienced Management: MBI's management team is considered experienced (3.7 years average tenure).
|CEO & Director||3.17yrs||US$4.04m||4.44% |
|Independent Director||9.5yrs||US$258.67k||0.26% |
|Independent Director||13.25yrs||US$248.00k||0.22% |
|Independent Chairman of the Board||5.5yrs||US$423.00k||0.24% |
|Independent Director||2yrs||US$237.99k||0.070% |
|Independent Director||11.25yrs||US$275.00k||0.15% |
Experienced Board: MBI's board of directors are considered experienced (7.5 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: MBI insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
MBIA Inc.'s company bio, employee growth, exchange listings and data sources
- Name: MBIA Inc.
- Ticker: MBI
- Exchange: NYSE
- Founded: 1973
- Industry: Property and Casualty Insurance
- Sector: Insurance
- Market Cap: US$351.613m
- Shares outstanding: 53.93m
- Website: https://www.mbia.com
Number of Employees
- MBIA Inc.
- 1 Manhattanville Road
- Suite 301
- New York
- United States
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|MBI||NYSE (New York Stock Exchange)||Yes||Common Stock||US||USD||Jul 1987|
|MBJ||DB (Deutsche Boerse AG)||Yes||Common Stock||DE||EUR||Jul 1987|
MBIA Inc. provides financial guarantee insurance services to public finance markets. It operates through United States (U.S.) Public Finance Insurance, and International and Structured Finance Insurance se...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/11/25 23:54|
|End of Day Share Price||2020/11/25 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.