Chubb Limited, through its subsidiaries, provides insurance and reinsurance products worldwide.
Established dividend payer with proven track record.
Share Price & News
How has Chubb's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: CB's share price has been volatile over the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: CB underperformed the US Insurance industry which returned -19.5% over the past year.
Return vs Market: CB underperformed the US Market which returned -11.9% over the past year.
Price Volatility Vs. Market
How volatile is Chubb's share price compared to the market and industry in the last 5 years?
Simply Wall St News
2 months ago | Simply Wall StIs Chubb Limited's (NYSE:CB) CEO Overpaid Relative To Its Peers?
3 months ago | Simply Wall StDon't Ignore The Fact That This Insider Just Sold Some Shares In Chubb Limited (NYSE:CB)
3 months ago | Simply Wall StChubb Limited (NYSE:CB) Will Pay A US$0.75 Dividend In 4 Days
Is Chubb undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: CB ($108.41) is trading below our estimate of fair value ($210.73)
Significantly Below Fair Value: CB is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: CB is poor value based on its PE Ratio (11.1x) compared to the Insurance industry average (8.8x).
PE vs Market: CB is good value based on its PE Ratio (11.1x) compared to the US market (13x).
Price to Earnings Growth Ratio
PEG Ratio: CB is poor value based on its PEG Ratio (1.8x)
Price to Book Ratio
PB vs Industry: CB is overvalued based on its PB Ratio (0.9x) compared to the US Insurance industry average (0.8x).
How is Chubb forecast to perform in the next 1 to 3 years based on estimates from 14 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: CB's forecast earnings growth (6.2% per year) is above the savings rate (1.7%).
Earnings vs Market: CB's earnings (6.2% per year) are forecast to grow slower than the US market (12.3% per year).
High Growth Earnings: CB's earnings are forecast to grow, but not significantly.
Revenue vs Market: CB's revenue is expected to decline over the next 3 years (-0.3% per year).
High Growth Revenue: CB's revenue is forecast to decline over the next 3 years (-0.3% per year).
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: CB's Return on Equity is forecast to be low in 3 years time (9%).
How has Chubb performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: CB has high quality earnings.
Growing Profit Margin: CB's current net profit margins (13%) are higher than last year (12.1%).
Past Earnings Growth Analysis
Earnings Trend: CB's earnings have grown by 9.1% per year over the past 5 years.
Accelerating Growth: CB's earnings growth over the past year (12.4%) exceeds its 5-year average (9.1% per year).
Earnings vs Industry: CB earnings growth over the past year (12.4%) underperformed the Insurance industry 43.7%.
Return on Equity
High ROE: CB's Return on Equity (8%) is considered low.
How is Chubb's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Inventory Level: CB has a low level of unsold assets or inventory.
Debt Coverage by Assets: CB's debt is covered by short term assets (assets are 2x debt).
Financial Institutions Analysis
Asset Level: CB's level of assets compared to its equity is low.
Allowance for Bad Loans: Insufficient data to determine if CB has a sufficient allowance for bad loans.
Low Risk Liabilities: CB reports no customer deposits, loans are made up entirely of externally borrowed funds.
Loan Level: Insufficient data to determine if CB has an acceptable proportion of non-loan assets held.
Low Risk Deposits: CB has advanced significantly more loans than the customer deposits it holds.
Level of Bad Loans: Insufficient data to determine if CB has an appropriate level of bad loans.
What is Chubb's current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: CB's dividend (2.77%) is higher than the bottom 25% of dividend payers in the US market (1.98%).
High Dividend: CB's dividend (2.77%) is low compared to the top 25% of dividend payers in the US market (5.49%).
Stability and Growth of Payments
Stable Dividend: CB's dividends per share have been stable in the past 10 years.
Growing Dividend: CB's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonably low payout ratio (30.5%), CB's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: CB's dividends in 3 years are forecast to be well covered by earnings (27.4% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Evan Greenberg (64yo)
Mr. Evan G. Greenberg serves as the Chief Executive Officer of Chubb Tempest Reinsurance Limited and served as its President. Mr. Greenberg has been the Chief Executive Officer at Chubb Limited since May 2 ...
CEO Compensation Analysis
Compensation vs Market: Evan's total compensation ($USD20.36M) is above average for companies of similar size in the US market ($USD11.74M).
Compensation vs Earnings: Evan's compensation has been consistent with company performance over the past year.
|Executive VP & CFO||18.17yrs||US$5.04m||0.058% $28.3m|
|Executive Vice Chairman & COO||8.67yrs||US$7.86m||0.067% $33.0m|
|Vice Chairman and President of North America Major Accounts & Specialty Insurance||no data||US$6.21m||0.050% $24.5m|
|EVP of Chubb Group and President of N.A. Commercial & Personal Insurance||4.17yrs||US$6.20m||0.028% $13.7m|
|Chief Accounting Officer||no data||US$1.63m||0.019% $9.5m|
|Senior Vice President of Investor Relations||no data||no data||no data|
|Executive VP||6.67yrs||no data||0.020% $9.6m|
|Executive VP & Chief Investment Officer of Chebb Group||no data||no data||0.038% $18.8m|
|Senior Vice President of Chubb Group Finance||1yr||no data||no data|
Experienced Management: CB's management team is seasoned and experienced (7.7 years average tenure).
|VP of Chubb Group||1.75yrs||no data||no data|
|Independent Lead Director||15.83yrs||US$431.87k||0.014% $7.0m|
|Independent Director||8.83yrs||US$316.00k||0.0029% $1.4m|
|Independent Director||13.83yrs||US$370.87k||0.0054% $2.6m|
|Chairman of ACE INA Holdings||16.25yrs||US$5.11m||no data|
|Independent Director||28.5yrs||US$416.90k||0.00066% $323.3k|
|Independent Director||11.67yrs||US$339.90k||0.0039% $1.9m|
|Non-Executive Chairman of ACE South Africa Operations||14.17yrs||no data||no data|
|Independent Director||5.83yrs||US$331.88k||0.0069% $3.4m|
Experienced Board: CB's board of directors are seasoned and experienced ( 13.3 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: CB insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Chubb Limited's company bio, employee growth, exchange listings and data sources
- Name: Chubb Limited
- Ticker: CB
- Exchange: NYSE
- Founded: 1985
- Industry: Property and Casualty Insurance
- Sector: Insurance
- Market Cap: US$48.991b
- Shares outstanding: 451.91m
- Website: https://www.chubb.com/us-en
Number of Employees
- Chubb Limited
- Baerengasse 32
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|CB||NYSE (New York Stock Exchange)||Yes||Ordinary Shares||US||USD||Mar 1993|
|AEX||DB (Deutsche Boerse AG)||Yes||Ordinary Shares||DE||EUR||Mar 1993|
|0VQD||LSE (London Stock Exchange)||Yes||Ordinary Shares||GB||USD||Mar 1993|
|CB N||BMV (Bolsa Mexicana de Valores)||Yes||Ordinary Shares||MX||MXN||Mar 1993|
Chubb Limited, through its subsidiaries, provides insurance and reinsurance products worldwide. The company’s North America Commercial P&C Insurance segment offers commercial property, marine, casualty, workers’ compensation, package policies, risk management, professional lines, marine, construction, environmental, medical, cyber risk, surety, and excess casualty; and group accident and health insurance to large, middle market, and small commercial businesses in the United States, Canada, and Bermuda. Its North America Personal P&C Insurance segment provides affluent and high net worth individuals and families with homeowners, automobile and collector cars, valuable articles, personal and excess liability, travel insurance, and recreational marine insurance and services in the United States and Canada. The company’s North America Agricultural Insurance segment offers multiple peril crop and crop-hail insurance; and coverage for farm and ranch property, and commercial agriculture products. Its Overseas General Insurance segment provides coverage for traditional commercial property and casualty; specialty categories, such as financial lines, marine, energy, aviation, political risk, and construction risk; and group accident and health, and traditional and specialty personal lines for corporations, middle markets, and small customers through retail brokers, agents, and other channels. The company’s Global Reinsurance segment offers traditional and specialty reinsurance under the Chubb Tempest Re brand name to property and casualty companies. Its Life Insurance segment provides protection and savings products comprising whole life, endowment plans, individual term life, group term life, medical and health, personal accident, credit life, universal life, and unit linked contracts. The company was formerly known as ACE Limited and changed its name to Chubb Limited in January 2016. Chubb Limited was founded in 1985 and is headquartered in Zurich, Switzerland.
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/03/29 01:05|
|End of Day Share Price||2020/03/27 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.