CB

ChubbNYSE:CB Stock Report

Market Cap

US$77.9b

7D

0.2%

1Y

53.8%

Updated

19 Sep, 2021

Data

Company Financials +
CB fundamental analysis
Snowflake Score
Valuation3/6
Future Growth0/6
Past Performance5/6
Financial Health5/6
Dividends5/6

CB Overview

Chubb Limited provides insurance and reinsurance products worldwide.

Share Price & News

How has Chubb's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: CB is less volatile than 75% of US stocks over the past 3 months, typically moving +/- 3% a week.

Volatility Over Time: CB's weekly volatility (3%) has been stable over the past year.


Market Performance


7 Day Return

0.2%

CB

-0.7%

US Insurance

-0.6%

US Market


1 Year Return

53.8%

CB

35.9%

US Insurance

33.8%

US Market

Return vs Industry: CB exceeded the US Insurance industry which returned 35.9% over the past year.

Return vs Market: CB exceeded the US Market which returned 33.8% over the past year.


Shareholder returns

CBIndustryMarket
7 Day0.2%-0.7%-0.6%
30 Day-3.0%-0.5%2.0%
90 Day13.5%6.4%4.7%
1 Year56.7%53.8%39.2%35.9%35.8%33.8%
3 Year37.7%29.1%34.2%24.1%60.0%50.1%
5 Year60.9%43.9%79.0%56.6%123.0%98.7%

Long-Term Price Volatility Vs. Market

How volatile is Chubb's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Chubb Fundamentals Summary

How do Chubb's earnings and revenue compare to its market cap?
CB fundamental statistics
Market CapUS$77.92b
Earnings (TTM)US$8.18b
Revenue (TTM)US$39.04b

9.5x

P/E Ratio

2.0x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
CB income statement (TTM)
RevenueUS$39.04b
Cost of RevenueUS$28.09b
Gross ProfitUS$10.95b
ExpensesUS$2.77b
EarningsUS$8.18b

Last Reported Earnings

Jun 30, 2021

Next Earnings Date

n/a

Earnings per share (EPS)18.18
Gross Margin28.04%
Net Profit Margin20.95%
Debt/Equity Ratio31.7%

How did CB perform over the long term?

See historical performance and comparison

Dividends

1.8%

Current Dividend Yield

17%

Payout Ratio

Valuation

Is Chubb undervalued compared to its fair value and its price relative to the market?

29.4%

Undervalued compared to fair value


Share Price vs. Fair Value

Below Fair Value: CB ($180.55) is trading below our estimate of fair value ($255.87)

Significantly Below Fair Value: CB is trading below fair value by more than 20%.


Price To Earnings Ratio

PE vs Industry: CB's PE Ratio (9.5x) is in line with the US Insurance industry average.

PE vs Market: CB is good value based on its PE Ratio (9.5x) compared to the US market (17.8x).


Price to Earnings Growth Ratio

PEG Ratio: CB's earnings are forecast to decline next year, so we can't calculate its PEG ratio.


Price to Book Ratio

PB vs Industry: CB is overvalued based on its PB Ratio (1.3x) compared to the US Insurance industry average (1.1x).


Future Growth

How is Chubb forecast to perform in the next 1 to 3 years based on estimates from 13 analysts?

-8.0%

Forecasted annual earnings growth


Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: CB's earnings are forecast to decline over the next 3 years (-8% per year).

Earnings vs Market: CB's earnings are forecast to decline over the next 3 years (-8% per year).

High Growth Earnings: CB's earnings are forecast to decline over the next 3 years.

Revenue vs Market: CB's revenue (3.7% per year) is forecast to grow slower than the US market (9.8% per year).

High Growth Revenue: CB's revenue (3.7% per year) is forecast to grow slower than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: CB's Return on Equity is forecast to be low in 3 years time (9.7%).


Past Performance

How has Chubb performed over the past 5 years?

4.7%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: CB has high quality earnings.

Growing Profit Margin: CB's current net profit margins (20.9%) are higher than last year (6.3%).


Past Earnings Growth Analysis

Earnings Trend: CB's earnings have grown by 4.7% per year over the past 5 years.

Accelerating Growth: CB's earnings growth over the past year (274.2%) exceeds its 5-year average (4.7% per year).

Earnings vs Industry: CB earnings growth over the past year (274.2%) exceeded the Insurance industry 76%.


Return on Equity

High ROE: CB's Return on Equity (13.6%) is considered low.


Financial Health

How is Chubb's financial position?


Financial Position Analysis

Short Term Liabilities: CB's short term assets ($38.2B) do not cover its short term liabilities ($107.3B).

Long Term Liabilities: CB's short term assets ($38.2B) exceed its long term liabilities ($29.8B).


Debt to Equity History and Analysis

Debt Level: CB's debt to equity ratio (31.7%) is considered satisfactory.

Reducing Debt: CB's debt to equity ratio has reduced from 33.8% to 31.7% over the past 5 years.

Debt Coverage: CB's debt is well covered by operating cash flow (59.4%).

Interest Coverage: CB's interest payments on its debt are well covered by EBIT (14.9x coverage).


Balance Sheet


Dividend

What is Chubb current dividend yield, its reliability and sustainability?

1.77%

Current Dividend Yield


Dividend Yield vs Market

Notable Dividend: CB's dividend (1.77%) is higher than the bottom 25% of dividend payers in the US market (1.33%).

High Dividend: CB's dividend (1.77%) is low compared to the top 25% of dividend payers in the US market (3.6%).


Stability and Growth of Payments

Stable Dividend: CB's dividends per share have been stable in the past 10 years.

Growing Dividend: CB's dividend payments have increased over the past 10 years.


Current Payout to Shareholders

Dividend Coverage: With its low payout ratio (17.3%), CB's dividend payments are well covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: CB's dividends in 3 years are forecast to be well covered by earnings (25.8% payout ratio).


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

2.5yrs

Average management tenure


CEO

Evan Greenberg (66 yo)

17.33yrs

Tenure

US$20,328,167

Compensation

Mr. Evan G. Greenberg serves as the Chief Executive Officer of Chubb Tempest Reinsurance Limited and served as its President. Mr. Greenberg has been the Chief Executive Officer at Chubb Limited since May 2...


CEO Compensation Analysis

Compensation vs Market: Evan's total compensation ($USD20.33M) is above average for companies of similar size in the US market ($USD11.33M).

Compensation vs Earnings: Evan's compensation has been consistent with company performance over the past year.


Leadership Team

Experienced Management: CB's management team is considered experienced (2.5 years average tenure).


Board Members

Experienced Board: CB's board of directors are seasoned and experienced ( 12.3 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: CB insiders have only sold shares in the past 3 months.


Recent Insider Transactions

Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Chubb Limited's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Chubb Limited
  • Ticker: CB
  • Exchange: NYSE
  • Founded: 1985
  • Industry: Property and Casualty Insurance
  • Sector: Insurance
  • Market Cap: US$77.920b
  • Shares outstanding: 431.57m
  • Website: https://www.chubb.com/us-en

Number of Employees


Location

  • Chubb Limited
  • Baerengasse 32
  • Zurich
  • Zurich
  • 8001
  • Switzerland

Listings


Biography

Chubb Limited provides insurance and reinsurance products worldwide. The company’s North America Commercial P&C Insurance segment offers commercial property, casualty, workers’ compensation, package polici...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/09/19 22:04
End of Day Share Price2021/09/17 00:00
Earnings2021/06/30
Annual Earnings2020/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.