How has United Fire Group performed over the past 5 years?
-22.8%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: UFCS has high quality earnings.
Growing Profit Margin: UFCS's current net profit margins (0.7%) are lower than last year (7%).
Past Earnings Growth Analysis
Earnings Trend: UFCS's earnings have declined by -22.8% per year over the past 5 years.
Accelerating Growth: UFCS's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: UFCS had negative earnings growth (-88.7%) over the past year, making it difficult to compare to the Insurance industry average (-10.4%).
Return on Equity
High ROE: UFCS's Return on Equity (0.9%) is considered low.
What is the CEO of United Fire Group's salary, the management and board of directors tenure and is there insider trading?
5.1yrs
Average management tenure
CEO
RandyRamlo(58yo)
12.6yrs
Tenure
US$3,131,279
Compensation
Mr. Randy Allan Ramlo serves as President and Chief Executive Officer of United Fire & Casualty Company. Mr. Ramlo has served as President and Chief Executive Officer of United Fire Group, Inc. since May 2 ...
CEO Compensation Analysis
Compensation vs Market: Randy's total compensation ($USD3.13M) is about average for companies of similar size in the US market ($USD2.63M).
Compensation vs Earnings: Randy's compensation has been consistent with company performance over the past year.
Management Age and Tenure
5.1yrs
Average Tenure
58yo
Average Age
Experienced Management: UFCS's management team is seasoned and experienced (5.1 years average tenure).
Board Age and Tenure
11.0yrs
Average Tenure
63yo
Average Age
Experienced Board: UFCS's board of directors are seasoned and experienced ( 11 years average tenure).
Insider Trading
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Management Team
Mike Wilkins (56yo)
Executive VP & COO
Tenure: 5.6yrs
Compensation: US$1.59m
Neal Scharmer (63yo)
VP, General Counsel & Corporate Secretary
Tenure: 18.6yrs
Compensation: US$879.51k
Barrie Ernst (65yo)
VP & Chief Investment Officer
Tenure: 17.9yrs
Compensation: US$1.16m
Randy Ramlo (58yo)
President
Tenure: 12.6yrs
Compensation: US$3.13m
Dawn Jaffray (52yo)
EVP & CFO
Tenure: 4.6yrs
Compensation: US$1.25m
Mike Sheeley (58yo)
Vice President of Corporate Marketing
Tenure: 1.6yrs
Jolene Grow
Assistant VP & Underwriting Manager
Tenure: 8.6yrs
Brian Frese
CTO & VP
Tenure: 4.1yrs
Randy Patten (45yo)
Assistant VP & Controller
Tenure: 4yrs
Tracy Bastian
Vice President of Human Resources
Tenure: 2.7yrs
Board Members
Jim Noyce (63yo)
Vice Chairman of the Board
Tenure: 4.9yrs
Compensation: US$186.23k
Christopher Drahozal (57yo)
Independent Director
Tenure: 22.9yrs
Compensation: US$148.48k
George Milligan (62yo)
Independent Director
Tenure: 20.9yrs
Compensation: US$140.48k
Mary Quass (69yo)
Independent Director
Tenure: 21.9yrs
Compensation: US$148.36k
Jack Evans (71yo)
Chairman
Tenure: 10.2yrs
Compensation: US$190.48k
Kyle Skogman (68yo)
Independent Director
Tenure: 19.9yrs
Compensation: US$152.48k
Randy Ramlo (58yo)
President
Tenure: 12.6yrs
Compensation: US$3.13m
JP Besong (66yo)
Independent Director
Tenure: 6.8yrs
Compensation: US$131.48k
Susan Voss (63yo)
Independent Director
Tenure: 5.8yrs
Compensation: US$134.48k
Scott Carlton (50yo)
Independent Director
Tenure: 7.6yrs
Compensation: US$140.48k
Company Information
United Fire Group, Inc.'s company bio, employee growth, exchange listings and data sources
United Fire Group, Inc., together with its subsidiaries, provides property and casualty insurance for individuals and businesses in the United States. The company offers commercial and personal lines of pr ...
Company Analysis and Financial Data Status
All financial data provided by Standard & Poor's Capital IQ.
Data
Last Updated (UTC time)
Company Analysis
2019/12/06 23:43
End of Day Share Price
2019/12/06 00:00
Earnings
2019/09/30
Annual Earnings
2018/12/31
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.