NasdaqCM:OXBR

Stock Analysis Report

Executive Summary

Oxbridge Re Holdings Limited, through its subsidiaries, provides specialty property and casualty reinsurance solutions.

Snowflake

Fundamentals

Mediocre balance sheet and overvalued.

Risks

  • Oxbridge Re Holdings has significant price volatility in the past 3 months.
  • Oxbridge Re Holdings is not covered by any analysts.

Similar Companies

Share Price & News

How has Oxbridge Re Holdings's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

-1.2%

NasdaqCM:OXBR

1.6%

US Insurance

0.8%

US Market


1 Year Return

-58.5%

NasdaqCM:OXBR

9.9%

US Insurance

1.9%

US Market

OXBR underperformed the Insurance industry which returned 9.9% over the past year.

OXBR underperformed the Market in United States of America which returned 1.9% over the past year.


Share holder returns

OXBRIndustryMarket
7 Day-1.2%1.6%0.8%
30 Day-16.2%2.7%3.4%
90 Day-23.1%1.4%2.1%
1 Year-58.5%-58.5%12.6%9.9%4.2%1.9%
3 Year-81.9%-83.4%47.6%36.3%46.7%37.2%
5 Year-83.8%-87.4%71.8%51.2%62.3%44.5%

Price Volatility Vs. Market

How volatile is Oxbridge Re Holdings's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is Oxbridge Re Holdings undervalued based on future cash flows and its price relative to the stock market?

0.6x

Price to Book (PB) ratio


Intrinsic Value Based on Future Cash Flows

Unable to calculate intrinsic value for Oxbridge Re Holdings to establish if it is available at moderate discount.

Unable to calculate intrinsic value for Oxbridge Re Holdings to establish if it is available at substantial discount.


Price Based on Earnings

Oxbridge Re Holdings is loss making, we can't compare its value to the US Insurance industry average.

Oxbridge Re Holdings is loss making, we can't compare the value of its earnings to the United States of America market.


Price Based on Expected Growth

Unable to calculate PEG ratio for Oxbridge Re Holdings, we can't assess if its growth is good value.


Price Based on Value of Assets

Oxbridge Re Holdings is good value based on assets compared to the US Insurance industry average.


Next Steps

Future Growth

How is Oxbridge Re Holdings expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

6.5%

Forecasted Insurance industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Oxbridge Re Holdings has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

Past Performance

How has Oxbridge Re Holdings performed over the past 5 years?

-52.8%

Historical annual earnings growth


Earnings and Revenue History


Past Earnings Growth Analysis

Oxbridge Re Holdings does not make a profit and their year on year earnings growth rate was negative over the past 5 years.

Unable to compare Oxbridge Re Holdings's 1-year earnings growth to the 5-year average as it is not currently profitable.

Unable to compare Oxbridge Re Holdings's 1-year growth to the US Insurance industry average as it is not currently profitable.


Return on Equity

It is difficult to establish if Oxbridge Re Holdings has efficiently used shareholders’ funds last year (Return on Equity greater than 20%) as it is loss-making.


Return on Assets

It is difficult to establish if Oxbridge Re Holdings has efficiently used its assets last year compared to the US Insurance industry average (Return on Assets) as it is loss-making.


Return on Capital Employed

It is difficult to establish if Oxbridge Re Holdings improved its use of capital last year versus 3 years ago (Return on Capital Employed) as it is currently loss-making.


Next Steps

Financial Health

How is Oxbridge Re Holdings's financial position?


Financial Position Analysis

Oxbridge Re Holdings is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.

Oxbridge Re Holdings's cash and other short term assets cover its long term commitments.


Debt to Equity History and Analysis

Oxbridge Re Holdings's level of debt (7.5%) compared to net worth is satisfactory (less than 40%).

Unable to establish if Oxbridge Re Holdings's debt level has increased without past 5-year debt data.


Balance Sheet

Low level of unsold assets.

Debt is covered by short term assets, assets are 15.3x debt.


Cash Runway Analysis

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

Oxbridge Re Holdings has less than a year of cash runway based on current free cash flow.

Oxbridge Re Holdings has less than a year of cash runway if free cash flow continues to grow at historical rates of 61% each year.


Next Steps

Dividend

What is Oxbridge Re Holdings's current dividend yield, its reliability and sustainability?


Dividend Yield and Payments Analysis

Unable to evaluate Oxbridge Re Holdings's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.

Unable to evaluate Oxbridge Re Holdings's dividend against the top 25% market benchmark as the company has not reported any payouts.

Unable to perform a dividend volatility check as Oxbridge Re Holdings has not reported any payouts.

Unable to verify if Oxbridge Re Holdings's dividend has been increasing as the company has not reported any payouts.


Current Payout to Shareholders

Unable to calculate sustainability of dividends as Oxbridge Re Holdings has not reported any payouts.


Future Payout to Shareholders

Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.


Next Steps

Management

What is the CEO of Oxbridge Re Holdings's salary, the management and board of directors tenure and is there insider trading?

6.2yrs

Average board tenure


CEO

Jay Madhu (53yo)

6.4yrs

Tenure

US$239,009

Compensation

Mr. Sanjay Madhu, also known as Jay, has been the Chief Executive Officer and President at Oxbridge Re Holdings Limited since April 2013 and Oxbridge Reinsurance Limited since April 2013. Mr. Madhu served  ...


CEO Compensation Analysis

Jay's remuneration is lower than average for companies of similar size in United States of America.

Jay's compensation has been consistent with company performance over the past year, both up more than 20%.


Board Age and Tenure

6.2yrs

Average Tenure

56.5yo

Average Age

The tenure for the Oxbridge Re Holdings board of directors is about average.


Insider Trading

No 3 month open market individual insider trading information.


Recent Insider Transactions

BuyUS$60,00002 May 19
Allan Martin
EntityIndividual
Shares50,000
Max PriceUS$1.20
BuyUS$38,88201 Apr 19
Allan Martin
EntityIndividual
Shares37,412
Max PriceUS$1.04
BuyUS$20,90301 Apr 19
Allan Martin
EntityIndividual
Shares19,003
Max PriceUS$1.10
BuyUS$82,30720 Feb 19
Allan Martin
EntityIndividual
Shares84,527
Max PriceUS$1.00
BuyUS$28,18420 Feb 19
Allan Martin
EntityIndividual
Shares36,392
Max PriceUS$1.00
SellUS$20,73407 Dec 18
Farnam Street Capital, Inc.
EntityCompany
Shares25,000
Max PriceUS$0.87

Ownership Breakdown


Management Team

  • Jay Madhu (53yo)

    Chairman

    • Tenure: 6.4yrs
    • Compensation: US$239.01k
  • Wrendon Timothy (39yo)

    CFO & Secretary

    • Tenure: 6.1yrs
    • Compensation: US$139.01k

Board Members

  • Ray Cabillot (56yo)

    Director

    • Tenure: 6.4yrs
    • Compensation: US$22.50k
  • Jay Madhu (53yo)

    Chairman

    • Tenure: 6.4yrs
    • Compensation: US$239.01k
  • Kris Persaud (57yo)

    Director

    • Tenure: 6.4yrs
    • Compensation: US$22.50k
  • Mayur Patel (63yo)

    Director

    • Tenure: 5.9yrs
    • Compensation: US$22.50k

Company Information

Oxbridge Re Holdings Limited's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Oxbridge Re Holdings Limited
  • Ticker: OXBR
  • Exchange: NasdaqCM
  • Founded: 2013
  • Industry: Reinsurance
  • Sector: Insurance
  • Market Cap: US$4.759m
  • Shares outstanding: 5.73m
  • Website: https://www.oxbridgere.com

Number of Employees


Location

  • Oxbridge Re Holdings Limited
  • 42 Edward Street
  • Suite 201
  • George Town
  • Grand Cayman
  • KY1-9006
  • Cayman Islands

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
OXBRNasdaqCM (Nasdaq Capital Market)YesOrdinary SharesUSUSDMay 2014

Biography

Oxbridge Re Holdings Limited, through its subsidiaries, provides specialty property and casualty reinsurance solutions. It focuses on underwriting fully-collateralized reinsurance contracts primarily for p ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/09/19 00:39
End of Day Share Price2019/09/18 00:00
Earnings2019/06/30
Annual Earnings2018/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.