NasdaqCM:OXBR

Stock Analysis Report

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Executive Summary

Oxbridge Re Holdings Limited, through its subsidiaries, provides specialty property and casualty reinsurance solutions. More Details


Snowflake Analysis

Excellent balance sheet with weak fundamentals.


Similar Companies

Share Price & News

How has Oxbridge Re Holdings's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: OXBR's share price has been volatile over the past 3 months.


Market Performance


7 Day Return

0%

OXBR

0.4%

US Insurance

-1.1%

US Market


1 Year Return

103.2%

OXBR

-11.9%

US Insurance

15.6%

US Market

Return vs Industry: OXBR exceeded the US Insurance industry which returned -11.9% over the past year.

Return vs Market: OXBR exceeded the US Market which returned 15.6% over the past year.


Shareholder returns

OXBRIndustryMarket
7 Day0%0.4%-1.1%
30 Day78.5%5.6%4.2%
90 Day64.7%0.3%6.3%
1 Year103.2%103.2%-9.5%-11.9%18.2%15.6%
3 Year-38.4%-38.4%0.6%-6.7%39.6%30.4%
5 Year-59.9%-66.3%36.2%19.0%79.5%59.2%

Price Volatility Vs. Market

How volatile is Oxbridge Re Holdings's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is Oxbridge Re Holdings undervalued compared to its fair value and its price relative to the market?

1.39x

Price to Book (PB) ratio


Share Price vs. Fair Value

Below Fair Value: Insufficient data to calculate OXBR's fair value to establish if it is undervalued.

Significantly Below Fair Value: Insufficient data to calculate OXBR's fair value to establish if it is undervalued.


Price To Earnings Ratio

PE vs Industry: OXBR is unprofitable, so we can't compare its PE Ratio to the US Insurance industry average.

PE vs Market: OXBR is unprofitable, so we can't compare its PE Ratio to the US market.


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate OXBR's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: OXBR is overvalued based on its PB Ratio (1.4x) compared to the US Insurance industry average (0.9x).


Next Steps

Future Growth

How is Oxbridge Re Holdings forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

25.5%

Forecasted Insurance industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Oxbridge Re Holdings has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

Past Performance

How has Oxbridge Re Holdings performed over the past 5 years?

-31.5%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: OXBR is currently unprofitable.

Growing Profit Margin: OXBR is currently unprofitable.


Past Earnings Growth Analysis

Earnings Trend: OXBR is unprofitable, and losses have increased over the past 5 years at a rate of 31.5% per year.

Accelerating Growth: Unable to compare OXBR's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: OXBR is unprofitable, making it difficult to compare its past year earnings growth to the Insurance industry (-3.2%).


Return on Equity

High ROE: OXBR has a negative Return on Equity (-1.95%), as it is currently unprofitable.


Next Steps

Financial Health

How is Oxbridge Re Holdings's financial position?


Financial Position Analysis

Short Term Liabilities: OXBR's short term assets ($8.1M) exceed its short term liabilities ($1.0M).

Long Term Liabilities: OXBR's short term assets ($8.1M) exceed its long term liabilities ($517.3K).


Debt to Equity History and Analysis

Debt Level: OXBR's debt to equity ratio (2.7%) is considered satisfactory.

Reducing Debt: Insufficient data to determine if OXBR's debt to equity ratio has reduced over the past 5 years.


Balance Sheet


Cash Runway Analysis

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

Stable Cash Runway: OXBR has sufficient cash runway for more than 3 years based on its current free cash flow.

Forecast Cash Runway: OXBR has sufficient cash runway for more than 3 years if free cash flow continues to reduce at historical rates of 41% each year


Next Steps

Dividend

What is Oxbridge Re Holdings's current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate OXBR's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate OXBR's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if OXBR's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if OXBR's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: OXBR is not paying a notable dividend for the US market.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of OXBR's dividend in 3 years as they are not forecast to pay a notable one for the US market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

7.3yrs

Average board tenure


CEO

Jay Madhu (54 yo)

7.5yrs

Tenure

US$310,143

Compensation

Mr. Sanjay Madhu, also known as Jay, has been the Chief Executive Officer and President at Oxbridge Re Holdings Limited since April 2013 and Oxbridge Reinsurance Limited since April 2013. Mr. Madhu served ...


CEO Compensation Analysis

Compensation vs Market: Jay's total compensation ($USD310.14K) is below average for companies of similar size in the US market ($USD585.94K).

Compensation vs Earnings: Jay's compensation has increased whilst the company is unprofitable.


Board Members

NamePositionTenureCompensationOwnership
Sanjay Madhu
Chairman7.5yrsUS$310.14k2.88%
$ 315.6k
Raymond Cabillot
Independent Director7.5yrsUS$22.50k0.61%
$ 66.9k
Krishna Persaud
Independent Director7.5yrsUS$22.50k2.68%
$ 293.3k
Mayur Patel
Independent Director7yrsUS$22.50k2.06%
$ 225.4k

7.3yrs

Average Tenure

57.5yo

Average Age

Experienced Board: OXBR's board of directors are considered experienced (7.3 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Recent Insider Transactions

Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Oxbridge Re Holdings Limited's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Oxbridge Re Holdings Limited
  • Ticker: OXBR
  • Exchange: NasdaqCM
  • Founded: 2013
  • Industry: Reinsurance
  • Sector: Insurance
  • Market Cap: US$10.951m
  • Shares outstanding: 5.73m
  • Website: https://www.oxbridgere.com

Number of Employees


Location

  • Oxbridge Re Holdings Limited
  • 42 Edward Street
  • Suite 201
  • George Town
  • Grand Cayman
  • KY1-9006
  • Cayman Islands

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
OXBRNasdaqCM (Nasdaq Capital Market)YesOrdinary SharesUSUSDMay 2014

Biography

Oxbridge Re Holdings Limited, through its subsidiaries, provides specialty property and casualty reinsurance solutions. It focuses on underwriting fully-collateralized reinsurance contracts primarily for p ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/10/27 00:23
End of Day Share Price2020/10/26 00:00
Earnings2020/06/30
Annual Earnings2019/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.