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OXBR

Oxbridge Re HoldingsNasdaqCM:OXBR Stock Report

Last Price

US$5.40

Market Cap

US$31.0m

7D

5.7%

1Y

105.3%

Updated

19 Jan, 2022

Data

Company Financials
OXBR fundamental analysis
Snowflake Score
Valuation2/6
Future Growth0/6
Past Performance3/6
Financial Health3/6
Dividends0/6

OXBR Stock Overview

Oxbridge Re Holdings Limited, together with its subsidiaries, provides specialty property and casualty reinsurance solutions.

Oxbridge Re Holdings Competitors

Everest Re Group

NYSE:RE

US$11.5b

SiriusPoint

NYSE:SPNT

US$1.3b

Blue Capital Reinsurance Holdings

OTCPK:BCRH.F

US$713.4k

Berkshire Hathaway

NYSE:BRK.A

US$715.1b

Price History & Performance

Summary of all time highs, changes and price drops for Oxbridge Re Holdings
Historical stock prices
Current Share PriceUS$5.40
52 Week HighUS$7.13
52 Week LowUS$1.83
Beta0.74
1 Month Change-20.71%
3 Month Change84.30%
1 Year Change105.32%
3 Year Change440.00%
5 Year Change-12.20%
Change since IPO-7.22%

Recent News & Updates

Shareholder Returns

OXBRUS InsuranceUS Market
7D5.7%-1.7%-3.5%
1Y105.3%21.2%10.2%

Return vs Industry: OXBR exceeded the US Insurance industry which returned 21.2% over the past year.

Return vs Market: OXBR exceeded the US Market which returned 10.2% over the past year.

Price Volatility

Is OXBR's price volatile compared to industry and market?
OXBR volatility
OXBR Average Weekly Movement11.8%
Insurance Industry Average Movement4.2%
Market Average Movement6.6%
10% most volatile stocks in US Market15.8%
10% least volatile stocks in US Market2.4%

Stable Share Price: OXBR is more volatile than 75% of US stocks over the past 3 months, typically moving +/- 12% a week.

Volatility Over Time: OXBR's weekly volatility (12%) has been stable over the past year, but is still higher than 75% of US stocks.

About the Company

FoundedEmployeesCEOWebsite
20133Jay Madhuhttps://www.oxbridgere.com

Oxbridge Re Holdings Limited, together with its subsidiaries, provides specialty property and casualty reinsurance solutions. It underwrites reinsurance contracts primarily for property and casualty insurance companies in the Gulf Coast region of the United States. The company distributes its products and solutions through reinsurance brokers.

Oxbridge Re Holdings Fundamentals Summary

How do Oxbridge Re Holdings's earnings and revenue compare to its market cap?
OXBR fundamental statistics
Market CapUS$30.96m
Earnings (TTM)US$7.18m
Revenue (TTM)US$8.65m

4.3x

P/E Ratio

3.6x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
OXBR income statement (TTM)
RevenueUS$8.65m
Cost of RevenueUS$268.00k
Gross ProfitUS$8.38m
ExpensesUS$1.20m
EarningsUS$7.18m

Last Reported Earnings

Sep 30, 2021

Next Earnings Date

n/a

Earnings per share (EPS)1.25
Gross Margin96.90%
Net Profit Margin83.05%
Debt/Equity Ratio1.4%

How did OXBR perform over the long term?

See historical performance and comparison

Valuation

Is Oxbridge Re Holdings undervalued compared to its fair value and its price relative to the market?

4.31x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

Below Fair Value: Insufficient data to calculate OXBR's fair value to establish if it is undervalued.

Significantly Below Fair Value: Insufficient data to calculate OXBR's fair value to establish if it is undervalued.


Price To Earnings Ratio

PE vs Industry: OXBR is good value based on its PE Ratio (4.3x) compared to the US Insurance industry average (11.3x).

PE vs Market: OXBR is good value based on its PE Ratio (4.3x) compared to the US market (17x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate OXBR's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: OXBR is overvalued based on its PB Ratio (2.1x) compared to the US Insurance industry average (1.1x).


Future Growth

How is Oxbridge Re Holdings forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

3.8%

Forecasted Insurance industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Oxbridge Re Holdings has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Past Performance

How has Oxbridge Re Holdings performed over the past 5 years?

26.9%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: OXBR has a high level of non-cash earnings.

Growing Profit Margin: OXBR became profitable in the past.


Past Earnings Growth Analysis

Earnings Trend: OXBR has become profitable over the past 5 years, growing earnings by 26.9% per year.

Accelerating Growth: OXBR has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.

Earnings vs Industry: OXBR has become profitable in the last year, making it difficult to compare its past year earnings growth to the Insurance industry (39.8%).


Return on Equity

High ROE: OXBR's Return on Equity (47.7%) is considered outstanding.


Financial Health

How is Oxbridge Re Holdings's financial position?


Financial Position Analysis

Short Term Liabilities: OXBR's short term assets ($6.4M) exceed its short term liabilities ($858.0K).

Long Term Liabilities: OXBR's short term assets ($6.4M) exceed its long term liabilities ($574.0K).


Debt to Equity History and Analysis

Debt Level: OXBR has more cash than its total debt.

Reducing Debt: Insufficient data to determine if OXBR's debt to equity ratio has reduced over the past 5 years.

Debt Coverage: OXBR's operating cash flow is negative, therefore debt is not well covered.

Interest Coverage: Insufficient data to determine if OXBR's interest payments on its debt are well covered by EBIT.


Balance Sheet


Dividend

What is Oxbridge Re Holdings's current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate OXBR's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate OXBR's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if OXBR's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if OXBR's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: OXBR is not paying a notable dividend for the US market.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of OXBR's dividend in 3 years as they are not forecast to pay a notable one for the US market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

8.8yrs

Average board tenure


CEO

Jay Madhu (55 yo)

8.75yrs

Tenure

US$237,305

Compensation

Mr. Sanjay Madhu, also known as Jay, is Chief Executive Officer, President, and Chairman of the Board of Directors at Oxbridge Acquisition Corp. Mr. Madhu is a founder of Oxbridge Re Holdings Limited. Mr....


CEO Compensation Analysis

Compensation vs Market: Jay's total compensation ($USD237.31K) is below average for companies of similar size in the US market ($USD579.29K).

Compensation vs Earnings: Jay's compensation has been consistent with company performance over the past year.


Board Members

Experienced Board: OXBR's board of directors are considered experienced (8.8 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Recent Insider Transactions

Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Oxbridge Re Holdings Limited's employee growth, exchange listings and data sources


Key Information

  • Name: Oxbridge Re Holdings Limited
  • Ticker: OXBR
  • Exchange: NasdaqCM
  • Founded: 2013
  • Industry: Reinsurance
  • Sector: Insurance
  • Implied Market Cap: US$30.961m
  • Shares outstanding: 5.73m
  • Website: https://www.oxbridgere.com

Number of Employees


Location

  • Oxbridge Re Holdings Limited
  • 42 Edward Street
  • Suite 201
  • George Town
  • Grand Cayman
  • KY1-9006
  • Cayman Islands

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2022/01/19 00:09
End of Day Share Price2022/01/18 00:00
Earnings2021/09/30
Annual Earnings2020/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.