Kinsale Capital Group, Inc., a specialty insurance company, provides property and casualty insurance products in the United States. More Details
Solid track record with adequate balance sheet.
Share Price & News
How has Kinsale Capital Group's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: KNSL is not significantly more volatile than the rest of US stocks over the past 3 months, typically moving +/- 5% a week.
Volatility Over Time: KNSL's weekly volatility (5%) has been stable over the past year.
7 Day Return
1 Year Return
Return vs Industry: KNSL underperformed the US Insurance industry which returned 56.9% over the past year.
Return vs Market: KNSL underperformed the US Market which returned 55.2% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is Kinsale Capital Group's share price compared to the market and industry in the last 5 years?
Simply Wall St News
2 days ago | Simply Wall StIs Kinsale Capital Group's (NASDAQ:KNSL) 236% Share Price Increase Well Justified?
2 weeks ago | Simply Wall StWhat Is The Ownership Structure Like For Kinsale Capital Group, Inc. (NASDAQ:KNSL)?
1 month ago | Simply Wall StDo Kinsale Capital Group's (NASDAQ:KNSL) Earnings Warrant Your Attention?
Is Kinsale Capital Group undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: KNSL ($170.09) is trading above our estimate of fair value ($84.22)
Significantly Below Fair Value: KNSL is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: KNSL is poor value based on its PE Ratio (33.1x) compared to the US Insurance industry average (13.9x).
PE vs Market: KNSL is poor value based on its PE Ratio (33.1x) compared to the US market (20.7x).
Price to Earnings Growth Ratio
PEG Ratio: KNSL is poor value based on its PEG Ratio (8.9x)
Price to Book Ratio
PB vs Industry: KNSL is overvalued based on its PB Ratio (6.6x) compared to the US Insurance industry average (1.1x).
How is Kinsale Capital Group forecast to perform in the next 1 to 3 years based on estimates from 6 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: KNSL's forecast earnings growth (3.7% per year) is above the savings rate (2%).
Earnings vs Market: KNSL's earnings (3.7% per year) are forecast to grow slower than the US market (16.3% per year).
High Growth Earnings: KNSL's earnings are forecast to grow, but not significantly.
Revenue vs Market: KNSL's revenue (16.3% per year) is forecast to grow faster than the US market (9.4% per year).
High Growth Revenue: KNSL's revenue (16.3% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: Insufficient data to determine if KNSL's Return on Equity is forecast to be high in 3 years time
How has Kinsale Capital Group performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: KNSL has high quality earnings.
Growing Profit Margin: KNSL's current net profit margins (22.3%) are higher than last year (15.3%).
Past Earnings Growth Analysis
Earnings Trend: KNSL's earnings have grown significantly by 33% per year over the past 5 years.
Accelerating Growth: KNSL's earnings growth over the past year (132.3%) exceeds its 5-year average (33% per year).
Earnings vs Industry: KNSL earnings growth over the past year (132.3%) exceeded the Insurance industry 19.5%.
Return on Equity
High ROE: KNSL's Return on Equity (19.6%) is considered low.
How is Kinsale Capital Group's financial position?
Financial Position Analysis
Short Term Liabilities: KNSL's short term assets ($292.1M) do not cover its short term liabilities ($1.0B).
Long Term Liabilities: KNSL's short term assets ($292.1M) exceed its long term liabilities ($49.1M).
Debt to Equity History and Analysis
Debt Level: KNSL's debt to equity ratio (7.3%) is considered satisfactory.
Reducing Debt: KNSL's debt to equity ratio has reduced from 24.5% to 7.3% over the past 5 years.
Debt Coverage: KNSL's debt is well covered by operating cash flow (731.5%).
Interest Coverage: Insufficient data to determine if KNSL's interest payments on its debt are well covered by EBIT.
What is Kinsale Capital Group current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: KNSL's dividend (0.26%) isn’t notable compared to the bottom 25% of dividend payers in the US market (1.24%).
High Dividend: KNSL's dividend (0.26%) is low compared to the top 25% of dividend payers in the US market (3.43%).
Stability and Growth of Payments
Stable Dividend: KNSL is not paying a notable dividend for the US market, therefore no need to check if payments are stable.
Growing Dividend: KNSL is not paying a notable dividend for the US market, therefore no need to check if payments are increasing.
Current Payout to Shareholders
Dividend Coverage: KNSL is not paying a notable dividend for the US market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of KNSL's dividend in 3 years as they are not forecast to pay a notable one for the US market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Michael Kehoe (54 yo)
Mr. Michael Patrick Kehoe founded Kinsale Capital Group, Inc. in June 2009 and has been its Chief Executive Officer and President since June 2009. Mr. Kehoe has been Chief Executive Officer, President and ...
CEO Compensation Analysis
Compensation vs Market: Michael's total compensation ($USD2.21M) is below average for companies of similar size in the US market ($USD5.44M).
Compensation vs Earnings: Michael's compensation has been consistent with company performance over the past year.
Experienced Management: KNSL's management team is considered experienced (4.3 years average tenure).
Experienced Board: KNSL's board of directors are considered experienced (5.8 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: KNSL insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 2.5%.
Kinsale Capital Group, Inc.'s company bio, employee growth, exchange listings and data sources
- Name: Kinsale Capital Group, Inc.
- Ticker: KNSL
- Exchange: NasdaqGS
- Founded: 2009
- Industry: Property and Casualty Insurance
- Sector: Insurance
- Market Cap: US$3.826b
- Shares outstanding: 22.81m
- Website: https://www.kinsalecapitalgroup.com
Number of Employees
- Kinsale Capital Group, Inc.
- 2035 Maywill Street
- Suite 100
- United States
Kinsale Capital Group, Inc., a specialty insurance company, provides property and casualty insurance products in the United States. Its commercial lines offerings include construction, small business, exce...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/05/05 23:07|
|End of Day Share Price||2021/05/05 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.