Kingstone Companies, Inc., through its subsidiary, Kingstone Insurance Company, underwrites property and casualty insurance products to individuals in New York. More Details
Mediocre balance sheet second-rate dividend payer.
Share Price & News
How has Kingstone Companies's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: KINS is not significantly more volatile than the rest of US stocks over the past 3 months, typically moving +/- 6% a week.
Volatility Over Time: KINS's weekly volatility (6%) has been stable over the past year.
7 Day Return
1 Year Return
Return vs Industry: KINS exceeded the US Insurance industry which returned 33.3% over the past year.
Return vs Market: KINS exceeded the US Market which returned 39.4% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is Kingstone Companies's share price compared to the market and industry in the last 5 years?
Simply Wall St News
3 weeks ago | Simply Wall StOnly Four Days Left To Cash In On Kingstone Companies' (NASDAQ:KINS) Dividend
1 month ago | Simply Wall StKingstone Companies (NASDAQ:KINS) Shareholders Booked A 82% Gain In The Last Year
2 months ago | Simply Wall StIndustry Analysts Just Upgraded Their Kingstone Companies, Inc. (NASDAQ:KINS) Revenue Forecasts By 14%
Is Kingstone Companies undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate KINS's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate KINS's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: KINS is poor value based on its PE Ratio (14.5x) compared to the US Insurance industry average (10.4x).
PE vs Market: KINS is good value based on its PE Ratio (14.5x) compared to the US market (19.4x).
Price to Earnings Growth Ratio
PEG Ratio: KINS's earnings are forecast to decline next year, so we can't calculate its PEG ratio.
Price to Book Ratio
PB vs Industry: KINS is good value based on its PB Ratio (1x) compared to the US Insurance industry average (1.1x).
How is Kingstone Companies forecast to perform in the next 1 to 3 years based on estimates from 2 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: KINS's earnings are forecast to decline over the next 3 years (-1.9% per year).
Earnings vs Market: KINS's earnings are forecast to decline over the next 3 years (-1.9% per year).
High Growth Earnings: KINS's earnings are forecast to decline over the next 3 years.
Revenue vs Market: KINS's revenue (2.2% per year) is forecast to grow slower than the US market (9.4% per year).
High Growth Revenue: KINS's revenue (2.2% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: Insufficient data to determine if KINS's Return on Equity is forecast to be high in 3 years time
How has Kingstone Companies performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: KINS has high quality earnings.
Growing Profit Margin: KINS became profitable in the past.
Past Earnings Growth Analysis
Earnings Trend: KINS's earnings have declined by 44.4% per year over the past 5 years.
Accelerating Growth: KINS has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.
Earnings vs Industry: KINS has become profitable in the last year, making it difficult to compare its past year earnings growth to the Insurance industry (51.9%).
Return on Equity
High ROE: KINS's Return on Equity (6.9%) is considered low.
How is Kingstone Companies's financial position?
Financial Position Analysis
Short Term Liabilities: KINS's short term assets ($70.4M) do not cover its short term liabilities ($99.0M).
Long Term Liabilities: KINS's short term assets ($70.4M) do not cover its long term liabilities ($118.9M).
Debt to Equity History and Analysis
Debt Level: KINS's debt to equity ratio (33.4%) is considered satisfactory.
Reducing Debt: Insufficient data to determine if KINS's debt to equity ratio has reduced over the past 5 years.
Debt Coverage: KINS's debt is well covered by operating cash flow (21.6%).
Interest Coverage: KINS's interest payments on its debt are well covered by EBIT (4x coverage).
What is Kingstone Companies's current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: KINS's dividend (1.93%) is higher than the bottom 25% of dividend payers in the US market (1.29%).
High Dividend: KINS's dividend (1.93%) is low compared to the top 25% of dividend payers in the US market (3.43%).
Stability and Growth of Payments
Stable Dividend: KINS's dividend payments have been volatile in the past 10 years.
Growing Dividend: KINS's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonably low payout ratio (28%), KINS's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Barry Goldstein (67 yo)
Mr. Barry B. Goldstein serves as President and Chief Executive Officer at Kingstone Companies, Inc. since July 19, 2019. He has been Executive Chairman at Kingstone Companies, Inc. since January 1, 2019. H...
CEO Compensation Analysis
Compensation vs Market: Barry's total compensation ($USD1.92M) is above average for companies of similar size in the US market ($USD528.84K).
Compensation vs Earnings: Barry's compensation has been consistent with company performance over the past year.
Experienced Management: KINS's management team is not considered experienced ( 1.4 years average tenure), which suggests a new team.
Experienced Board: KINS's board of directors are considered experienced (4.7 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Kingstone Companies, Inc.'s company bio, employee growth, exchange listings and data sources
- Name: Kingstone Companies, Inc.
- Ticker: KINS
- Exchange: NasdaqCM
- Founded: 1886
- Industry: Property and Casualty Insurance
- Sector: Insurance
- Market Cap: US$88.543m
- Shares outstanding: 10.68m
- Website: https://www.kingstonecompanies.com
Number of Employees
- Kingstone Companies, Inc.
- 15 Joys Lane
- New York
- United States
Kingstone Companies, Inc., through its subsidiary, Kingstone Insurance Company, underwrites property and casualty insurance products to individuals in New York. The company offers personal lines insurance ...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/06/19 02:53|
|End of Day Share Price||2021/06/18 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.