James River Group Holdings, Ltd., through its subsidiaries, provides specialty insurance and reinsurance services in the United States. More Details
Reasonable growth potential and slightly overvalued.
Share Price & News
How has James River Group Holdings's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: JRVR is not significantly more volatile than the rest of US stocks over the past 3 months, typically moving +/- 9% a week.
Volatility Over Time: JRVR's weekly volatility (9%) has been stable over the past year.
7 Day Return
1 Year Return
Return vs Industry: JRVR underperformed the US Insurance industry which returned 60.2% over the past year.
Return vs Market: JRVR underperformed the US Market which returned 51.8% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is James River Group Holdings's share price compared to the market and industry in the last 5 years?
Simply Wall St News
5 days ago | Simply Wall StJames River Group Holdings (NASDAQ:JRVR) Has Compensated Shareholders With A Respectable 80% Return On Their Investment
1 month ago | Simply Wall StJames River Group Holdings, Ltd.'s (NASDAQ:JRVR) Dismal Stock Performance Reflects Weak Fundamentals
2 months ago | Simply Wall StHow Many James River Group Holdings, Ltd. (NASDAQ:JRVR) Shares Have Insiders Sold, In The Last Year?
Is James River Group Holdings undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: JRVR ($37.12) is trading below our estimate of fair value ($46.88)
Significantly Below Fair Value: JRVR is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: JRVR is unprofitable, so we can't compare its PE Ratio to the US Insurance industry average.
PE vs Market: JRVR is unprofitable, so we can't compare its PE Ratio to the US market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate JRVR's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: JRVR is overvalued based on its PB Ratio (1.8x) compared to the US Insurance industry average (1.2x).
How is James River Group Holdings forecast to perform in the next 1 to 3 years based on estimates from 5 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: JRVR is forecast to become profitable over the next 3 years, which is considered faster growth than the savings rate (2%).
Earnings vs Market: JRVR is forecast to become profitable over the next 3 years, which is considered above average market growth.
High Growth Earnings: JRVR's is expected to become profitable in the next 3 years.
Revenue vs Market: JRVR's revenue (10.5% per year) is forecast to grow faster than the US market (9.2% per year).
High Growth Revenue: JRVR's revenue (10.5% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: Insufficient data to determine if JRVR's Return on Equity is forecast to be high in 3 years time
How has James River Group Holdings performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: JRVR is currently unprofitable.
Growing Profit Margin: JRVR is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: JRVR is unprofitable, and losses have increased over the past 5 years at a rate of 32.1% per year.
Accelerating Growth: Unable to compare JRVR's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: JRVR is unprofitable, making it difficult to compare its past year earnings growth to the Insurance industry (28.3%).
Return on Equity
High ROE: JRVR has a negative Return on Equity (-9.67%), as it is currently unprofitable.
How is James River Group Holdings's financial position?
Financial Position Analysis
Short Term Liabilities: JRVR's short term assets ($2.6B) exceed its short term liabilities ($1.6B).
Long Term Liabilities: JRVR's short term assets ($2.6B) do not cover its long term liabilities ($2.9B).
Debt to Equity History and Analysis
Debt Level: JRVR's debt to equity ratio (54.9%) is considered high.
Reducing Debt: JRVR's debt to equity ratio has increased from 27.3% to 54.9% over the past 5 years.
Debt Coverage: JRVR's operating cash flow is negative, therefore debt is not well covered.
Interest Coverage: Insufficient data to determine if JRVR's interest payments on its debt are well covered by EBIT.
What is James River Group Holdings's current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: JRVR's dividend (3.23%) is higher than the bottom 25% of dividend payers in the US market (1.24%).
High Dividend: JRVR's dividend (3.23%) is low compared to the top 25% of dividend payers in the US market (3.42%).
Stability and Growth of Payments
Stable Dividend: JRVR has been paying a dividend for less than 10 years and during this time payments have been volatile.
Growing Dividend: JRVR's dividend payments have increased, but the company has only paid a dividend for 6 years.
Current Payout to Shareholders
Dividend Coverage: JRVR is paying a dividend but the company is unprofitable.
Future Payout to Shareholders
Future Dividend Coverage: JRVR's dividends in 3 years are forecast to be well covered by earnings (41.5% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Frank D’Orazio (51 yo)
Mr. Frank N. D'Orazio has been Chief Executive Officer and Director of James River Group Holdings, Ltd. since November 2, 2020. Mr. D'Orazio was the President of Underwriting & Global Risk at Allied World ...
CEO Compensation Analysis
Compensation vs Market: Frank's total compensation ($USD4.06M) is above average for companies of similar size in the US market ($USD2.34M).
Compensation vs Earnings: Insufficient data to compare Frank's compensation with company performance.
Experienced Management: JRVR's management team is considered experienced (3.1 years average tenure).
Experienced Board: JRVR's board of directors are considered experienced (5 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
James River Group Holdings, Ltd.'s company bio, employee growth, exchange listings and data sources
- Name: James River Group Holdings, Ltd.
- Ticker: JRVR
- Exchange: NasdaqGS
- Founded: 2002
- Industry: Property and Casualty Insurance
- Sector: Insurance
- Market Cap: US$1.053b
- Shares outstanding: 30.77m
- Website: https://www.jrgh.net
Number of Employees
- James River Group Holdings, Ltd.
- Wellesley House
- 2nd Floor
- HM 08
James River Group Holdings, Ltd., through its subsidiaries, provides specialty insurance and reinsurance services in the United States. It operates through Excess and Surplus Lines, Specialty Admitted Insu...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/05/08 01:24|
|End of Day Share Price||2021/05/07 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.