ICC Holdings, Inc., together with its subsidiaries, provides property and casualty insurance products to the food and beverage industry in the United States. More Details
Proven track record and fair value.
Share Price & News
How has ICC Holdings's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: ICCH is not significantly more volatile than the rest of US stocks over the past 3 months, typically moving +/- 10% a week.
Volatility Over Time: Insufficient data to determine ICCH's volatility change over the past year.
7 Day Return
1 Year Return
Return vs Industry: ICCH exceeded the US Insurance industry which returned 34.2% over the past year.
Return vs Market: ICCH exceeded the US Market which returned 39% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is ICC Holdings's share price compared to the market and industry in the last 5 years?
Simply Wall St News
3 weeks ago | Simply Wall StMichael Smith Is The VP & Chief Financial Officer of ICC Holdings, Inc. (NASDAQ:ICCH) And They Just Picked Up 10% More Shares
2 months ago | Simply Wall StUpdate: ICC Holdings (NASDAQ:ICCH) Stock Gained 62% In The Last Year
5 months ago | Simply Wall StHere's Why I Think ICC Holdings (NASDAQ:ICCH) Might Deserve Your Attention Today
Is ICC Holdings undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: ICCH ($15.69) is trading above our estimate of fair value ($0.77)
Significantly Below Fair Value: ICCH is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: ICCH is good value based on its PE Ratio (7.1x) compared to the US Insurance industry average (10.1x).
PE vs Market: ICCH is good value based on its PE Ratio (7.1x) compared to the US market (19.2x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate ICCH's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: ICCH is good value based on its PB Ratio (0.7x) compared to the US Insurance industry average (1.1x).
How is ICC Holdings forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Insurance industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as ICC Holdings has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
How has ICC Holdings performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: ICCH has a large one-off gain of $1.6M impacting its March 31 2021 financial results.
Growing Profit Margin: ICCH's current net profit margins (11.4%) are higher than last year (3.7%).
Past Earnings Growth Analysis
Earnings Trend: ICCH's earnings have grown by 14.4% per year over the past 5 years.
Accelerating Growth: ICCH's earnings growth over the past year (228%) exceeds its 5-year average (14.4% per year).
Earnings vs Industry: ICCH earnings growth over the past year (228%) exceeded the Insurance industry 51.9%.
Return on Equity
High ROE: ICCH's Return on Equity (9.3%) is considered low.
How is ICC Holdings's financial position?
Financial Position Analysis
Short Term Liabilities: ICCH's short term assets ($44.1M) do not cover its short term liabilities ($95.6M).
Long Term Liabilities: ICCH's short term assets ($44.1M) exceed its long term liabilities ($15.3M).
Debt to Equity History and Analysis
Debt Level: ICCH's debt to equity ratio (18.8%) is considered satisfactory.
Reducing Debt: ICCH's debt to equity ratio has increased from 13.1% to 18.8% over the past 5 years.
Debt Coverage: ICCH's debt is not well covered by operating cash flow (14.4%).
Interest Coverage: ICCH's interest payments on its debt are well covered by EBIT (31.6x coverage).
What is ICC Holdings's current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate ICCH's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate ICCH's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if ICCH's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if ICCH's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of ICCH's dividend in 3 years as they are not forecast to pay a notable one for the US market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Arron Sutherland (52 yo)
Mr. Arron Keath Sutherland has been President and Chief Executive Officer of Illinois Casualty Company since 2010 and has been its Director since 2007. Mr. Sutherland serves as President at ICC Holdings, I...
CEO Compensation Analysis
Compensation vs Market: Arron's total compensation ($USD621.21K) is about average for companies of similar size in the US market ($USD532.21K).
Compensation vs Earnings: Arron's compensation has been consistent with company performance over the past year.
Experienced Management: ICCH's management team is seasoned and experienced (5.4 years average tenure).
Experienced Board: ICCH's board of directors are seasoned and experienced ( 12.4 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: ICCH insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 8.9%.
ICC Holdings, Inc.'s company bio, employee growth, exchange listings and data sources
- Name: ICC Holdings, Inc.
- Ticker: ICCH
- Exchange: NasdaqCM
- Founded: 1950
- Industry: Property and Casualty Insurance
- Sector: Insurance
- Market Cap: US$53.074m
- Shares outstanding: 3.30m
- Website: https://ir.iccholdingsinc.com
Number of Employees
- ICC Holdings, Inc.
- 225 20th Street
- Rock Island
- United States
ICC Holdings, Inc., together with its subsidiaries, provides property and casualty insurance products to the food and beverage industry in the United States. The company offers commercial multi-peril, liqu...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/06/23 04:06|
|End of Day Share Price||2021/06/22 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.