eHealth, Inc. provides private health insurance exchange services to individuals, families, and small businesses in the United States and China.
Proven track record with moderate growth potential.
Share Price & News
How has eHealth's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: EHTH's share price has been volatile over the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: EHTH exceeded the US Insurance industry which returned 13% over the past year.
Return vs Market: EHTH exceeded the US Market which returned 14% over the past year.
Price Volatility Vs. Market
How volatile is eHealth's share price compared to the market and industry in the last 5 years?
Simply Wall St News
1 day ago | Simply Wall StIs eHealth, Inc. (NASDAQ:EHTH) A Volatile Stock?
2 weeks ago | Simply Wall StWhat Did eHealth, Inc.'s (NASDAQ:EHTH) CEO Take Home Last Year?
1 month ago | Simply Wall StShareholders Are Raving About How The eHealth (NASDAQ:EHTH) Share Price Increased 782%
Is eHealth undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate EHTH's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate EHTH's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: EHTH is poor value based on its PE Ratio (40.9x) compared to the Insurance industry average (13.1x).
PE vs Market: EHTH is poor value based on its PE Ratio (40.9x) compared to the US market (17.7x).
Price to Earnings Growth Ratio
PEG Ratio: EHTH is poor value based on its PEG Ratio (2.9x)
Price to Book Ratio
PB vs Industry: EHTH is overvalued based on its PB Ratio (5.4x) compared to the US Insurance industry average (1.1x).
How is eHealth forecast to perform in the next 1 to 3 years based on estimates from 10 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: EHTH's forecast earnings growth (14.3% per year) is above the savings rate (1.7%).
Earnings vs Market: EHTH's earnings (14.3% per year) are forecast to grow faster than the US market (13.1% per year).
High Growth Earnings: EHTH's earnings are forecast to grow, but not significantly.
Revenue vs Market: EHTH's revenue (17.9% per year) is forecast to grow faster than the US market (7.6% per year).
High Growth Revenue: EHTH's revenue (17.9% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: EHTH's Return on Equity is forecast to be low in 3 years time (10.9%).
How has eHealth performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: EHTH has a high level of non-cash earnings.
Growing Profit Margin: EHTH's current net profit margins (13.2%) are higher than last year (0.1%).
Past Earnings Growth Analysis
Earnings Trend: EHTH has become profitable over the past 5 years, growing earnings by 51% per year.
Accelerating Growth: EHTH's earnings growth over the past year (27653.9%) exceeds its 5-year average (51% per year).
Earnings vs Industry: EHTH earnings growth over the past year (27653.9%) exceeded the Insurance industry 32.1%.
Return on Equity
High ROE: EHTH's Return on Equity (12.7%) is considered low.
Return on Assets
Return on Capital Employed
How is eHealth's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Inventory Level: EHTH has a low level of unsold assets or inventory.
Debt Coverage by Assets: Insufficient data to determine if EHTH's debt is covered by short term assets.
Financial Institutions Analysis
Asset Level: EHTH's level of assets compared to its equity is low.
Allowance for Bad Loans: Insufficient data to determine if EHTH has a sufficient allowance for bad loans.
Low Risk Liabilities: EHTH reports no customer deposits, loans are made up entirely of externally borrowed funds.
Loan Level: Insufficient data to determine if EHTH has an acceptable proportion of non-loan assets held.
Low Risk Deposits: EHTH has advanced significantly more loans than the customer deposits it holds.
Level of Bad Loans: Insufficient data to determine if EHTH has an appropriate level of bad loans.
What is eHealth's current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Current dividend yield vs market & industry
Notable Dividend: Unable to evaluate EHTH's dividend yield against the bottom 25% of dividend payers, as the company has not reported any payouts.
High Dividend: Unable to evaluate EHTH's dividend yield against the top 25% of dividend payers, as the company has not reported any payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if EHTH's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if EHTH's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of EHTH's dividend in 3 years as they are not forecast to pay a notable one for the US market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Scott Flanders (63yo)
Mr. Scott N. Flanders, J.D., has been Chief Executive Officer of eSkye Solutions, Inc. since May 2016 and as its Director since February 2008. Prior to that, Mr. Flanders served as the Chief Executive Offi ...
CEO Compensation Analysis
Compensation vs Market: Scott's total compensation ($USD3.50M) is about average for companies of similar size in the US market ($USD4.91M).
Compensation vs Earnings: Scott's compensation has increased by more than 20% in the past year.
|CEO & Director||3.8yrs||US$3.50m||1.02% $27.9m|
|Senior VP & CFO||1.7yrs||US$2.68m||0.15% $4.1m|
|Chief Operating Officer||3.3yrs||US$1.73m||1.06% $28.9m|
|Chief Marketing Officer||2.7yrs||US$1.11m||0.099% $2.7m|
|President of Carrier & Business Development||2.1yrs||US$888.48k||0.50% $13.6m|
|Chief Technology Officer||1.9yrs||no data||0.078% $2.1m|
|Vice President of Investor Relations||12.1yrs||no data||no data|
|Senior VP||0yrs||no data||no data|
|Senior Vice President of Sales & Operations||0yrs||no data||no data|
|Senior VP & Chief People Officer||2.1yrs||no data||no data|
Experienced Management: EHTH's management team is considered experienced (2.4 years average tenure).
|CEO & Director||3.8yrs||US$3.50m||1.02% $27.9m|
|Independent Director||0.5yrs||no data||0.013% $356.0k|
|Independent Director||20.7yrs||US$227.93k||0.39% $10.6m|
|Independent Director||0.5yrs||no data||0.0059% $162.0k|
|Independent Director||11.2yrs||US$228.93k||0.22% $6.2m|
|Independent Director||14.2yrs||US$217.93k||0.14% $3.7m|
|Independent Director||1.2yrs||US$147.75k||no data|
Experienced Board: EHTH's board of directors are seasoned and experienced ( 11.2 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 19.6%.
eHealth, Inc.'s company bio, employee growth, exchange listings and data sources
- Name: eHealth, Inc.
- Ticker: EHTH
- Exchange: NasdaqGS
- Founded: 1997
- Industry: Insurance Brokers
- Sector: Insurance
- Market Cap: US$2.741b
- Shares outstanding: 23.10m
- Website: https://www.ehealthinsurance.com
Number of Employees
- eHealth, Inc.
- 2625 Augustine Drive
- Second Floor
- Santa Clara
- United States
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|EHTH||NasdaqGS (Nasdaq Global Select)||Yes||Common Stock||US||USD||Oct 2006|
|M5V||DB (Deutsche Boerse AG)||Yes||Common Stock||DE||EUR||Oct 2006|
eHealth, Inc. provides private health insurance exchange services to individuals, families, and small businesses in the United States and China. The company operates through two segments, Medicare; and Individual, Family and Small Business. Its e-commerce platforms organize and present health insurance information in various formats that enable individuals, families, and small businesses to research, analyze, compare, and purchase a range of health insurance plans. The company’s Medicare-related health insurance plans include Medicare Advantage, Medicare Supplement, and Medicare part D prescription drug plans; and ancillary products, including dental, vision, life, and short and long term disability insurance plans. It markets health insurance plans through its Websites, such as eHealth.com, eHealthInsurance.com, eHealthMedicare.com, Medicare.com, PlanPrescriber.com, and GoMedigap.com, as well as through a network of marketing partners. The company also licenses its health insurance e-commerce technology that enables health insurance carriers and agents to market and distribute health insurance plans online; and provides online sponsorship and advertising services. eHealth, Inc. was incorporated in 1997 and is headquartered in Santa Clara, California.
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/02/25 00:20|
|End of Day Share Price||2020/02/24 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.