eHealth, Inc. provides private health insurance exchange services to individuals, families, and small businesses in the United States and China. More Details
Flawless balance sheet with reasonable growth potential.
Share Price & News
How has eHealth's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: EHTH is more volatile than 75% of US stocks over the past 3 months, typically moving +/- 14% a week.
Volatility Over Time: EHTH's weekly volatility (14%) has been stable over the past year, but is still higher than 75% of US stocks.
7 Day Return
1 Year Return
Return vs Industry: EHTH underperformed the US Insurance industry which returned 43.1% over the past year.
Return vs Market: EHTH underperformed the US Market which returned 53.9% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is eHealth's share price compared to the market and industry in the last 5 years?
Simply Wall St News
2 days ago | Simply Wall StIf You Had Bought eHealth (NASDAQ:EHTH) Stock Five Years Ago, You Could Pocket A 712% Gain Today
4 weeks ago | Simply Wall StDid eHealth, Inc. (NASDAQ:EHTH) Insiders Sell Shares?
1 month ago | Simply Wall SteHealth, Inc. (NASDAQ:EHTH) Consensus Forecasts Have Become A Little Darker Since Its Latest Report
Is eHealth undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: EHTH ($70.15) is trading above our estimate of fair value ($19.97)
Significantly Below Fair Value: EHTH is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: EHTH is poor value based on its PE Ratio (40.2x) compared to the US Insurance industry average (14.8x).
PE vs Market: EHTH is poor value based on its PE Ratio (40.2x) compared to the US market (22.5x).
Price to Earnings Growth Ratio
PEG Ratio: EHTH is poor value based on its PEG Ratio (1x)
Price to Book Ratio
PB vs Industry: EHTH is overvalued based on its PB Ratio (2.2x) compared to the US Insurance industry average (1.1x).
How is eHealth forecast to perform in the next 1 to 3 years based on estimates from 11 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: EHTH's forecast earnings growth (39.3% per year) is above the savings rate (2%).
Earnings vs Market: EHTH's earnings (39.3% per year) are forecast to grow faster than the US market (18.1% per year).
High Growth Earnings: earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: EHTH's revenue (15% per year) is forecast to grow faster than the US market (9.3% per year).
High Growth Revenue: EHTH's revenue (15% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: EHTH's Return on Equity is forecast to be low in 3 years time (16.7%).
How has eHealth performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: EHTH has a high level of non-cash earnings.
Growing Profit Margin: EHTH's current net profit margins (7.8%) are lower than last year (13.2%).
Past Earnings Growth Analysis
Earnings Trend: EHTH has become profitable over the past 5 years, growing earnings by 59.9% per year.
Accelerating Growth: EHTH's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: EHTH had negative earnings growth (-32.1%) over the past year, making it difficult to compare to the Insurance industry average (-9.8%).
Return on Equity
High ROE: EHTH's Return on Equity (5.4%) is considered low.
How is eHealth's financial position?
Financial Position Analysis
Short Term Liabilities: EHTH's short term assets ($331.0M) exceed its short term liabilities ($84.4M).
Long Term Liabilities: EHTH's short term assets ($331.0M) exceed its long term liabilities ($118.1M).
Debt to Equity History and Analysis
Debt Level: EHTH is debt free.
Reducing Debt: EHTH had no debt 5 years ago.
Debt Coverage: EHTH has no debt, therefore it does not need to be covered by operating cash flow.
Interest Coverage: EHTH has no debt, therefore coverage of interest payments is not a concern.
What is eHealth current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate EHTH's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate EHTH's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if EHTH's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if EHTH's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of EHTH's dividend in 3 years as they are not forecast to pay a notable one for the US market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Scott Flanders (64 yo)
Mr. Scott N. Flanders, J.D., serves as Independent Director at 890 5th Avenue Partners, Inc. since joining the firm on January 11, 2021. He has been Chief Executive Officer of eSkye Solutions, Inc. since M...
CEO Compensation Analysis
Compensation vs Market: Scott's total compensation ($USD9.80M) is above average for companies of similar size in the US market ($USD3.79M).
Compensation vs Earnings: Scott's compensation has increased by more than 20% whilst company earnings have fallen more than 20% in the past year.
Experienced Management: EHTH's management team is considered experienced (2.8 years average tenure).
Experienced Board: EHTH's board of directors are not considered experienced ( 2.1 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: EHTH insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 2.7%.
eHealth, Inc.'s company bio, employee growth, exchange listings and data sources
- Name: eHealth, Inc.
- Ticker: EHTH
- Exchange: NasdaqGS
- Founded: 1997
- Industry: Insurance Brokers
- Sector: Insurance
- Market Cap: US$1.826b
- Shares outstanding: 25.93m
- Website: https://www.ehealthinsurance.com
Number of Employees
- eHealth, Inc.
- 2625 Augustine Drive
- Second Floor
- Santa Clara
- United States
eHealth, Inc. provides private health insurance exchange services to individuals, families, and small businesses in the United States and China. The company operates through two segments, Medicare; and Ind...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/04/16 23:08|
|End of Day Share Price||2021/04/16 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.