NasdaqGM:UG

Stock Analysis Report

Executive Summary

United-Guardian, Inc. manufactures and markets cosmetic ingredients, personal care products, pharmaceuticals, medical lubricants, healthcare products, and specialty industrial products in the United States and internationally.

Snowflake

Fundamentals

Flawless balance sheet with acceptable track record.


Similar Companies

Share Price & News

How has United-Guardian's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

-0.7%

UG

-0.6%

US Personal Products

1.8%

US Market


1 Year Return

5.5%

UG

24.0%

US Personal Products

7.3%

US Market

Return vs Industry: UG underperformed the US Personal Products industry which returned 24% over the past year.

Return vs Market: UG matched the US Market which returned 7.3% over the past year.


Shareholder returns

UGIndustryMarket
7 Day-0.7%-0.6%1.8%
30 Day-4.2%-1.9%-0.7%
90 Day-7.8%-1.8%0.06%
1 Year12.0%5.5%25.9%24.0%9.7%7.3%
3 Year45.3%21.1%42.2%34.9%46.3%36.9%
5 Year14.2%-12.6%80.2%62.0%64.5%46.5%

Price Volatility Vs. Market

How volatile is United-Guardian's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is United-Guardian undervalued compared to its fair value and its price relative to the market?

19.4%

Undervalued compared to fair value


Share Price vs. Fair Value

Undervalued: UG ($18.4) is trading below our estimate of fair value ($22.83)

Significantly Undervalued: UG is trading below fair value, but not by a significant amount.


Price To Earnings Ratio

PE vs Industry: UG is poor value based on its PE Ratio (20.1x) compared to the Personal Products industry average (19.2x).

PE vs Market: UG is poor value based on its PE Ratio (20.1x) compared to the US market (17.7x).


Price to Earnings Growth Ratio

Low PEG Ratio: Insufficient data to calculate UG's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: UG is overvalued based on its PB Ratio (7.9x) compared to the US Personal Products industry average (3.7x).


Next Steps

Future Growth

How is United-Guardian forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

-16.8%

Forecasted annual earnings growth


Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: UG's earnings are forecast to decline over the next 3 years (-16.8% per year).

Earnings vs Market: UG's earnings are forecast to decline over the next 3 years (-16.8% per year).

High Growth Earnings: UG's earnings are forecast to decline over the next 3 years.

Revenue vs Market: Insufficient data to determine if UG's revenue is forecast to grow faster than the US market.

High Growth Revenue: Insufficient data to determine if UG's revenue is forecast to grow faster than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

High Future ROE: Insufficient data to determine if UG's Return on Equity is forecast to be high in 3 years time


Next Steps

Past Performance

How has United-Guardian performed over the past 5 years?

-1.5%

Historical annual earnings growth


Earnings and Revenue History


Past Earnings Growth Analysis

Earnings Trend: UG's earnings have declined by -1.5% per year over the past 5 years.

Accelerating Growth: UG's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: UG had negative earnings growth (-7.8%) over the past year, making it difficult to compare to the Personal Products industry average (21%).


Return on Equity

High ROE: UG's Return on Equity (39.3%) is considered high.


Return on Assets

ROA vs Industry: UG has a higher Return on Assets than the Personal Products industry average last year.


Return on Capital Employed

ROCE Improving: UG has significantly improved its Return on Capital Employed over the past 3 years.


Next Steps

Financial Health

How is United-Guardian's financial position?


Financial Position Analysis

Short Term Liabilities: UG's short term assets ($11.7M) exceeds its short term liabilities ($1.6M)

Long Term Liabilities: UG's short term assets (11.7M) exceeds its long term liabilities (208.5K)


Debt to Equity History and Analysis

Debt Level: UG is debt free.

Reducing Debt: UG has not had any debt for past 5 years.

Debt Coverage: UG has no debt, therefore it does not need to be covered by operating cash flow.

Interest Coverage: UG has no debt, therefore coverage of interest payments is not a concern.


Balance Sheet

Inventory Level: UG has a low level of unsold assets or inventory.

Debt Coverage by Assets: Insufficient data to determine if UG's debt is covered by short term assets.


Next Steps

Dividend

What is United-Guardian's current dividend yield, its reliability and sustainability?

5.98%

Current Dividend Yield


Dividend Yield vs Market

company6.0%marketbottom25%1.5%markettop25%3.7%industryaverage1.5%forecastin3Yearsn/a

Current dividend yield vs market & industry


Stability and Growth of Payments

Notable Dividend: UG's dividend (5.98%) is higher than the bottom 25% of dividend payers in the US market (1.45%).

High Dividend: UG's dividend (5.98%) is in the top 25% of dividend payers in the US market (3.72%)

Stable Dividend: UG's dividend payments have been volatile in the past 10 years.

Growing Dividend: UG's dividend payments have increased over the past 10 years.


Current Payout to Shareholders

Dividend Coverage: With its high payout ratio (120.3%), UG's dividend payments are not well covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.


Next Steps

Management

What is the CEO of United-Guardian's salary, the management and board of directors tenure and is there insider trading?

9.6yrs

Average management tenure


CEO

Ken Globus (67yo)

10.1yrs

Tenure

US$422,247

Compensation

Mr. Kenneth H. Globus, also known as Ken, has been the Chairman at United-Guardian Inc. since September 2009 and its Chief Executive Officer since December 2006. Mr. Globus has been President and General C ...


CEO Compensation Analysis

Compensation vs. Market: Ken's total compensation ($USD422.25K) is about average for companies of similar size in the US market ($USD491.38K).

Compensation vs Earnings: Ken's compensation has been consistent with company performance over the past year.


Management Age and Tenure

9.6yrs

Average Tenure

60yo

Average Age

Experienced Management: UG's management team is seasoned and experienced (9.6 years average tenure).


Board Age and Tenure

19.7yrs

Average Tenure

70yo

Average Age

Experienced Board: UG's board of directors are seasoned and experienced ( 19.7 years average tenure).


Insider Trading

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown


Management Team

  • Ken Globus (67yo)

    President

    • Tenure: 10.1yrs
    • Compensation: US$422.25k
  • Robert Rubinger (76yo)

    Executive VP

    • Tenure: 37.8yrs
    • Compensation: US$122.79k
  • Peter Hiltunen (60yo)

    VP & Production Manager

    • Tenure: 37.8yrs
    • Compensation: US$210.39k
  • Roseann LaCorte (52yo)

    Controller & Accounting Manager

    • Tenure: 9.2yrs
  • Andrea Young (50yo)

    CFO, Treasurer & Controller

    • Tenure: 1.4yrs
  • Donna Vigilante

    R&D Manager and Director of Technical Services

    • Tenure: 1.6yrs

Board Members

  • Ken Globus (67yo)

    President

    • Tenure: 10.1yrs
    • Compensation: US$422.25k
  • Robert Rubinger (76yo)

    Executive VP

    • Tenure: 37.8yrs
    • Compensation: US$122.79k
  • Arthur Dresner (77yo)

    Director

    • Tenure: 22.5yrs
    • Compensation: US$33.00k
  • Lawrence Maietta (61yo)

    Director

    • Tenure: 25.7yrs
    • Compensation: US$44.00k
  • Andrew Boccone (73yo)

    Director

    • Tenure: 16.9yrs
    • Compensation: US$29.50k
  • S. Papoulias (65yo)

    Director

    • Tenure: 3.6yrs
    • Compensation: US$27.50k

Company Information

United-Guardian, Inc.'s company bio, employee growth, exchange listings and data sources


Key Information

  • Name: United-Guardian, Inc.
  • Ticker: UG
  • Exchange: NasdaqGM
  • Founded: 1942
  • Industry: Personal Products
  • Sector: Household
  • Market Cap: US$84.535m
  • Shares outstanding: 4.59m
  • Website: https://www.u-g.com

Number of Employees


Location

  • United-Guardian, Inc.
  • 230 Marcus Boulevard
  • PO Box 18050
  • Hauppauge
  • New York
  • 11788
  • United States

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
UGNasdaqGM (Nasdaq Global Market)YesCommon StockUSUSDJan 1980

Biography

United-Guardian, Inc. manufactures and markets cosmetic ingredients, personal care products, pharmaceuticals, medical lubricants, healthcare products, and specialty industrial products in the United States ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/10/18 23:44
End of Day Share Price2019/10/18 00:00
Earnings2019/06/30
Annual Earnings2018/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.